Capital Bancorp, Inc. (CBNK) fair value analysis
Nasdaq · Updated 2026-10-19
CBNK price how computed
Forward Fair Value verdict
OvervaluedCBNK is trading at more than a 25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $39.59
- Sector
- Financial Services
- 12-month range
- $26.61–$40.45
- Market cap
- $645M
- From 52-week high
- -2.1%
- Shares outstanding
- 16.3M
- Rank in Financial Services by discount to fair value
- #139 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Capital Bancorp, Inc. is a bank holding company that provides commercial and consumer banking services through its subsidiaries. The company operates primarily in the Mid-Atlantic region of the United States, including Maryland, Virginia, and Washington, D.C.
CBNK currently ranks #139 of 167 Financial Services stocks by discount to fair value. It has screened as Overvalued for 4 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $645M
- P/E (trailing)
- 12x
- Revenue (TTM)
- $293M
- Net margin
- 19.3%
- EPS (TTM)
- $3.23
- Gross margin
- 72.8%
- Debt / equity
- 0.12
- Revenue growth (3-yr avg)
- 9.8%
- Shares outstanding
- 16.3M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Expanding
- 52-week position
- The top quarter of its range
Technicals how computed
- RSI (14-day)
- 67 · neutral
- 50-day average
- $37.27
- 200-day average
- $33.22
- Moving-average state
- 50-day above 200-day (golden cross state); price above both averages
Dividends how computed
- Paid, last 12 months
- $0.50 per share (4 payments)
- Yield on last price
- 1.26%
- Consecutive years of increases
- 4
- Last ex-dividend date
- 2026-08-10
- Last payment date
- 2026-08-26
Earnings how computed
- Next earnings report
- 2026-10-26
- Last 8 quarters vs consensus
- 4 beat, 4 missed
- Quarter by quarter
- 2026-06 ▲ beat (+4.8%)
2026-03 ▼ miss (-6.4%)
2025-12 ▲ beat (+15.2%)
2025-09 ▼ miss (-13.3%)
2025-06 ▼ miss (-3.4%)
2025-03 ▲ beat (+22.2%)
2024-12 ▲ beat (+41.5%)
2024-09 ▼ miss (-2.9%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 2 buy · 3 hold · 0 sell (5 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $44.1
- Target vs last price
- +11.4%
What our data shows for CBNK
- Our model validated 17 trailing price-to-earnings windows for CBNK, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $26.61–$40.45.
- The 14-day relative strength index sits at a neutral 67.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for CBNK
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent CBNK news
TickrTrends' derived news-sentiment signal for CBNK is currently leaning positive, computed from recent coverage.
- Capital Bancorp Inc (CBNK) Shares Surge 10.3% -- What GF Score of 73 Tells Investors (gurufocus.com, 2026-10-01)
TickrTrends take: Capital Bancorp Inc shares experienced a 10 percent surge, yet TickrTrends currently assesses the stock as overvalued within the Financial Services sector. The company's GF Score of 73 suggests solid fundamental quality, which may explain recent investor enthusiasm, but valuation-focused readers should monitor whether the stock price has moved further ahead of intrinsic value following this rally. For those concerned with valuation metrics, the disconnect between quality indicators and current pricing warrants continued scrutiny before establishing new positions.
What people are saying
Follow the CBNK conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.
Frequently asked questions
Is CBNK stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), CBNK is trading at more than a 25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is CBNK's TickrTrends verdict?
CBNK's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does CBNK compare to other Financial Services stocks?
CBNK ranks #139 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is CBNK overbought or oversold?
CBNK's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does CBNK pay a dividend?
Yes. CBNK paid $0.50 per share over the last twelve months (4 payments), a 1.26% yield on TickrTrends' last price, and has raised the annual total for 4 consecutive years. The last ex-dividend date was 2026-08-10.
When does CBNK report earnings next?
CBNK's next earnings report is scheduled for 2026-10-26, per the published earnings calendar.
Does CBNK usually beat earnings estimates?
Over its last 8 reported quarters CBNK beat the consensus estimate 4 times and missed 4 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about CBNK?
Of 5 analysts covering CBNK, 2 rate it a buy, 3 a hold and 0 a sell - hold-leaning, with a consensus price target of $44.1 (+11.4% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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