Chime Financial, Inc. (CHYM) fair value analysis
Nasdaq · Updated 2026-10-19
CHYM price how computed
Valuation status
Awaiting full valuationCHYM's estimate rests on a sector-average price-to-earnings multiple, not on its own validated earnings history.
TickrTrends does not publish a borrowed multiple as a verdict. A verdict publishes automatically once CHYM's own trailing P/E history validates; every covered stock is re-evaluated weekly.
- Last price
- $29.67
- Sector
- Technology
- 12-month range
- $16.44–$34.55
- Market cap
- $10.3B
- From 52-week high
- -14.1%
- Shares outstanding
- 347M
- Rank in Technology by quality score
- #20 of 274
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Chime Financial, Inc. is a financial technology company that provides mobile banking services and financial products to consumers through its digital platform. The company operates primarily in the United States, offering services such as checking accounts, savings accounts, and lending products through its app and online banking services.
CHYM currently ranks #20 of 274 Technology stocks by quality score.
Fundamentals (4 quarters) how computed
- Market cap
- $10.3B
- P/E (trailing)
- n/m
- Revenue (TTM)
- $2.36B
- Net margin
- -0.8%
- EPS (TTM)
- $-0.07
- Gross margin
- 85.0%
- Debt / equity
- 0.09
- Revenue growth (3-yr avg)
- 27.7%
- Shares outstanding
- 347M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Stable
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 47 · neutral
- 50-day average
- $30.74
- 200-day average
- $23.65
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Earnings how computed
- Next earnings report
- 2026-11-04 (post-market)
- Last 6 quarters vs consensus
- 5 beat, 1 missed
- Quarter by quarter
- 2026-06 ▲ beat (+800.0%)
2026-03 ▲ beat (+333.3%)
2025-12 ▲ beat (+33.3%)
2025-09 ▲ beat (+40.0%)
2025-06 ▼ miss (-50.3%)
2025-03 ▲ beat
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 21 buy · 2 hold · 0 sell (23 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $39.8
- Target vs last price
- +34.1%
What our data shows for CHYM
- Shares are trading in the upper third of their 12-month price range of $16.44–$34.55.
- The 14-day relative strength index sits at a neutral 47.
What subscribers see
- Every published Forward Fair Value with its exact discount or premium
- The normalized P/E and quarter count behind each estimate
- Screeners and rankings across the full S&P 500 and Nasdaq universes
- CHYM's own verdict the week it qualifies, published automatically
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
What people are saying
Follow the CHYM conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — TickrTrends' derived indicators for CHYM show a shift in the 50/200-day trend state from uptrend to mixed during the current week. This change reflects a transition in the stock's intermediate-term momentum characteristics within the Technology sector. The valuation verdict remains awaiting full valuation, indicating that comprehensive valuation analysis for CHYM is still pending.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is CHYM stock undervalued?
CHYM's estimate rests on a sector-average price-to-earnings multiple rather than its own validated earnings history, and TickrTrends does not publish a borrowed multiple as a verdict. It is re-evaluated every week.
What is CHYM's TickrTrends verdict?
CHYM is currently marked 'Awaiting full valuation' - a verdict publishes automatically once CHYM's own trailing P/E history validates under our standards.
How does CHYM compare to other Technology stocks?
CHYM ranks #20 of 274 Technology stocks in TickrTrends' coverage by quality score. It carries no fair-value verdict yet, so it is not ranked by discount.
Is CHYM overbought or oversold?
CHYM's 14-day RSI is in neutral territory - neither overbought nor oversold.
When does CHYM report earnings next?
CHYM's next earnings report is scheduled for 2026-11-04 (post-market), per the published earnings calendar.
Does CHYM usually beat earnings estimates?
Over its last 6 reported quarters CHYM beat the consensus estimate 5 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about CHYM?
Of 23 analysts covering CHYM, 21 rate it a buy, 2 a hold and 0 a sell - buy-leaning, with a consensus price target of $39.8 (+34.1% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.