Capitol Federal Financial, Inc. (CFFN) fair value analysis
Nasdaq · Updated 2026-10-19
CFFN price how computed
Forward Fair Value verdict
UndervaluedCFFN is trading at a 10–25% discount to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $8.17
- Sector
- Financial Services
- 12-month range
- $6.02–$9.19
- Market cap
- $1.01B
- From 52-week high
- -11.1%
- Shares outstanding
- 123M
- Rank in Financial Services by discount to fair value
- #52 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Capitol Federal Financial, Inc. is a financial services company that operates Capitol Federal Bank, a community bank providing retail and commercial banking services to customers. The company primarily operates in Kansas and surrounding regions through its network of banking offices.
CFFN currently ranks #52 of 167 Financial Services stocks by discount to fair value. Its Undervalued verdict is new as of this week's run.
Fundamentals (4 quarters) how computed
- Market cap
- $1.01B
- P/E (trailing)
- 13x
- Revenue (TTM)
- $435M
- Net margin
- 19.0%
- EPS (TTM)
- $0.65
- Gross margin
- 50.9%
- Debt / equity
- 1.60
- Shares outstanding
- 123M
Derived indicators how computed
- Quality grade
- C
- Margin trend
- Expanding
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 30 · oversold
- 50-day average
- $8.63
- 200-day average
- $7.91
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $0.42 per share (5 payments)
- Yield on last price
- 5.14%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-08-07
- Last payment date
- 2026-08-21
Earnings how computed
- Next earnings report
- 2026-11-04
- Last 8 quarters vs consensus
- 6 beat, 0 missed
- Quarter by quarter
- 2026-06 ▲ beat (+11.8%)
2026-03 ▬ met (0.0%)
2025-12 ▲ beat (+14.3%)
2025-09 ▬ met (0.0%)
2025-06 ▲ beat (+16.7%)
2025-03 ▲ beat (+9.1%)
2024-12 ▲ beat (+9.1%)
2024-09 ▲ beat (+12.5%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 1 buy · 2 hold · 0 sell (3 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $9.5
- Target vs last price
- +16.3%
What our data shows for CFFN
- Our model validated 17 trailing price-to-earnings windows for CFFN, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $6.02–$9.19.
- The 14-day relative strength index sits at an oversold 30.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for CFFN
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent CFFN news
TickrTrends' derived news-sentiment signal for CFFN is currently leaning positive, computed from recent coverage.
- Capitol Federal Financial: Margin Expansion Supports The Bull Case (NASDAQ:CFFN) (seekingalpha.com, 2026-10-06)
TickrTrends take: Capitol Federal Financial operates in the Financial Services sector where margin dynamics significantly influence profitability and valuation multiples. The margin expansion discussed in recent analysis represents a fundamental driver that could support higher valuations if sustained, which is relevant context given the stock's current Fairly valued assessment by TickrTrends. Investors focused on valuation should monitor whether improved margins translate into earnings growth that can justify any multiple expansion beyond the current fair value level.
What people are saying
Follow the CFFN conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — CFFN's technical positioning shifted this week as its RSI moved from neutral territory into oversold levels, suggesting potential downward momentum. The stock's sector discount ranking improved from 62nd to 56th among Financial Services companies, indicating a widening valuation gap relative to peers. TickrTrends' valuation verdict changed from Fairly valued to Undervalued, reflecting the recent repricing of the stock.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is CFFN stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), CFFN is trading at a 10–25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.
What is CFFN's TickrTrends verdict?
CFFN's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.
How does CFFN compare to other Financial Services stocks?
CFFN ranks #52 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is CFFN overbought or oversold?
CFFN's 14-day RSI is in the oversold zone on TickrTrends' latest weekly data.
Does CFFN pay a dividend?
Yes. CFFN paid $0.42 per share over the last twelve months (5 payments), a 5.14% yield on TickrTrends' last price. The last ex-dividend date was 2026-08-07.
When does CFFN report earnings next?
CFFN's next earnings report is scheduled for 2026-11-04, per the published earnings calendar.
Does CFFN usually beat earnings estimates?
Over its last 8 reported quarters CFFN beat the consensus estimate 6 times and missed 0 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about CFFN?
Of 3 analysts covering CFFN, 1 rate it a buy, 2 a hold and 0 a sell - hold-leaning, with a consensus price target of $9.5 (+16.3% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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