Commerce Bancshares, Inc. (CBSH) fair value analysis
Nasdaq · Updated 2026-10-19
CBSH price how computed
Forward Fair Value verdict
UndervaluedCBSH is trading at a 10–25% discount to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $55.69
- Sector
- Financial Services
- 12-month range
- $47.49–$60.33
- Market cap
- $7.99B
- From 52-week high
- -7.7%
- Shares outstanding
- 143M
- Rank in Financial Services by discount to fair value
- #43 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Commerce Bancshares, Inc. is a financial services company that operates banks and provides banking and financial services to customers. The company operates through its banking subsidiaries in multiple states across the United States.
CBSH currently ranks #43 of 167 Financial Services stocks by discount to fair value. It has screened as Undervalued for 11 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $7.99B
- P/E (trailing)
- 13x
- Revenue (TTM)
- $2.17B
- Net margin
- 26.9%
- EPS (TTM)
- $4.17
- Gross margin
- 80.0%
- Debt / equity
- 0.56
- Revenue growth (3-yr avg)
- -0.6%
- Shares outstanding
- 143M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Expanding
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 45 · neutral
- 50-day average
- $57.17
- 200-day average
- $54.32
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $1.10 per share (4 payments)
- Yield on last price
- 1.98%
- Consecutive years of increases
- 1
- Last ex-dividend date
- 2026-09-04
- Last payment date
- 2026-09-22
Earnings how computed
- Last 8 quarters vs consensus
- 7 beat, 1 missed
- Quarter by quarter
- 2026-06 ▲ beat (+5.8%)
2026-03 ▲ beat (+12.9%)
2025-12 ▲ beat (+1.0%)
2025-09 ▼ miss (-3.8%)
2025-06 ▲ beat (+9.0%)
2025-03 ▲ beat (+3.3%)
2024-12 ▲ beat (+7.9%)
2024-09 ▲ beat (+6.6%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 2 buy · 8 hold · 0 sell (10 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $65.6
- Target vs last price
- +17.8%
What our data shows for CBSH
- Our model validated 17 trailing price-to-earnings windows for CBSH, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $47.49–$60.33.
- The 14-day relative strength index sits at a neutral 45.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for CBSH
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent CBSH news
TickrTrends' derived news-sentiment signal for CBSH is currently leaning positive, computed from recent coverage.
- CBSH Maintained by Piper Sandler -- Price Target Lowered to $60.50 (gurufocus.com, 2026-10-21)
TickrTrends take: Piper Sandler's reduction of its price target for CBSH suggests a recalibration of near-term expectations for the Financial Services company, yet TickrTrends currently maintains an Undervalued assessment of the stock. This divergence indicates that while the analyst has become more cautious on specific catalysts or near-term performance, the broader valuation metrics may still present an opportunity for value-oriented investors to monitor. Given the maintained rating alongside the lowered target, investors should track whether the market reprices CBSH in response to this adjustment or whether the stock's fundamental valuation remains disconnected from analyst price expectations. - Commerce Bancshares (CBSH) Reports Q3 Results with Slight EPS Beat Amid Revenue Miss (gurufocus.com, 2026-10-21)
TickrTrends take: Commerce Bancshares delivered earnings per share that exceeded expectations in the third quarter, though total revenue fell short of forecasts, creating a mixed fundamental picture for investors evaluating the stock's intrinsic value. Given TickrTrends' assessment that CBSH is currently undervalued, this combination of operational results warrants attention to whether the EPS beat reflects sustainable earnings power or temporary cost management. In the Financial Services sector where profitability metrics heavily influence valuation multiples, readers should monitor whether the bank's net interest margin and loan growth trajectories support the undervalued designation going forward. - CBSH Maintained by Piper Sandler -- Price Target Lowered to $63 (gurufocus.com, 2026-10-05)
TickrTrends take: CBSH's Maintain rating from Piper Sandler accompanied by a price target reduction to $63, which may warrant scrutiny given TickrTrends' current assessment that the stock trades as undervalued. A valuation-focused investor should monitor whether the analyst's lower target reflects changed fundamentals in the Financial Services sector or represents a recalibration that could influence broader market perception of CBSH's intrinsic value. The relationship between the analyst's revised target and TickrTrends' undervaluation thesis will be important to track as additional research emerges.
More CBSH news
- Commerce Bancshares Is Exactly Where It Should Be (NASDAQ:CBSH) (seekingalpha.com, 2026-10-04)
- Commerce Bank Partners with Greenlight to Enhance Family Finance Tools for Customers (CBSH) (gurufocus.com, 2026-10-01)
What people are saying
Follow the CBSH conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — CBSH's sector discount rank declined this week, moving from 41st to 46th position among Financial Services companies. This shift indicates that CBSH has become relatively less discounted compared to its sector peers based on TickrTrends' derived valuation indicators. Despite this change in ranking, the current valuation verdict remains Undervalued.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is CBSH stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), CBSH is trading at a 10–25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.
What is CBSH's TickrTrends verdict?
CBSH's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.
How does CBSH compare to other Financial Services stocks?
CBSH ranks #43 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is CBSH overbought or oversold?
CBSH's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does CBSH pay a dividend?
Yes. CBSH paid $1.10 per share over the last twelve months (4 payments), a 1.98% yield on TickrTrends' last price, and has raised the annual total for 1 consecutive year. The last ex-dividend date was 2026-09-04.
Does CBSH usually beat earnings estimates?
Over its last 8 reported quarters CBSH beat the consensus estimate 7 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about CBSH?
Of 10 analysts covering CBSH, 2 rate it a buy, 8 a hold and 0 a sell - hold-leaning, with a consensus price target of $65.6 (+17.8% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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