Jack Henry & Associates, Inc. (JKHY) fair value analysis
S&P 500 & Nasdaq · Updated 2026-10-19
JKHY price how computed
Forward Fair Value verdict
UndervaluedJKHY is trading at more than a 25% discount to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $149.31
- Sector
- Technology
- 12-month range
- $123.42–$192.60
- Market cap
- $10.5B
- From 52-week high
- -22.5%
- Shares outstanding
- 70.1M
- Rank in Technology by discount to fair value
- #35 of 181
Last price is our 2026-10-19 weekly price; the chart runs through 2026-10-16.
Jack Henry & Associates, Inc. is a technology company that provides core processing systems, digital banking solutions, and payment processing services to financial institutions including banks, credit unions, and mortgage companies. The company operates primarily in the United States, serving thousands of financial services clients across the nation.
JKHY currently ranks #35 of 181 Technology stocks by discount to fair value. It has screened as Undervalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $10.5B
- P/E (trailing)
- 22x
- Revenue (TTM)
- $2.53B
- Net margin
- 19.8%
- EPS (TTM)
- $6.65
- Gross margin
- 42.3%
- Debt / equity
- 0.02
- Revenue growth (3-yr avg)
- 3.6%
- Shares outstanding
- 70.1M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Stable
- 52-week position
- The lower-middle quarter of its range
- DCF cross-check
- Fairly Valued
Technicals how computed
- RSI (14-day)
- 47 · neutral
- 50-day average
- $156.31
- 200-day average
- $155.88
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $2.41 per share (4 payments)
- Yield on last price
- 1.61%
- Consecutive years of increases
- 22
- Last ex-dividend date
- 2026-09-04
- Last payment date
- 2026-09-23
Earnings how computed
- Next earnings report
- 2026-11-03
- Last 8 quarters vs consensus
- 7 beat, 1 missed
- Quarter by quarter
- 2026-06 ▲ beat (+9.0%)
2026-03 ▲ beat (+9.9%)
2025-12 ▲ beat (+16.9%)
2025-09 ▲ beat (+12.7%)
2025-06 ▲ beat (+4.0%)
2025-03 ▲ beat (+9.0%)
2024-12 ▲ beat (+2.3%)
2024-09 ▼ miss (-0.6%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 14 buy · 6 hold · 0 sell (20 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $188
- Target vs last price
- +25.9%
What our data shows for JKHY
- Our model validated 17 trailing price-to-earnings windows for JKHY, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $123.42–$192.60.
- The 14-day relative strength index sits at a neutral 47.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for JKHY
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent JKHY news
TickrTrends' derived news-sentiment signal for JKHY is currently leaning positive, computed from recent coverage.
- Seaport Research Initiates Buy on Jack Henry (JKHY) with $193 Price Target (gurufocus.com, 2026-09-28)
TickrTrends take: Seaport Research's initiation of a Buy rating with a $193 price target aligns with TickrTrends' current Undervalued assessment of the technology sector company, suggesting analyst confidence in upside potential from current levels. For valuation-focused investors, the key metric to monitor will be how JKHY's earnings growth trajectory develops relative to this price target, as analyst price targets typically reflect expectations about future profitability and cash generation. The timing of this initiation may indicate that research coverage is catching up to value opportunities that quantitative valuation models have already identified in the stock. - JKHY Initiated Coverage by Seaport Global -- Rating Set to Buy (gurufocus.com, 2026-09-28)
TickrTrends take: Seaport Global's initiation of coverage with a Buy rating provides third-party validation that could reinforce TickrTrends' Undervalued assessment for JKHY. For valuation-focused investors tracking the Technology sector, this analyst endorsement may signal confidence in the company's fundamental value relative to its current market price. The alignment between analyst coverage and the existing undervaluation thesis warrants monitoring how the market responds to this coverage initiation. - JKHY Looks 21.2% Undervalued on GF Value™ (gurufocus.com, 2026-09-21)
TickrTrends take: JKHY's valuation assessment aligns with TickrTrends' undervalued designation, suggesting the stock may be trading below its intrinsic value according to fundamental metrics. For investors focused on valuation metrics, monitoring whether the stock moves toward its calculated fair value would be a key indicator of potential market repricing. In the Technology sector, such valuation gaps can persist based on market sentiment or temporary earnings pressures, making the timing of any convergence toward fair value a relevant observation point.
What people are saying
Follow the JKHY conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — JKHY's technical positioning improved this week as the Relative Strength Index moved from oversold territory into neutral range, suggesting reduced downward momentum. The stock's valuation ranking within the Technology sector strengthened, rising to number 47 from number 55 in sector discount standings, indicating it is trading at a better relative discount compared to peer companies.
- 2026-10-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — TickrTrends' derived indicators for JKHY show mixed movements this week. The 50/200-day trend state shifted from mixed to downtrend, while the RSI zone moved from neutral to oversold territory, and the sector discount rank improved from number 67 to number 59. The current valuation verdict remains that JKHY is undervalued.
- 2026-09-21 — # JKHY Weekly Indicator Summary TickrTrends' derived indicators for JKHY showed a shift in momentum assessment this week, with the momentum indicator downgrading from a positive A rating to none. Despite this change in momentum status, the stock maintains an undervalued valuation verdict within the Technology sector. The decline in momentum rating suggests reduced upward price movement characteristics compared to the prior week.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is JKHY stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), JKHY is trading at more than a 25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.
What is JKHY's TickrTrends verdict?
JKHY's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.
How does JKHY compare to other Technology stocks?
JKHY ranks #35 of 181 Technology stocks in TickrTrends' coverage by discount to fair value.
Is JKHY overbought or oversold?
JKHY's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does JKHY pay a dividend?
Yes. JKHY paid $2.41 per share over the last twelve months (4 payments), a 1.61% yield on TickrTrends' last price, and has raised the annual total for 22 consecutive years. The last ex-dividend date was 2026-09-04.
When does JKHY report earnings next?
JKHY's next earnings report is scheduled for 2026-11-03, per the published earnings calendar.
Does JKHY usually beat earnings estimates?
Over its last 8 reported quarters JKHY beat the consensus estimate 7 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about JKHY?
Of 20 analysts covering JKHY, 14 rate it a buy, 6 a hold and 0 a sell - buy-leaning, with a consensus price target of $188 (+25.9% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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