Fair Isaac Corporation (FICO) fair value analysis

S&P 500 · Updated 2026-09-07

Fair Isaac Corporation is a software and analytics company that develops credit scoring models, data analytics tools, and decision management software used by financial institutions, lenders, and businesses. The company operates globally, serving customers across North America, Europe, and Asia-Pacific regions.

Forward Fair Value verdict

Undervalued

Based on TickrTrends' weekly Forward Fair Value model, FICO is trading at more than a 25% discount to estimated fair value.

FICO currently ranks #19 of 199 Technology stocks by discount to Forward Fair Value. It has screened as Undervalued for 3 consecutive weekly runs.

Last price: $932.26
Sector: Technology
12-month range: $1,035.50–$1,768.68

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: A
Leverage: Low
Margin trend: Expanding
Revenue growth: Strong
RSI zone: Neutral
52-week position: The bottom quarter of its range
DCF cross-check: Overvalued

What our data shows for FICO

Our model validated 17 trailing price-to-earnings windows for FICO, built from quarterly earnings records.
Shares are trading in the lower third of their 12-month price range of $1,035.50–$1,768.68.
The 14-day relative strength index sits at a neutral 31.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for FICO
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent FICO news

TickrTrends' derived news-sentiment signal for FICO is currently leaning positive, computed from recent coverage.

One Regulator Just Ended Fair Isaac’s (FICO) Mortgage Monopoly. The Stock Fell 16% – Is It Justified? (insidermonkey.com, 2026-09-07)
TickrTrends take: Fair Isaac faces potential headwinds from regulatory action that could disrupt a significant revenue stream tied to mortgage lending. Given TickrTrends' undervalued assessment, investors should monitor how the company adapts its business model and whether any market share losses in mortgage-related services materialize in upcoming financial results. The regulatory development introduces uncertainty that valuation models will need to reconcile with FICO's Technology sector positioning and historical growth drivers.
Stock Market Midday, Sept. 4: Stocks Edge Lower on Strong Jobs Report as Lululemon Plummets (finance.yahoo.com, 2026-09-04)
TickrTrends take: FICO operates in the Technology sector where valuations have been sensitive to employment data and Federal Reserve policy signals. The strong jobs report mentioned in market activity could influence investor expectations around interest rate decisions, which historically affects how investors price technology stocks and financial services companies like FICO. Given TickrTrends' current undervalued assessment, market reactions to macroeconomic data such as employment figures warrant monitoring for potential valuation adjustments or buying opportunities in the coming period.
FICO Looks 50.8% Undervalued on GF Value™ Amid Credit Scoring Shift (gurufocus.com, 2026-09-04)
TickrTrends take: FICO's credit scoring business faces ongoing industry pressures as market participants reassess the competitive landscape and regulatory environment affecting consumer data usage. The substantial undervaluation signal identified by TickrTrends aligns with the GF Value assessment, suggesting the market may be pricing in structural headwinds more conservatively than fundamental metrics warrant. Investors monitoring technology sector valuations should track whether FICO's core scoring franchise demonstrates pricing power or volume resilience as credit portfolios and lending patterns evolve.

What people are saying

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TickrTrends weekly updates

2026-09-07 — TickrTrends' derived indicators for FICO showed a change in the DCF cross-check band assessment this week, moving from none to overvalued. The current valuation verdict remains undervalued based on the available analysis.
2026-09-06 — FICO's sector discount rank improved to number 19 this week, up from number 32 the previous week, indicating the stock is trading at a smaller discount relative to other technology sector companies. The company maintains an undervalued current valuation verdict based on TickrTrends' derived indicators.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is FICO stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), FICO is trading at more than a 25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.

What is FICO's TickrTrends verdict?

FICO's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.

How does FICO compare to other Technology stocks?

FICO ranks #19 of 199 Technology stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is FICO overbought or oversold?

FICO's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Technology fair-value coverage →

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