Joint Stock Company Kaspi.kz (KSPI) fair value analysis
Nasdaq · Updated 2026-10-19
KSPI price how computed
Valuation status
Reports in KZTKSPI reports its results in KZT while its shares trade in US dollars.
Forward Fair Value needs earnings and price in the same currency, so TickrTrends publishes no fair-value verdict for KSPI until same-currency inputs are available. Price and market cap below are in US dollars; revenue and EPS are shown in KZT.
- Last price
- $92.02
- Sector
- Technology
- 12-month range
- $68.84–$108.75
- Market cap
- $17.5B
- From 52-week high
- -15.4%
- Shares outstanding
- 190M
- Rank in Technology by quality score
- #26 of 274
Last price is the 2026-10-01 month-start close, the freshest stored price; the chart runs through 2026-10-16.
Joint Stock Company Kaspi.kz operates as a digital payment and financial services platform in Kazakhstan. The company provides services including payments, lending, insurance, and marketplace functionality through its mobile and online platforms.
KSPI currently ranks #26 of 274 Technology stocks by quality score.
Fundamentals (4 quarters) how computed
Revenue and EPS are shown in KZT; the trailing P/E is omitted because an EPS in KZT against a US-dollar share price would mislead.
- Market cap
- $17.5B
- Revenue (TTM)
- KZT 4.35T
- Net margin
- 24.0%
- EPS (TTM)
- KZT 4266.48
- Gross margin
- 69.3%
- Debt / equity
- 0.46
- Revenue growth (3-yr avg)
- 40.0%
- Shares outstanding
- 190M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Expanding
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 41 · neutral
- 50-day average
- $98.70
- 200-day average
- $85.91
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $7.47 per share (4 payments)
- Yield on last price
- 8.12%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-09-10
- Last payment date
- 2026-09-17
Earnings how computed
- Next earnings report
- 2026-11-09 (pre-market)
- Last 8 quarters vs consensus
- 3 beat, 5 missed
- Quarter by quarter
- 2026-06 ▲ beat (+1.8%)
2026-03 ▲ beat (+8.9%)
2025-12 ▼ miss (-8.7%)
2025-09 ▼ miss (-7.2%)
2025-06 ▼ miss (-4.7%)
2025-03 ▼ miss (-4.9%)
2024-12 ▼ miss (-4.7%)
2024-09 ▲ beat (+0.9%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 4 buy · 3 hold · 0 sell (7 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $106
- Target vs last price
- +15.2%
What our data shows for KSPI
- Shares are trading in the middle of their 12-month price range of $68.84–$108.75.
- The 14-day relative strength index sits at a neutral 41.
What subscribers see
- Every published Forward Fair Value with its exact discount or premium
- The normalized P/E and quarter count behind each estimate
- Screeners and rankings across the full S&P 500 and Nasdaq universes
- KSPI's own verdict the week it qualifies, published automatically
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
What people are saying
Follow the KSPI conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — KSPI's 50/200-day trend state shifted from uptrend to mixed this week, indicating reduced momentum in the Technology sector. This change reflects a less clearly directional price movement compared to the previous week's uptrend. The valuation assessment for KSPI remains awaiting full valuation.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.
Frequently asked questions
Is KSPI stock undervalued?
KSPI reports its results in KZT while its shares trade in US dollars. Forward Fair Value needs earnings and price in the same currency, so TickrTrends publishes no fair-value verdict for KSPI until same-currency inputs are available.
What is KSPI's TickrTrends verdict?
KSPI is currently marked 'Reports in KZT' - no verdict is published on inputs in two different currencies.
How does KSPI compare to other Technology stocks?
KSPI ranks #26 of 274 Technology stocks in TickrTrends' coverage by quality score. It carries no fair-value verdict yet, so it is not ranked by discount.
Is KSPI overbought or oversold?
KSPI's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does KSPI pay a dividend?
Yes. KSPI paid $7.47 per share over the last twelve months (4 payments), a 8.12% yield on TickrTrends' last price. The last ex-dividend date was 2026-09-10.
When does KSPI report earnings next?
KSPI's next earnings report is scheduled for 2026-11-09 (pre-market), per the published earnings calendar.
Does KSPI usually beat earnings estimates?
Over its last 8 reported quarters KSPI beat the consensus estimate 3 times and missed 5 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about KSPI?
Of 7 analysts covering KSPI, 4 rate it a buy, 3 a hold and 0 a sell - buy-leaning, with a consensus price target of $106 (+15.2% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.