FBNC vs OSBC: fair value comparison
First Bancorp and Old Second Bancorp, Inc. · Updated 2026-10-19
Both currently screen as overvalued on TickrTrends' Forward Fair Value model. Within Financial Services, FBNC currently sits closer to the top of our ranking by discount to fair value. OSBC carries the stronger quality grade.
| FBNC | OSBC | |
|---|---|---|
| Verdict | Overvalued | Overvalued |
| Last price | $60.36 | $24.88 |
| 12-month range | $48.19–$66.34 | $17.67–$25.91 |
| Rank by discount to fair value | #120 of 167 Financial Services | #121 of 167 Financial Services |
| Quality grade | D | C |
| Leverage | Low | Moderate |
| Margin trend | Contracting | Stable |
| Revenue growth | Declining | Modest |
| RSI zone | Neutral | Neutral |
| 50/200-day trend | Mixed | Mixed |
| 52-week position | The upper-middle quarter | The top quarter |
Full single-stock breakdowns: FBNC fair value analysis · OSBC fair value analysis