City Holding Company (CHCO) fair value analysis

Nasdaq · Updated 2026-09-07

City Holding Company is a financial services company that operates community banks providing retail and commercial banking services to customers. The company operates primarily in West Virginia, Kentucky, and Ohio.

Forward Fair Value verdict

Overvalued

Based on TickrTrends' weekly Forward Fair Value model, CHCO is trading at a 10–25% premium to estimated fair value.

CHCO currently ranks #130 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Overvalued for 3 consecutive weekly runs.

Last price: $145.49
Sector: Financial Services
12-month range: $116.59–$145.49

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: C
Leverage: Low
RSI zone: Neutral
50/200-day trend: Uptrend
52-week position: The top quarter of its range

What our data shows for CHCO

Our model validated 17 trailing price-to-earnings windows for CHCO, built from quarterly earnings records.
Shares are trading in the upper third of their 12-month price range of $116.59–$145.49.
The 14-day relative strength index sits at a neutral 53.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for CHCO
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent CHCO news

TickrTrends' derived news-sentiment signal for CHCO is currently mixed, computed from recent coverage.

Compared to Estimates, City Holding (CHCO) Q4 Earnings: A Look at Key Metrics (zacks.com, 2026-01-21)
TickrTrends take: City Holding Company operates in the Financial Services sector where earnings consistency relative to analyst expectations significantly influences valuation multiples. Given TickrTrends' current assessment that CHCO is overvalued, Q4 earnings results that meet or exceed estimates could reinforce concerns about elevated valuations that may not be justified by underlying performance. Conversely, results that fall short of expectations could validate the overvaluation thesis and suggest further multiple compression may be warranted.
City Holding: Shares Are Expensive For A Reason (NASDAQ:CHCO) (seekingalpha.com, 2025-11-03)
TickrTrends take: City Holding Company trades at a premium valuation according to TickrTrends' current assessment of overvaluation. The market's pricing of CHCO shares reflects investor expectations about the financial services company's earnings power and growth prospects, which investors should scrutinize against actual operational performance. Valuation-focused readers should monitor whether City Holding's profitability metrics and business fundamentals justify its current market premium or whether the stock becomes more attractively priced relative to peers in the financial services sector.

What people are saying

Follow the CHCO conversation: Stocktwits · Reddit · X

TickrTrends weekly updates

2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
2026-09-06 — No material change this week: the verdict, bands and grades all held steady.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is CHCO stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), CHCO is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.

What is CHCO's TickrTrends verdict?

CHCO's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.

How does CHCO compare to other Financial Services stocks?

CHCO ranks #130 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is CHCO overbought or oversold?

CHCO's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Financial Services fair-value coverage →

Head-to-head comparisons

CHCO vs CCNE · CHCO vs CFG · CHCO vs EFSC · CHCO vs FMBH · CHCO vs HBT