City Holding Company (CHCO) fair value analysis
Nasdaq · Updated 2026-10-19
CHCO price how computed
Forward Fair Value verdict
OvervaluedCHCO is trading at a 10–25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $141.69
- Sector
- Financial Services
- 12-month range
- $116.62–$147.98
- Market cap
- $1.99B
- From 52-week high
- -4.3%
- Shares outstanding
- 14.1M
- Rank in Financial Services by discount to fair value
- #127 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
City Holding Company is a financial services company that operates community banks providing retail and commercial banking services to customers. The company operates primarily in West Virginia, Kentucky, and Ohio.
CHCO currently ranks #127 of 167 Financial Services stocks by discount to fair value. It has screened as Overvalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $1.99B
- P/E (trailing)
- 16x
- Revenue (TTM)
- $380M
- Net margin
- 34.7%
- EPS (TTM)
- $9.14
- Gross margin
- 75.7%
- Debt / equity
- 0.65
- Revenue growth (3-yr avg)
- -2.0%
- Shares outstanding
- 14.1M
Derived indicators how computed
- Quality grade
- D
- Margin trend
- Expanding
- 52-week position
- The top quarter of its range
Technicals how computed
- RSI (14-day)
- 53 · neutral
- 50-day average
- $142.99
- 200-day average
- $130.48
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $3.61 per share (4 payments)
- Yield on last price
- 2.55%
- Consecutive years of increases
- 14
- Last ex-dividend date
- 2026-10-15
- Last payment date
- 2026-10-30
Earnings how computed
- Next earnings report
- 2026-10-28
- Last 8 quarters vs consensus
- 7 beat, 1 missed
- Quarter by quarter
- 2026-06 ▲ beat (+5.9%)
2026-03 ▲ beat (+2.3%)
2025-12 ▼ miss (-3.5%)
2025-09 ▲ beat (+12.1%)
2025-06 ▲ beat (+16.8%)
2025-03 ▲ beat (+11.4%)
2024-12 ▲ beat (+0.5%)
2024-09 ▲ beat (+5.2%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 0 buy · 5 hold · 0 sell (5 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $142
- Target vs last price
- +0.2%
What our data shows for CHCO
- Our model validated 17 trailing price-to-earnings windows for CHCO, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $116.62–$147.98.
- The 14-day relative strength index sits at a neutral 53.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for CHCO
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent CHCO news
TickrTrends' derived news-sentiment signal for CHCO is currently leaning positive, computed from recent coverage.
- City Holding Co's Dividend Analysis (gurufocus.com, 2026-10-15)
TickrTrends take: City Holding Company operates in the Financial Services sector and is currently rated as Overvalued according to TickrTrends valuation metrics. A dividend analysis of CHCO takes on added significance given this overvaluation assessment, as investors relying on yield to justify the current valuation would need to evaluate whether the dividend sustainability and growth justify the premium pricing. Valuation-focused readers should monitor whether the company's dividend payout ratio and earnings quality support maintaining its current market price, particularly in a sector where dividend yield often factors heavily into investment decisions. - City Holding Company (CHCO) Raises Quarterly Dividend by 15% to $1.00 Per Share (gurufocus.com, 2026-09-30)
TickrTrends take: City Holding Company announced a significant dividend increase, raising its quarterly payout to one dollar per share, which reflects management confidence in earnings sustainability. Given TickrTrends' current assessment that CHCO trades at an overvalued level, investors should monitor whether this dividend hike signals genuine fundamental strength in the Financial Services sector or merely represents capital allocation from an already elevated valuation. The dividend increase's sustainability will be critical to watch, as a company trading above intrinsic value must demonstrate consistent earnings growth to justify both its current price and enhanced shareholder distributions.
What people are saying
Follow the CHCO conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — CHCO's 50/200-day trend state shifted from uptrend to mixed this week, indicating a change in its shorter-term momentum relative to longer-term direction. The stock remains classified as overvalued according to current valuation metrics. This mixed trend signal suggests reduced bullish conviction compared to the previous week's uptrend assessment.
- 2026-10-05 — CHCO's 50/200-day trend state shifted from mixed to uptrend this week, indicating improved short-term momentum relative to longer-term direction. The stock remains classified as overvalued according to current valuation metrics. This combination suggests that while recent price movement has turned positive, the valuation assessment has not changed from the previous week's evaluation.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — CHCO's trend state shifted from uptrend to mixed this week, as reflected in its 50/200-day moving average analysis. The stock remains classified as overvalued according to current valuation metrics. This change in trend characterization suggests a potential deceleration in the sustained upward price movement that had been established previously.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is CHCO stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), CHCO is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is CHCO's TickrTrends verdict?
CHCO's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does CHCO compare to other Financial Services stocks?
CHCO ranks #127 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is CHCO overbought or oversold?
CHCO's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does CHCO pay a dividend?
Yes. CHCO paid $3.61 per share over the last twelve months (4 payments), a 2.55% yield on TickrTrends' last price, and has raised the annual total for 14 consecutive years. The last ex-dividend date was 2026-10-15.
When does CHCO report earnings next?
CHCO's next earnings report is scheduled for 2026-10-28, per the published earnings calendar.
Does CHCO usually beat earnings estimates?
Over its last 8 reported quarters CHCO beat the consensus estimate 7 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about CHCO?
Of 5 analysts covering CHCO, 0 rate it a buy, 5 a hold and 0 a sell - hold-leaning, with a consensus price target of $142 (+0.2% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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