OceanFirst Financial Corp. (OCFC) fair value analysis

Nasdaq · Updated 2026-10-19

OCFC price how computed

Last close $15.83 -$0.13 (-0.81%) since 2026-10-15

1M -11.42%3M -20.05%6M -18.32%1Y -9.18%

Forward Fair Value verdict

Undervalued

OCFC is trading at a 10–25% discount to estimated fair value.

Based on TickrTrends' weekly Forward Fair Value model.

Last price: $15.83
Sector: Financial Services
12-month range: $15.75–$20.40
Market cap: $1.53B
From 52-week high: -22.4%
Shares outstanding: 96.6M
Rank in Financial Services by discount to fair value: #37 of 167

Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.

OceanFirst Financial Corp. is a bank holding company that provides community banking services including deposit products, lending solutions, and financial services to individuals and businesses. The company operates through its subsidiary banks primarily in the northeastern United States, with a focus on the New Jersey, New York, and Pennsylvania regions.

OCFC currently ranks #37 of 167 Financial Services stocks by discount to fair value. It has screened as Undervalued for 5 consecutive weekly runs.

Fundamentals (4 quarters) how computed

Market cap: $1.53B
P/E (trailing): 10x
Revenue (TTM): $707M
Net margin: 6.8%
EPS (TTM): $1.63
Gross margin: 57.6%
Debt / equity: 0.95
Revenue growth (3-yr avg): 8.3%
Shares outstanding: 96.6M

Derived indicators how computed

Quality grade: A
Margin trend: Stable
52-week position: The bottom quarter of its range

Technicals how computed

RSI (14-day): 21 · oversold
50-day average: $18.01
200-day average: $18.52
Moving-average state: 50-day below 200-day (death cross state); price below both averages

Dividends how computed

Paid, last 12 months: $0.80 per share (4 payments)
Yield on last price: 5.05%
Consecutive years of increases: 0 (no streak on complete calendar years)
Last ex-dividend date: 2026-08-10
Last payment date: 2026-08-21

Earnings how computed

Next earnings report: 2026-10-27 (post-market)
Last 8 quarters vs consensus: 5 beat, 1 missed
Quarter by quarter: 2026-06 ▲ beat (+2.4%)
2026-03 ▲ beat (+10.3%)
2025-12 ▲ beat (+10.8%)
2025-09 ▬ met (0.0%)
2025-06 ▼ miss (-6.1%)
2025-03 ▬ met (0.0%)
2024-12 ▲ beat (+5.6%)
2024-09 ▲ beat (+2.6%)

Analyst consensus how computed

This is not TickrTrends' verdict.

Analyst ratings: 3 buy · 4 hold · 0 sell (7 analysts)
Consensus lean: Hold-leaning
Consensus price target: $21.4
Target vs last price: +35.2%

What our data shows for OCFC

Our model validated 17 trailing price-to-earnings windows for OCFC, built from quarterly earnings records.
Shares are trading in the lower third of their 12-month price range of $15.75–$20.40.
The 14-day relative strength index sits at an oversold 21.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for OCFC
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.

Recent OCFC news

TickrTrends' derived news-sentiment signal for OCFC is currently leaning positive, computed from recent coverage.

DIMENSIONAL FUND ADVISORS LP Adds OceanFirst Financial Corp (OCFC) Shares -- Stock Looks 23% Undervalued on GF Value (gurufocus.com, 2026-10-15)
TickrTrends take: Dimensional Fund Advisors LP's decision to increase its position in OceanFirst Financial Corp aligns with TickrTrends' current assessment that the stock trades at an undervaluation within the Financial Services sector. The 23% undervaluation gap cited in the analysis represents a meaningful discount that may warrant attention from value-oriented investors monitoring the company's fundamentals and market conditions. For those tracking OCFC's valuation trajectory, the combination of institutional buying interest and the quantified discount suggests a potential inflection point worth observing as the market continues to price the financial services stock.
OCFC Maintains Neutral Rating by Piper Sandler -- Price Target Lowered to $18.00 (gurufocus.com, 2026-10-06)
TickrTrends take: Piper Sandler's reduction of OCFC's price target to $18 represents a meaningful adjustment that warrants consideration alongside TickrTrends' current undervalued assessment of the Financial Services company. The neutral rating suggests analysts see limited near-term catalysts despite the lower price objective, which could indicate that current market pricing already reflects some of the downside risks Piper identified. Valuation-focused investors should monitor whether the $18 target reflects a floor that the market respects or if further compression is possible given the sector dynamics at play.

What people are saying

Follow the OCFC conversation: Stocktwits · Reddit · X

TickrTrends weekly updates

2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
2026-10-10 — OCFC, a Financial Services company, has experienced shifts in its technical positioning this week. The 50/200-day trend state has moved from mixed to downtrend, while the stock's sector discount rank has improved from 49th to 41st position among peers. The current valuation assessment indicates the stock is undervalued.
2026-10-05 — # OCFC Weekly Summary TickrTrends' derived indicators for OCFC shifted this week as the company's valuation verdict changed from Fairly valued to Undervalued. This change reflects recent movements in the company's Financial Services sector metrics relative to valuation benchmarks. The updated assessment suggests the stock currently trades below levels justified by its underlying financial indicators.
2026-09-28 — TickrTrends' derived indicators for OCFC show the company improving its sector discount ranking this week, moving from position 64 to position 53 among Financial Services stocks. This advancement suggests OCFC has become relatively more attractively valued compared to its sector peers. The stock maintains a current valuation verdict of Fairly valued.
2026-09-21 — OCFC's technical position shifted this week as its relative strength index moved into oversold territory, down from a neutral zone. The stock in the Financial Services sector remains at a fairly valued assessment according to current valuation metrics. This oversold reading may indicate the stock has experienced selling pressure that could present a potential reversal point for traders monitoring the name.
2026-09-17 — No material change this week: the verdict, bands and grades all held steady.

Frequently asked questions

Is OCFC stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), OCFC is trading at a 10–25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.

What is OCFC's TickrTrends verdict?

OCFC's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.

How does OCFC compare to other Financial Services stocks?

OCFC ranks #37 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.

Is OCFC overbought or oversold?

OCFC's 14-day RSI is in the oversold zone on TickrTrends' latest weekly data.

Does OCFC pay a dividend?

Yes. OCFC paid $0.80 per share over the last twelve months (4 payments), a 5.05% yield on TickrTrends' last price. The last ex-dividend date was 2026-08-10.

When does OCFC report earnings next?

OCFC's next earnings report is scheduled for 2026-10-27 (post-market), per the published earnings calendar.

Does OCFC usually beat earnings estimates?

Over its last 8 reported quarters OCFC beat the consensus estimate 5 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.

What do analysts say about OCFC?

Of 7 analysts covering OCFC, 3 rate it a buy, 4 a hold and 0 a sell - hold-leaning, with a consensus price target of $21.4 (+35.2% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.

All Financial Services fair-value coverage →

Head-to-head comparisons

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