Cincinnati Financial Corporation (CINF) fair value analysis
S&P 500 & Nasdaq · Updated 2026-10-19
CINF price how computed
Forward Fair Value verdict
Fairly valuedCINF is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $163.39
- Sector
- Financial Services
- 12-month range
- $151.75–$192.03
- Market cap
- $25.1B
- From 52-week high
- -14.9%
- Shares outstanding
- 153M
- Rank in Financial Services by discount to fair value
- #105 of 167
Last price is our 2026-10-19 weekly price; the chart runs through 2026-10-16.
Cincinnati Financial Corporation is an insurance holding company that provides property and casualty insurance, life insurance, and other financial services to customers across the United States. The company operates primarily through its insurance subsidiaries and serves individuals and businesses in multiple states through a network of independent agents.
CINF currently ranks #105 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 6 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $25.1B
- P/E (trailing)
- 17x
- Revenue (TTM)
- $14B
- Net margin
- 23.8%
- EPS (TTM)
- $9.75
- Gross margin
- 55.7%
- Debt / equity
- 0.05
- Revenue growth (3-yr avg)
- 45.3%
- Shares outstanding
- 153M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Expanding
- 52-week position
- The lower-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 60 · neutral
- 50-day average
- $168.33
- 200-day average
- $167.41
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $3.69 per share (4 payments)
- Yield on last price
- 2.26%
- Consecutive years of increases
- 7
- Last ex-dividend date
- 2026-09-23
- Last payment date
- 2026-10-15
Earnings how computed
- Next earnings report
- 2026-10-26 (post-market)
- Last 8 quarters vs consensus
- 7 beat, 1 missed
- Quarter by quarter
- 2026-06 ▼ miss (-21.4%)
2026-03 ▲ beat (+8.2%)
2025-12 ▲ beat (+16.6%)
2025-09 ▲ beat (+38.3%)
2025-06 ▲ beat (+41.7%)
2025-03 ▲ beat (+60.7%)
2024-12 ▲ beat (+67.0%)
2024-09 ▲ beat (+263.6%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 2 buy · 6 hold · 0 sell (8 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $189
- Target vs last price
- +15.7%
What our data shows for CINF
- Our model validated 17 trailing price-to-earnings windows for CINF, built from quarterly earnings records.
- Shares are trading in the lower third of their 12-month price range of $151.75–$192.03.
- The 14-day relative strength index sits at a neutral 60.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for CINF
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent CINF news
TickrTrends' derived news-sentiment signal for CINF is currently leaning positive, computed from recent coverage.
- Cincinnati Financial’s Dividend Looks Safe. The Stock’s Valuation is Another Story (insidermonkey.com, 2026-10-14)
TickrTrends take: Cincinnati Financial operates in the Financial Services sector and is currently assessed as fairly valued according to TickrTrends metrics. The headline suggests that while the company's dividend payments appear sustainable, investors should monitor whether valuation metrics remain supportive as business conditions evolve. A valuation-focused reader should track earnings trends and payout ratios to determine if the fair value assessment holds or shifts in either direction. - 10 Best Blue Chip Dividend Stocks to Buy Right Now (insidermonkey.com, 2026-10-13)
TickrTrends take: CINF's inclusion in discussions of top blue chip dividend stocks reflects investor interest in the company's income-generating potential within the Financial Services sector. At its current fairly valued status according to TickrTrends, the stock may not offer significant margin of safety for value-conscious investors, suggesting that any dividend appeal is already reflected in the current price. Readers focused on valuation should monitor whether CINF's dividend yield remains competitive relative to peer companies and whether earnings growth can support dividend sustainability at present valuations. - Cincinnati Financial (CINF) Extends $1 Billion Credit Facility Expiration to 2031 (gurufocus.com, 2026-09-29)
TickrTrends take: Cincinnati Financial extended its credit facility to 2031, providing extended liquidity flexibility for the company through the end of the decade. TickrTrends currently assesses CINF as overvalued within the Financial Services sector, making the strength of the company's balance sheet and access to capital particularly relevant context for investors evaluating whether current pricing reflects appropriate risk and return trade-offs. The extended credit availability supports operational stability but does not directly address the valuation concern, leaving fundamental price-to-value considerations as the primary focus for those monitoring this position.
More CINF news
- Cincinnati Financial Corp's Dividend Analysis (gurufocus.com, 2026-09-23)
What people are saying
Follow the CINF conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators for CINF showed a shift in momentum this week, with the Relative Strength Index moving from oversold territory into neutral zone, suggesting reduced downward pressure on the stock. The stock remains in fairly valued territory according to current valuation metrics for the Financial Services sector.
- 2026-10-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — TickrTrends' derived indicators for CINF show a shift in momentum this week as the Relative Strength Index has moved from neutral territory into oversold zone, suggesting the stock has experienced selling pressure. The stock remains classified as overvalued based on current valuation metrics. This combination of oversold technical conditions alongside overvaluation may reflect recent price declines in a security that is still trading above fundamental value estimates.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is CINF stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), CINF is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is CINF's TickrTrends verdict?
CINF's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does CINF compare to other Financial Services stocks?
CINF ranks #105 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is CINF overbought or oversold?
CINF's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does CINF pay a dividend?
Yes. CINF paid $3.69 per share over the last twelve months (4 payments), a 2.26% yield on TickrTrends' last price, and has raised the annual total for 7 consecutive years. The last ex-dividend date was 2026-09-23.
When does CINF report earnings next?
CINF's next earnings report is scheduled for 2026-10-26 (post-market), per the published earnings calendar.
Does CINF usually beat earnings estimates?
Over its last 8 reported quarters CINF beat the consensus estimate 7 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about CINF?
Of 8 analysts covering CINF, 2 rate it a buy, 6 a hold and 0 a sell - hold-leaning, with a consensus price target of $189 (+15.7% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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