Cathay General Bancorp (CATY) fair value analysis
Nasdaq · Updated 2026-10-19
CATY price how computed
Forward Fair Value verdict
OvervaluedCATY is trading at a 10–25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $59.96
- Sector
- Financial Services
- 12-month range
- $45.17–$64.93
- Market cap
- $4B
- From 52-week high
- -7.7%
- Shares outstanding
- 66.7M
- Rank in Financial Services by discount to fair value
- #131 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Cathay General Bancorp is a financial holding company that operates Cathay Bank, a commercial bank providing banking and financial services to individuals and businesses. The bank operates branches primarily in California, New York, and other select markets across the United States, with additional operations in Asia.
CATY currently ranks #131 of 167 Financial Services stocks by discount to fair value. It has screened as Overvalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $4B
- P/E (trailing)
- 12x
- Revenue (TTM)
- $1.39B
- Net margin
- 25.0%
- EPS (TTM)
- $5.12
- Gross margin
- 60.5%
- Debt / equity
- 0.05
- Revenue growth (3-yr avg)
- 1.8%
- Shares outstanding
- 66.7M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Expanding
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 43 · neutral
- 50-day average
- $61.62
- 200-day average
- $56.77
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $1.48 per share (4 payments)
- Yield on last price
- 2.47%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-08-28
- Last payment date
- 2026-09-08
Earnings how computed
- Last 8 quarters vs consensus
- 7 beat, 1 missed
- Quarter by quarter
- 2026-06 ▲ beat (+3.0%)
2026-03 ▲ beat (+6.6%)
2025-12 ▲ beat (+8.1%)
2025-09 ▼ miss (-1.7%)
2025-06 ▲ beat (+0.9%)
2025-03 ▲ beat (+3.2%)
2024-12 ▲ beat (+3.7%)
2024-09 ▲ beat (+2.1%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 1 buy · 4 hold · 1 sell (6 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $65
- Target vs last price
- +8.4%
What our data shows for CATY
- Our model validated 17 trailing price-to-earnings windows for CATY, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $45.17–$64.93.
- The 14-day relative strength index sits at a neutral 43.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for CATY
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent CATY news
TickrTrends' derived news-sentiment signal for CATY is currently mixed, computed from recent coverage.
- Cathay General Bancorp (CATY) Q3 2026 Earnings Call Transcript (seekingalpha.com, 2026-10-22)
TickrTrends take: Cathay General Bancorp's third quarter 2026 results provide an opportunity to assess whether the current overvalued assessment reflects sustainable earnings power or market expectations that have outpaced fundamental performance. Investors focused on valuation should examine whether Q3 2026 metrics in net interest margins, loan growth, and credit quality trends support the premium at which the stock is currently priced relative to peers in the Financial Services sector. The earnings call transcript will be critical for determining if management's forward guidance justifies the existing valuation premium or suggests downside risk to current market pricing. - Is Cathay General Bancorp (CATY) Overvalued After Q3 Earnings Miss? GF Score: 89/100, EPS at $1.43, Revenue at $211.9M (gurufocus.com, 2026-10-21)
TickrTrends take: Cathay General Bancorp reported third quarter earnings per share of 1 and 43 cents with quarterly revenue of 211 million 9 hundred thousand dollars, while receiving a GF Score of 89 out of 100. TickrTrends currently derives an overvalued verdict for CATY despite the solid quality score, suggesting the market price may not align with the company's financial performance metrics. A valuation-focused reader should monitor whether upcoming quarters demonstrate earnings growth sufficient to justify current valuations in the financial services sector, or whether the overvalued assessment reflects a disconnect between market expectations and actual profitability. - Federal Home Loan Bank of San Francisco Announces 2026 Director Elections Results (manilatimes.net, 2026-10-01)
TickrTrends take: CATY operates in the Financial Services sector where regulatory and governance changes can influence investor confidence and operational direction. The announcement of 2026 director elections results represents a governance milestone that may affect strategic priorities, though TickrTrends currently derives an Overvalued verdict on the stock. Valuation-focused readers should monitor whether any new board composition signals shifts in capital allocation, dividend policy, or risk management that could justify or challenge the current overvaluation assessment.
More CATY news
- CATY Initiates Coverage On StoneX -- Analyst Rating is Hold (gurufocus.com, 2026-09-24)
- Cathay General Bancorp (CATY) EVP and Chief Admin Officer Thomas Lo Sells 1,600 Shares (gurufocus.com, 2026-08-28)
What people are saying
Follow the CATY conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is CATY stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), CATY is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is CATY's TickrTrends verdict?
CATY's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does CATY compare to other Financial Services stocks?
CATY ranks #131 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is CATY overbought or oversold?
CATY's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does CATY pay a dividend?
Yes. CATY paid $1.48 per share over the last twelve months (4 payments), a 2.47% yield on TickrTrends' last price. The last ex-dividend date was 2026-08-28.
Does CATY usually beat earnings estimates?
Over its last 8 reported quarters CATY beat the consensus estimate 7 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about CATY?
Of 6 analysts covering CATY, 1 rate it a buy, 4 a hold and 1 a sell - hold-leaning, with a consensus price target of $65 (+8.4% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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Head-to-head comparisons
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