Equifax Inc. (EFX) fair value analysis
S&P 500 · Updated 2026-10-19
EFX price how computed
Forward Fair Value verdict
UndervaluedEFX is trading at more than a 25% discount to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $145.78
- Sector
- Industrials
- 12-month range
- $137.24–$229.02
- Market cap
- $17.1B
- From 52-week high
- -36.3%
- Shares outstanding
- 117M
- Rank in Industrials by discount to fair value
- #3 of 106
Last price is our 2026-10-19 weekly price; the chart runs through 2026-10-16.
Equifax Inc. is a credit reporting and information solutions company that collects, maintains, and distributes consumer and commercial credit information used by lenders, employers, and other entities to make decisions. The company operates globally with significant presence in North America, Europe, and Asia-Pacific regions.
EFX currently ranks #3 of 106 Industrials stocks by discount to fair value. It has screened as Undervalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $17.1B
- P/E (trailing)
- 18x
- Revenue (TTM)
- $6.44B
- Net margin
- 10.7%
- EPS (TTM)
- $8.24
- Gross margin
- 54.5%
- Debt / equity
- 1.25
- Revenue growth (3-yr avg)
- 9.6%
- Shares outstanding
- 117M
Derived indicators how computed
- Quality grade
- C
- Margin trend
- Contracting
- 52-week position
- The bottom quarter of its range
- DCF cross-check
- Overvalued
Technicals how computed
- RSI (14-day)
- 57 · neutral
- 50-day average
- $167.59
- 200-day average
- $178.98
- Moving-average state
- 50-day below 200-day (death cross state); price below both averages
Dividends how computed
- Paid, last 12 months
- $2.18 per share (4 payments)
- Yield on last price
- 1.50%
- Consecutive years of increases
- 1
- Last ex-dividend date
- 2026-08-31
- Last payment date
- 2026-09-15
Earnings how computed
- Last 8 quarters vs consensus
- 7 beat, 0 missed
- Quarter by quarter
- 2026-06 ▲ beat (+1.8%)
2026-03 ▲ beat (+9.4%)
2025-12 ▲ beat (+2.0%)
2025-09 ▲ beat (+5.2%)
2025-06 ▲ beat (+4.2%)
2025-03 ▲ beat (+9.3%)
2024-12 ▬ met (0.0%)
2024-09 ▲ beat (+1.1%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 19 buy · 5 hold · 0 sell (24 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $196
- Target vs last price
- +34.4%
What our data shows for EFX
- Our model validated 17 trailing price-to-earnings windows for EFX, built from quarterly earnings records.
- Shares are trading in the lower third of their 12-month price range of $137.24–$229.02.
- The 14-day relative strength index sits at a neutral 57.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for EFX
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent EFX news
TickrTrends' derived news-sentiment signal for EFX is currently leaning positive, computed from recent coverage.
- EFX Maintained by Stifel -- Price Target Lowered to $217.00 (gurufocus.com, 2026-10-21)
TickrTrends take: Equifax operates in the Industrials sector and currently trades at a valuation that TickrTrends identifies as undervalued. The Stifel price target adjustment to $217 represents analyst reassessment of the stock's fair value, which investors focused on valuation metrics should monitor alongside the company's fundamentals to determine whether the undervalued designation persists. Given the maintained rating coupled with the lowered target, valuation-conscious investors may want to track how market price movement relates to this new price objective and the underlying earnings or growth assumptions that support it. - Equifax (EFX) Reports Strong Q3 2026 Results and Announces Strategic Acquisition (gurufocus.com, 2026-10-20)
TickrTrends take: Equifax reported strong third quarter 2026 results and announced a strategic acquisition, developments that could materially affect the company's earnings trajectory and capital allocation strategy. Given TickrTrends' current undervalued assessment of EFX, investors focused on valuation should monitor how the acquisition integrates operationally and whether it delivers the synergies management projects, as execution risk could influence whether the current valuation discount persists. The combination of solid recent operational performance with this strategic move suggests the market may not yet be fully pricing in the company's growth potential within the Industrials sector. - Is It Too Late to Buy Equifax Inc (EFX) After 11.3% Rally? GF Value Says Undervalued (gurufocus.com, 2026-10-20)
TickrTrends take: Equifax has experienced a significant recent price movement that raises questions about whether the stock remains attractive at current levels. TickrTrends' undervalued verdict aligns with the valuation perspective presented in the headline, suggesting the rally has not yet eliminated the gap between market price and intrinsic value for this Industrials sector company. Investors focused on valuation should monitor whether further gains continue to narrow that gap or whether EFX maintains its undervalued status on any pullback.
More EFX news
- EFX Maintains Rating by Mizuho -- Price Target Lowered to $185 (gurufocus.com, 2026-10-19)
- Oppenheimer Downgrades Equifax (EFX) to Perform Amid Mortgage Sector Concerns (gurufocus.com, 2026-10-16)
- Equifax Inc (EFX) Shares Rise 7.25% Amid Mixed Market Futures on October 16, 2026 (gurufocus.com, 2026-10-16)
- Is It Too Late to Buy Equifax Inc (EFX) After 7.2% Rally? GF Value Says Undervalued (gurufocus.com, 2026-10-16)
- EFX Maintained by Morgan Stanley -- Price Target Lowered to $205 (gurufocus.com, 2026-10-13)
- EFX Maintained by Needham -- Price Target Lowered to $190 (gurufocus.com, 2026-10-13)
- Consumers May Be Eligible For Up To $280 In Equifax Credit Reporting Settlement (zerohedge.com, 2026-10-08)
What people are saying
Follow the EFX conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators for EFX showed improvement this week. The quality grade advanced from D to C, while the relative strength index moved from oversold territory into the neutral zone. The current valuation verdict remains Undervalued.
- 2026-10-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — TickrTrends' derived indicators for EFX showed a shift in momentum this week, with the RSI zone moving from neutral to oversold territory. The stock maintains an undervalued valuation verdict based on current analysis.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is EFX stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), EFX is trading at more than a 25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.
What is EFX's TickrTrends verdict?
EFX's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.
How does EFX compare to other Industrials stocks?
EFX ranks #3 of 106 Industrials stocks in TickrTrends' coverage by discount to fair value.
Is EFX overbought or oversold?
EFX's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does EFX pay a dividend?
Yes. EFX paid $2.18 per share over the last twelve months (4 payments), a 1.50% yield on TickrTrends' last price, and has raised the annual total for 1 consecutive year. The last ex-dividend date was 2026-08-31.
Does EFX usually beat earnings estimates?
Over its last 8 reported quarters EFX beat the consensus estimate 7 times and missed 0 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about EFX?
Of 24 analysts covering EFX, 19 rate it a buy, 5 a hold and 0 a sell - buy-leaning, with a consensus price target of $196 (+34.4% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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