OceanFirst Financial Corp. (OCFC) fair value analysis

Nasdaq · Updated 2026-09-07

OceanFirst Financial Corp. is a bank holding company that provides community banking services including deposit products, lending solutions, and financial services to individuals and businesses. The company operates through its subsidiary banks primarily in the northeastern United States, with a focus on the New Jersey, New York, and Pennsylvania regions.

Forward Fair Value verdict

Fairly valued

Based on TickrTrends' weekly Forward Fair Value model, OCFC is trading at within about 10% of estimated fair value.

OCFC currently ranks #70 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Fairly valued for 3 consecutive weekly runs.

Last price: $19.46
Sector: Financial Services
12-month range: $16.64–$19.46

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: D
Leverage: Low
RSI zone: Neutral
50/200-day trend: Uptrend
52-week position: The top quarter of its range

What our data shows for OCFC

Our model validated 17 trailing price-to-earnings windows for OCFC, built from quarterly earnings records.
Shares are trading in the upper third of their 12-month price range of $16.64–$19.46.
The 14-day relative strength index sits at a neutral 52.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for OCFC
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent OCFC news

TickrTrends' derived news-sentiment signal for OCFC is currently mixed, computed from recent coverage.

OceanFirst Financial Corp. (OCFC) Q2 2026 Earnings Call Transcript (seekingalpha.com, 2026-07-31)
TickrTrends take: OceanFirst Financial Corp. operates in the Financial Services sector where earnings quality and consistency directly inform valuation multiples. TickrTrends currently assesses OCFC as fairly valued, meaning the market price reflects the company's demonstrated fundamentals based on available data. Investors monitoring OCFC should track whether Q2 2026 results and management commentary indicate sustained earnings power or shifts in credit quality and margin trends that could warrant valuation reassessment.
OceanFirst Financial Corp. 2026 Q2 - Results - Earnings Call Presentation (NASDAQ:OCFC) 2026-07-31 (seekingalpha.com, 2026-07-31)
TickrTrends take: OceanFirst Financial Corp., a Financial Services sector company, reported its second quarter 2026 results, with the earnings call presentation released on July 31, 2026. Given TickrTrends' assessment that OCFC is currently fairly valued, investors focused on valuation metrics should monitor whether the company's earnings trends and asset quality metrics from this quarter support maintenance of that valuation level. The Financial Services sector context is relevant, as interest rate environments and loan performance typically drive valuation multiples for companies in this industry.
OceanFirst Financial Corp. Announces Second Quarter Financial Results (manilatimes.net, 2026-07-30)
TickrTrends take: OceanFirst Financial Corp., a company in the Financial Services sector, reported its second quarter results. Given TickrTrends' assessment that OCFC is fairly valued at current levels, investors monitoring the company should focus on how management's guidance and earnings trends position the valuation relative to peers in the financial services industry. Key metrics from the quarterly results will be important to track in determining whether the fairly valued assessment remains appropriate in subsequent periods.

What people are saying

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TickrTrends weekly updates

2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
2026-09-06 — No material change this week: the verdict, bands and grades all held steady.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is OCFC stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), OCFC is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.

What is OCFC's TickrTrends verdict?

OCFC's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.

How does OCFC compare to other Financial Services stocks?

OCFC ranks #70 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is OCFC overbought or oversold?

OCFC's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Financial Services fair-value coverage →

Head-to-head comparisons

OCFC vs ACGL · OCFC vs CFFN · OCFC vs CME · OCFC vs FHB · OCFC vs GGAL