International Bancshares Corporation (IBOC) fair value analysis
Nasdaq · Updated 2026-10-19
IBOC price how computed
Valuation status
No fair-value estimate yetIBOC has no usable analyst consensus for next fiscal year's earnings, or too few reported quarters for our trailing P/E history.
Forward Fair Value needs both, so TickrTrends publishes no verdict for IBOC yet. We re-check every week; the price, fundamentals, technicals and earnings data below are unaffected.
- Last price
- $67.34
- Sector
- Financial Services
- 12-month range
- $63.42–$77.84
- Market cap
- $4.19B
- From 52-week high
- -13.5%
- Shares outstanding
- 62.2M
- Rank in Financial Services by quality score
- #85 of 207
Last price is the 2026-10-16 close; the chart runs through 2026-10-16.
International Bancshares Corporation is a bank holding company that provides commercial and retail banking services through its subsidiary International Bank of Commerce. The company operates primarily in Texas and Mexico, serving customers through a network of banking locations in those regions.
IBOC currently ranks #85 of 207 Financial Services stocks by quality score.
Fundamentals (4 quarters) how computed
- Market cap
- $4.19B
- P/E (trailing)
- 10x
- Revenue (TTM)
- $1.06B
- Net margin
- 38.8%
- EPS (TTM)
- $6.63
- Gross margin
- 77.1%
- Debt / equity
- 0.22
- Revenue growth (3-yr avg)
- 1.9%
- Shares outstanding
- 62.2M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Expanding
- 52-week position
- The lower-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 33 · neutral
- 50-day average
- $70.40
- 200-day average
- $71.47
- Moving-average state
- 50-day below 200-day (death cross state); price below both averages
Dividends how computed
- Paid, last 12 months
- $1.46 per share (2 payments)
- Yield on last price
- 2.17%
- Consecutive years of increases
- 16
- Last ex-dividend date
- 2026-08-14
- Last payment date
- 2026-08-28
Earnings how computed
- Next earnings report
- 2026-11-05
- Last 8 quarters vs consensus
- 6 beat, 2 missed
- Quarter by quarter
- 2026-06 ▼ miss (-4.3%)
2026-03 ▼ miss (-2.4%)
2025-12 ▲ beat (+4.9%)
2025-06 ▲ beat
2014-09 ▲ beat (+39.0%)
2014-06 ▲ beat (+24.2%)
2014-03 ▲ beat (+43.6%)
2013-12 ▲ beat (+66.7%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Consensus price target
- $87
- Target vs last price
- +29.2%
What our data shows for IBOC
- Shares are trading in the lower third of their 12-month price range of $63.42–$77.84.
- The 14-day relative strength index sits at a neutral 33.
What subscribers see
- Every published Forward Fair Value with its exact discount or premium
- The normalized P/E and quarter count behind each estimate
- Screeners and rankings across the full S&P 500 and Nasdaq universes
- IBOC's own verdict the week it qualifies, published automatically
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
What people are saying
Follow the IBOC conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.
Frequently asked questions
Is IBOC stock undervalued?
TickrTrends has no fair-value estimate for IBOC yet: there is no usable analyst consensus for next fiscal year's earnings, or too few reported quarters for a trailing P/E history. It is re-checked every week.
What is IBOC's TickrTrends verdict?
IBOC is currently marked 'No fair-value estimate yet' - a verdict publishes automatically once a forward earnings consensus and enough reported quarters are available.
How does IBOC compare to other Financial Services stocks?
IBOC ranks #85 of 207 Financial Services stocks in TickrTrends' coverage by quality score. It carries no fair-value verdict yet, so it is not ranked by discount.
Is IBOC overbought or oversold?
IBOC's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does IBOC pay a dividend?
Yes. IBOC paid $1.46 per share over the last twelve months (2 payments), a 2.17% yield on TickrTrends' last price, and has raised the annual total for 16 consecutive years. The last ex-dividend date was 2026-08-14.
When does IBOC report earnings next?
IBOC's next earnings report is scheduled for 2026-11-05, per the published earnings calendar.
Does IBOC usually beat earnings estimates?
Over its last 8 reported quarters IBOC beat the consensus estimate 6 times and missed 2 times, by TickrTrends' comparison of reported and estimated EPS.