Credit Acceptance Corporation (CACC) fair value analysis

Nasdaq · Updated 2026-09-07

Credit Acceptance Corporation is a finance company that provides auto loans to consumers with limited credit histories or poor credit profiles. The company operates primarily in the United States, originating and servicing loans for vehicle purchases through its direct and indirect lending channels.

Forward Fair Value verdict

Undervalued

Based on TickrTrends' weekly Forward Fair Value model, CACC is trading at a 10–25% discount to estimated fair value.

CACC currently ranks #37 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Undervalued for 3 consecutive weekly runs.

Last price: $572.97
Sector: Financial Services
12-month range: $419.60–$655.72

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: C-
Leverage: High
RSI zone: Neutral
50/200-day trend: Uptrend
52-week position: The upper-middle quarter of its range

What our data shows for CACC

Our model validated 17 trailing price-to-earnings windows for CACC, built from quarterly earnings records.
Shares are trading in the middle of their 12-month price range of $419.60–$655.72.
The 14-day relative strength index sits at a neutral 55.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for CACC
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent CACC news

TickrTrends' derived news-sentiment signal for CACC is currently leaning positive, computed from recent coverage.

Could Credit Acceptance (CACC) Keep Rising as Credit Trends Improve? (finance.yahoo.com, 2026-08-27)
TickrTrends take: Credit Acceptance operates in the Financial Services sector where valuation metrics become particularly sensitive to credit quality and economic cycles. TickrTrends currently derives an undervalued verdict for CACC, which means the market price sits below levels suggested by fundamental analysis, making potential credit trend improvements a factor that could influence whether this valuation gap persists or narrows. Investors focused on valuation should monitor actual credit metrics and portfolio performance data to assess whether improving credit trends substantiate the current undervalued assessment or signal a revaluation.
Credit Acceptance Announces New Chief Technology Officer to Advance Digital-First, AI-Enabled Business Evolution (manilatimes.net, 2026-08-13)
Credit Acceptance Corporation (CACC) Q2 2026 Earnings Call Transcript (seekingalpha.com, 2026-08-04)
TickrTrends take: Credit Acceptance Corporation operates in the Financial Services sector where TickrTrends currently derives an Undervalued verdict for CACC based on its analysis. Investors monitoring the company's valuation should pay close attention to the earnings call details regarding loan portfolio performance, charge-off rates, and funding costs, as these metrics directly influence the company's profitability and cash generation capacity relative to its market price. The undervalued assessment suggests the market may be overlooking positive developments in CACC's business fundamentals that could support higher valuations if earnings trends improve or market sentiment shifts.

What people are saying

Follow the CACC conversation: Stocktwits · Reddit · X

TickrTrends weekly updates

2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
2026-09-06 — No material change this week: the verdict, bands and grades all held steady.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is CACC stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), CACC is trading at a 10–25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.

What is CACC's TickrTrends verdict?

CACC's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.

How does CACC compare to other Financial Services stocks?

CACC ranks #37 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is CACC overbought or oversold?

CACC's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Financial Services fair-value coverage →

Head-to-head comparisons

CACC vs AMP · CACC vs BLK · CACC vs COF · CACC vs EG · CACC vs GCMG