Heritage Commerce Corp (HTBK) fair value analysis
Nasdaq · Updated 2026-09-07
Heritage Commerce Corp is a bank holding company that operates community banks providing retail and commercial banking services including loans, deposits, and related financial products. The company operates primarily in Northern California through its subsidiary Heritage Oaks Bank.
Forward Fair Value verdict
OvervaluedBased on TickrTrends' weekly Forward Fair Value model, HTBK is trading at more than a 25% premium to estimated fair value.
HTBK currently ranks #143 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Overvalued for 3 consecutive weekly runs.
- Last price
- $13.45
- Sector
- Financial Services
- 12-month range
- $9.53–$13.45
Derived indicators
Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.
- Quality grade
- D
- Leverage
- Low
- 50/200-day trend
- Uptrend
- 52-week position
- The top quarter of its range
What our data shows for HTBK
- Our model validated 17 trailing price-to-earnings windows for HTBK, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $9.53–$13.45.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for HTBK
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
How Forward Fair Value works
TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.
Recent HTBK news
TickrTrends' derived news-sentiment signal for HTBK is currently leaning positive, computed from recent coverage.
- CVB Financial Corp. Reports Earnings for the Second Quarter 2026 (manilatimes.net, 2026-07-22)
TickrTrends take: CVB Financial Corp.'s second quarter 2026 earnings report provides data points relevant to assessing HTBK's valuation positioning within the Financial Services sector. TickrTrends currently derives an Overvalued verdict for HTBK, making earnings reports from comparable financial services companies important benchmarks for understanding whether sector-wide performance metrics support current valuations. Investors focused on valuation should monitor how CVB Financial's earnings results compare to HTBK's financial metrics and growth rates to evaluate whether HTBK's current valuation premium is justified by relative operational performance. - CVB Financial Corp. Announces 147th Consecutive Quarterly Cash Dividend (manilatimes.net, 2026-06-24)
TickrTrends take: CVB Financial Corp.'s 147 consecutive quarterly cash dividends demonstrate a long history of returning capital to shareholders, which is relevant context for evaluating HTBK's valuation in the Financial Services sector. TickrTrends currently rates HTBK as overvalued, suggesting that investors should monitor whether the company's dividend sustainability and payout ratio remain consistent with its current price. For valuation-focused readers, tracking changes in dividend coverage and capital allocation relative to earnings will be important metrics as the stock's valuation status evolves. - CVB Financial Corp. Names George A. Borba Jr. Chairman of the Board; Prior Chairman Hal W. Oswalt Transitions to Vice Chairman (manilatimes.net, 2026-05-21)
TickrTrends take: CVB Financial Corp. has restructured its board leadership with George A. Borba Jr. assuming the chairman role while Hal W. Oswalt moves to vice chairman. Given TickrTrends' current overvalued assessment of HTBK, investors focused on valuation should monitor whether this leadership transition influences the company's capital allocation decisions, cost management, or strategic direction in ways that might justify or further challenge the current premium valuation. Management changes in the financial services sector can signal shifts in corporate priorities that may affect shareholder returns and the company's ability to support its existing valuation multiples.
What people are saying
Follow the HTBK conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.
Frequently asked questions
Is HTBK stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), HTBK is trading at more than a 25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is HTBK's TickrTrends verdict?
HTBK's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does HTBK compare to other Financial Services stocks?
HTBK ranks #143 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.
Is HTBK overbought or oversold?
TickrTrends does not currently publish an RSI signal for HTBK.
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