Dave Inc. (DAVE) fair value analysis
Nasdaq · Updated 2026-10-19
DAVE price how computed
Forward Fair Value verdict
OvervaluedDAVE is trading at a 10–25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $367.40
- Sector
- Technology
- 12-month range
- $155.92–$442.53
- Market cap
- $4.2B
- From 52-week high
- -17.0%
- Shares outstanding
- 11.4M
- Rank in Technology by discount to fair value
- #126 of 181
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Dave Inc. is a financial technology company that provides banking and money management services to consumers through its mobile app and digital platform. The company operates primarily in the United States, offering services designed to help users manage cash flow and access financial tools.
DAVE currently ranks #126 of 181 Technology stocks by discount to fair value. It has screened as Overvalued for 5 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $4.2B
- P/E (trailing)
- 30x
- Revenue (TTM)
- $644M
- Net margin
- 34.6%
- EPS (TTM)
- $12.06
- Gross margin
- 72.4%
- Debt / equity
- 1.29
- Revenue growth (3-yr avg)
- 53.2%
- Shares outstanding
- 11.4M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Contracting
- 52-week position
- The upper-middle quarter of its range
- DCF cross-check
- Overvalued
Technicals how computed
- RSI (14-day)
- 53 · neutral
- 50-day average
- $349.79
- 200-day average
- $280.97
- Moving-average state
- 50-day above 200-day (golden cross state); price above both averages
Earnings how computed
- Next earnings report
- 2026-11-03
- Last 8 quarters vs consensus
- 7 beat, 1 missed
- Quarter by quarter
- 2026-06 ▼ miss (-84.3%)
2026-03 ▲ beat (+18.2%)
2025-12 ▲ beat (+25.1%)
2025-09 ▲ beat (+81.2%)
2025-06 ▲ beat (+61.9%)
2025-03 ▲ beat (+76.4%)
2024-12 ▲ beat (+94.3%)
2024-09 ▲ beat (+151.7%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 13 buy · 2 hold · 0 sell (15 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $444
- Target vs last price
- +20.8%
What our data shows for DAVE
- Our model validated 9 trailing price-to-earnings windows for DAVE, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $155.92–$442.53.
- The 14-day relative strength index sits at a neutral 53.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for DAVE
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
What people are saying
Follow the DAVE conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — TickrTrends' derived indicators show that DAVE has moved to a less favorable position within its sector this week. The company's sector discount rank declined from 153 to 161, indicating it has become relatively more expensive compared to other technology sector companies. DAVE remains classified as overvalued according to the current valuation verdict.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators for DAVE showed a shift this week as the 50/200-day trend state moved from mixed to uptrend. The technology sector company maintains a current valuation verdict of overvalued according to the analysis.
- 2026-10-05 — # DAVE Weekly Update TickrTrends' derived indicators for DAVE have shifted to an Overvalued assessment this week, moving from a previous Fairly valued verdict. This change in valuation status reflects developments in the company's fundamental metrics as tracked by TickrTrends' analysis framework for this Technology sector stock.
- 2026-09-28 — TickrTrends' derived indicators for DAVE show modest improvement this week. The company's sector discount rank improved from #156 to #146, and its valuation verdict shifted from Overvalued to Fairly valued. DAVE operates in the Technology sector and is currently assessed as Fairly valued.
- 2026-09-21 — DAVE's position within the Technology sector has shifted this week, with its sector discount rank moving from 151 to 156, indicating a relative decline in valuation attractiveness compared to peer companies. The stock maintains an overvalued verdict according to TickrTrends' derived indicators. This movement suggests DAVE has become less favorably valued relative to other Technology sector stocks.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is DAVE stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), DAVE is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is DAVE's TickrTrends verdict?
DAVE's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does DAVE compare to other Technology stocks?
DAVE ranks #126 of 181 Technology stocks in TickrTrends' coverage by discount to fair value.
Is DAVE overbought or oversold?
DAVE's 14-day RSI is in neutral territory - neither overbought nor oversold.
When does DAVE report earnings next?
DAVE's next earnings report is scheduled for 2026-11-03, per the published earnings calendar.
Does DAVE usually beat earnings estimates?
Over its last 8 reported quarters DAVE beat the consensus estimate 7 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about DAVE?
Of 15 analysts covering DAVE, 13 rate it a buy, 2 a hold and 0 a sell - buy-leaning, with a consensus price target of $444 (+20.8% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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