Bank First Corporation (BFC) fair value analysis
Nasdaq · Updated 2026-10-19
BFC price how computed
Forward Fair Value verdict
UndervaluedBFC is trading at a 10–25% discount to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $147.70
- Sector
- Financial Services
- 12-month range
- $119.08–$158.42
- Market cap
- $1.64B
- From 52-week high
- -6.8%
- Shares outstanding
- 11.1M
- Rank in Financial Services by discount to fair value
- #50 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Bank First Corporation is a financial services company that provides banking and financial services to individuals and businesses through its network of branches. The company operates primarily in Wisconsin, serving customers across the state through its community banking operations.
BFC currently ranks #50 of 167 Financial Services stocks by discount to fair value. It has screened as Undervalued for 4 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $1.64B
- P/E (trailing)
- 18x
- Revenue (TTM)
- $292M
- Net margin
- 27.8%
- EPS (TTM)
- $8.01
- Gross margin
- 75.9%
- Debt / equity
- 0.13
- Revenue growth (3-yr avg)
- 23.1%
- Shares outstanding
- 11.1M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Expanding
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 45 · neutral
- 50-day average
- $151.97
- 200-day average
- $143.92
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $2.10 per share (4 payments)
- Yield on last price
- 1.42%
- Consecutive years of increases
- 3
- Last ex-dividend date
- 2026-09-23
- Last payment date
- 2026-10-07
Earnings how computed
- Last 8 quarters vs consensus
- 6 beat, 2 missed
- Quarter by quarter
- 2026-06 ▲ beat (+7.5%)
2026-03 ▼ miss (-18.7%)
2025-12 ▲ beat (+5.6%)
2025-09 ▲ beat (+5.5%)
2025-06 ▼ miss (-8.3%)
2025-03 ▲ beat (+7.4%)
2024-12 ▲ beat (+10.1%)
2024-09 ▲ beat (+7.1%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Consensus price target
- $163
- Target vs last price
- +10.4%
What our data shows for BFC
- Our model validated 17 trailing price-to-earnings windows for BFC, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $119.08–$158.42.
- The 14-day relative strength index sits at a neutral 45.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for BFC
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent BFC news
TickrTrends' derived news-sentiment signal for BFC is currently leaning positive, computed from recent coverage.
- Bank First (BFC) Raises Quarterly Dividend by 8.3%, Forward Yield at 1.75% (gurufocus.com, 2026-10-21)
TickrTrends take: Bank First's dividend increase comes amid TickrTrends' undervalued assessment of the stock, suggesting the company may have room to deploy capital for shareholder returns while potentially trading below intrinsic value. The forward yield of 1 point 75 percent reflects a modest income component relative to the overall return opportunity that undervaluation typically offers. Investors focused on valuation should monitor whether this dividend growth trajectory sustains given the company's earnings power within the Financial Services sector. - Bank First Corporation (BFC) Q3 Earnings and Revenues Lag Estimates (zacks.com, 2026-10-20)
TickrTrends take: Bank First Corporation's third quarter results falling short of analyst expectations occur against a backdrop where TickrTrends currently identifies the stock as undervalued within the Financial Services sector. A valuation-focused reader should monitor whether the earnings miss reflects temporary operational challenges or signals more persistent pressure on the company's profitability and asset quality. The gap between expected and actual performance will be relevant context for assessing whether the current undervalued designation remains justified or requires reassessment based on the company's ability to meet future guidance. - First Merchants Corporation Announces Cash Dividend on Its Preferred Stock (manilatimes.net, 2026-10-15)
TickrTrends take: First Merchants Corporation announced a cash dividend on its preferred stock, which represents a commitment to returning capital to shareholders through its equity structure. For investors focused on valuation metrics, the dividend announcement warrants attention to how this capital allocation affects the company's balance sheet strength and return on equity calculations relative to TickrTrends' current undervalued assessment. The preferred dividend obligation should be monitored against the bank's earnings capacity and cash flow generation to determine whether the undervaluation thesis remains supported as the company executes this shareholder return program.
More BFC news
- First Bank Announces Third Quarter 2026 Earnings Conference Call (manilatimes.net, 2026-09-30)
- First Merchants Corporation Announces Pricing of Subordinated Notes Offering (manilatimes.net, 2026-09-23)
- PSB Holdings, Inc. Announces Quarterly Cash Dividend of $0.18 Per Share (manilatimes.net, 2026-09-16)
What people are saying
Follow the BFC conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — TickrTrends' derived indicators show that BFC has moved down in sector discount ranking, dropping from position #49 to position #54 among Financial Services companies this week. Despite this decline in relative valuation ranking, the company maintains an undervalued status according to current assessment metrics.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators for BFC showed notable movement this week. The quality grade declined from A to B, while the sector discount rank improved from number 59 to number 50 within the Financial Services sector. The valuation verdict shifted from Fairly valued to Undervalued.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — TickrTrends' derived indicators show that BFC has moved lower in relative valuation standing within the Financial Services sector this week, with its sector discount rank declining from 47th to 57th position. This shift reflects that the stock has become relatively less discounted compared to its sector peers. BFC remains at a fairly valued assessment according to current metrics.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is BFC stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), BFC is trading at a 10–25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.
What is BFC's TickrTrends verdict?
BFC's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.
How does BFC compare to other Financial Services stocks?
BFC ranks #50 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is BFC overbought or oversold?
BFC's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does BFC pay a dividend?
Yes. BFC paid $2.10 per share over the last twelve months (4 payments), a 1.42% yield on TickrTrends' last price, and has raised the annual total for 3 consecutive years. The last ex-dividend date was 2026-09-23.
Does BFC usually beat earnings estimates?
Over its last 8 reported quarters BFC beat the consensus estimate 6 times and missed 2 times, by TickrTrends' comparison of reported and estimated EPS.
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