Cathay General Bancorp (CATY) fair value analysis

Nasdaq · Updated 2026-09-07

Cathay General Bancorp is a financial holding company that operates Cathay Bank, a commercial bank providing banking and financial services to individuals and businesses. The bank operates branches primarily in California, New York, and other select markets across the United States, with additional operations in Asia.

Forward Fair Value verdict

Overvalued

Based on TickrTrends' weekly Forward Fair Value model, CATY is trading at more than a 25% premium to estimated fair value.

CATY currently ranks #137 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Overvalued for 3 consecutive weekly runs.

Last price: $63.90
Sector: Financial Services
12-month range: $44.65–$63.90

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: C-
Leverage: Low
RSI zone: Neutral
50/200-day trend: Uptrend
52-week position: The top quarter of its range

What our data shows for CATY

Our model validated 17 trailing price-to-earnings windows for CATY, built from quarterly earnings records.
Shares are trading in the upper third of their 12-month price range of $44.65–$63.90.
The 14-day relative strength index sits at a neutral 49.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for CATY
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent CATY news

TickrTrends' derived news-sentiment signal for CATY is currently leaning positive, computed from recent coverage.

Cathay General Bancorp (CATY) EVP and Chief Admin Officer Thomas Lo Sells 1,600 Shares (gurufocus.com, 2026-08-28)
TickrTrends take: Thomas Lo's sale of 1,600 shares by a senior executive represents an insider transaction that occurs regularly in financial services companies and should be monitored for patterns rather than interpreted as a single-event signal. Given TickrTrends' current assessment that CATY is overvalued, observers focused on valuation metrics may wish to track whether insider selling activity accelerates or remains consistent with historical norms. The significance of such transactions often becomes clearer when examined alongside broader trends in executive buying and selling rather than as isolated occurrences.
Cathay General Bancorp: Valuation Now Reflects Improved Profitability (NASDAQ:CATY) (seekingalpha.com, 2026-08-05)
TickrTrends take: Cathay General Bancorp operates in the Financial Services sector where profitability metrics directly influence valuation multiples, and TickrTrends currently assesses the stock as overvalued despite recent improvements in earnings performance. For investors focused on valuation, the divergence between improved profitability and the overvalued designation suggests the market may have already priced in these gains or that other valuation factors remain elevated relative to fundamentals. Monitoring whether subsequent earnings reports sustain this profitability improvement will be important to determining if the current valuation assessment adjusts accordingly.
Cathay General Bancorp 2026 Q2 - Results - Earnings Call Presentation (NASDAQ:CATY) 2026-07-26 (seekingalpha.com, 2026-07-26)
TickrTrends take: Cathay General Bancorp released its second quarter 2026 results, providing updated financial metrics for investors tracking the company's performance. Given TickrTrends' current assessment that CATY is overvalued, investors should examine whether the earnings call presentation reveals improvements in profitability, asset quality, or loan growth that might justify the current valuation multiple relative to peers in the Financial Services sector. The results presentation offers an opportunity to assess whether recent operational trends support or contradict the overvaluation verdict.

What people are saying

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TickrTrends weekly updates

2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
2026-09-06 — No material change this week: the verdict, bands and grades all held steady.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is CATY stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), CATY is trading at more than a 25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.

What is CATY's TickrTrends verdict?

CATY's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.

How does CATY compare to other Financial Services stocks?

CATY ranks #137 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is CATY overbought or oversold?

CATY's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Financial Services fair-value coverage →

Head-to-head comparisons

CATY vs AMAL · CATY vs CCAP · CATY vs CCNE · CATY vs EFSC · CATY vs FMBH