nCino, Inc. (NCNO) fair value analysis

Nasdaq · Updated 2026-09-07

nCino, Inc. is a software company that provides cloud-based lending and digital banking solutions for financial institutions. The company operates globally, serving banks, credit unions, and other financial services organizations across multiple countries.

Forward Fair Value verdict

Undervalued

Based on TickrTrends' weekly Forward Fair Value model, NCNO is trading at more than a 25% discount to estimated fair value.

NCNO currently ranks #6 of 199 Technology stocks by discount to Forward Fair Value. It has screened as Undervalued for 3 consecutive weekly runs.

Last price: $19.20
Sector: Technology
12-month range: $16.13–$26.75

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: B
Leverage: Low
Margin trend: Expanding
Revenue growth: Strong
RSI zone: Neutral
50/200-day trend: Uptrend
52-week position: The lower-middle quarter of its range
DCF cross-check: Overvalued

What our data shows for NCNO

Our model validated 10 trailing price-to-earnings windows for NCNO, built from quarterly earnings records.
Shares are trading in the lower third of their 12-month price range of $16.13–$26.75.
The 14-day relative strength index sits at a neutral 68.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for NCNO
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent NCNO news

TickrTrends' derived news-sentiment signal for NCNO is currently leaning positive, computed from recent coverage.

nCino (NCNO): Banking Software Stock Quietly Rewriting Its Growth Story (insidermonkey.com, 2026-09-03)
TickrTrends take: nCino operates in the Technology sector where TickrTrends currently assesses the stock as undervalued based on its derived metrics. For valuation-focused investors, the significance of any growth story rewrite depends on whether operational improvements translate into earnings power that justifies the current undervaluation assessment. Tracking how the company's banking software revenue and profitability metrics evolve will be key to confirming whether the undervalued designation reflects genuine opportunity or market skepticism about the sustainability of growth initiatives.
nCino (NCNO): Banking Software Stock Quietly Rewriting Its Growth Story (finance.yahoo.com, 2026-09-03)
TickrTrends take: nCino operates in the Technology sector and currently trades at a valuation that TickrTrends classifies as undervalued, suggesting the market may not be fully pricing in its current business trajectory. As the company works to rewrite its growth story in banking software, investors monitoring valuation metrics should track whether earnings growth accelerates to justify the current market price relative to comparable technology companies. The gap between nCino's undervalued classification and its operational narrative presents a focal point for understanding whether the market is mispricing the company or if growth headwinds justify the current valuation levels.
nCino to Participate in Upcoming Investor Event (manilatimes.net, 2026-09-02)
TickrTrends take: nCino's participation in an upcoming investor event provides an opportunity for the market to hear directly from management about the company's strategic direction and financial performance. Given TickrTrends' current assessment that NCNO trades at an undervalued level within the Technology sector, investors attending or following the event should pay particular attention to any updates on revenue growth, profitability improvements, or competitive positioning that could substantiate or challenge the undervaluation thesis. The event may serve as a catalyst for valuation reassessment if management discusses initiatives expected to drive future earnings or market share expansion.

What people are saying

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TickrTrends weekly updates

2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
2026-09-06 — NCNO, a technology sector stock currently assessed as undervalued, showed mixed indicator changes this week. The 50/200-day trend state shifted from mixed to uptrend, while momentum downgraded from B to none, and the RSI zone moved from overbought to neutral.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is NCNO stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), NCNO is trading at more than a 25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.

What is NCNO's TickrTrends verdict?

NCNO's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.

How does NCNO compare to other Technology stocks?

NCNO ranks #6 of 199 Technology stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is NCNO overbought or oversold?

NCNO's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Technology fair-value coverage →

Head-to-head comparisons

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