Paysign, Inc. (PAYS) fair value analysis
Nasdaq · Updated 2026-10-19
PAYS price how computed
Forward Fair Value verdict
UndervaluedPAYS is trading at more than a 25% discount to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $14.80
- Sector
- Technology
- 12-month range
- $3.18–$15.60
- Market cap
- $836M
- From 52-week high
- -5.1%
- Shares outstanding
- 56.5M
- Rank in Technology by discount to fair value
- #36 of 181
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Paysign, Inc. is a financial technology company that provides prepaid card services, digital payment solutions, and payment processing services to consumers and businesses. The company operates primarily in the United States.
PAYS currently ranks #36 of 181 Technology stocks by discount to fair value. It has screened as Undervalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $836M
- P/E (trailing)
- 57x
- Revenue (TTM)
- $101M
- Net margin
- 15.7%
- EPS (TTM)
- $0.26
- Gross margin
- 63.3%
- Debt / equity
- 0.09
- Revenue growth (3-yr avg)
- 42.6%
- Shares outstanding
- 56.5M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Contracting
- 52-week position
- The top quarter of its range
Technicals how computed
- RSI (14-day)
- 62 · neutral
- 50-day average
- $13.43
- 200-day average
- $7.84
- Moving-average state
- 50-day above 200-day (golden cross state); price above both averages
Earnings how computed
- Next earnings report
- 2026-11-09 (post-market)
- Last 8 quarters vs consensus
- 3 beat, 4 missed
- Quarter by quarter
- 2026-06 ▼ miss (-21.4%)
2026-03 ▲ beat (+197.0%)
2025-12 ▼ miss (-33.3%)
2025-09 ▬ met (0.0%)
2025-06 ▼ miss (-50.0%)
2025-03 ▲ beat (+25.0%)
2024-12 ▼ miss (-7.5%)
2024-09 ▲ beat (+50.0%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 5 buy · 0 hold · 0 sell (5 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $14.1
- Target vs last price
- -4.7%
What our data shows for PAYS
- Our model validated 12 trailing price-to-earnings windows for PAYS, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $3.18–$15.60.
- The 14-day relative strength index sits at a neutral 62.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for PAYS
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent PAYS news
TickrTrends' derived news-sentiment signal for PAYS is currently leaning positive, computed from recent coverage.
- PaySign Inc (PAYS) Stock Up 3.6% but GF Value Says Overvalued -- GF Score: 62/100 (gurufocus.com, 2026-10-20)
TickrTrends take: PaySign trades with TickrTrends indicating an Undervalued position, yet this recent price movement occurs against a Guru Focus assessment suggesting overvaluation, creating a divergence that merits attention from value-conscious investors. The company's GF Score of 62 out of 100 suggests mixed fundamental quality, which could explain why different valuation methodologies reach opposing conclusions about its fair price. Investors should monitor whether the stock's gains reflect a genuine correction toward intrinsic value or whether the conflicting signals indicate underlying uncertainty about the Technology sector company's true worth. - A Look at PaySign Inc (PAYS) After 4.9% Gain -- GF Value $6.76 vs Price $13.48 (gurufocus.com, 2026-10-01)
TickrTrends take: PaySign Inc operates in the Technology sector and currently trades at a significant premium to its GuruFocus-derived fair value estimate. TickrTrends' current assessment indicates the stock is undervalued, which contrasts with the valuation gap suggested by the GF Value figure being substantially lower than the current market price. Investors focused on valuation metrics should monitor whether this stock's trading range narrows toward its fundamentally justified value or whether market conditions continue to support the elevated pricing. - PAYS Maintained by DA Davidson -- Price Target Raised to $15.00 (gurufocus.com, 2026-09-30)
TickrTrends take: DA Davidson's raised price target to $15 aligns with TickrTrends' current undervalued assessment of PAYS, suggesting analyst confidence in the company's fundamental value relative to its market price. For valuation-focused investors, the maintained rating paired with the target increase indicates the analyst sees upside potential without fundamental concerns, which may support the undervalued positioning in the Technology sector. The divergence between the current market price and the $15 target represents a key metric to monitor as earnings or operational developments could influence whether the market reprices toward analyst expectations.
More PAYS news
- PaySign Inc (PAYS) Insider Sell: EVP, Operations Joan Herman Offloads 59,904 Shares (gurufocus.com, 2026-09-18)
What people are saying
Follow the PAYS conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — TickrTrends' derived indicators for PAYS show movement in sector valuation positioning this week. The stock's sector discount rank improved from #58 to #53, indicating PAYS is trading at a relatively better discount compared to other Technology sector companies. PAYS maintains an Undervalued verdict according to current valuation metrics.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators for PAYS showed notable improvement this week. The quality grade advanced from C to A, while the sector discount rank moved from number 54 to number 61 within the Technology sector. The current valuation verdict remains Undervalued.
- 2026-10-05 — TickrTrends' derived indicators for PAYS showed a shift in its relative valuation positioning this week. The sector discount rank moved from number 42 to number 55, indicating the stock has become less discounted relative to other Technology sector peers. Despite this change in ranking, PAYS maintains an Undervalued valuation verdict according to current assessment metrics.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — TickrTrends' derived indicators for PAYS show a shift this week, with momentum declining from an A rating to none. The current valuation verdict remains Undervalued, though the loss of positive momentum may warrant investor attention to near-term price action and underlying business developments.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is PAYS stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), PAYS is trading at more than a 25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.
What is PAYS's TickrTrends verdict?
PAYS's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.
How does PAYS compare to other Technology stocks?
PAYS ranks #36 of 181 Technology stocks in TickrTrends' coverage by discount to fair value.
Is PAYS overbought or oversold?
PAYS's 14-day RSI is in neutral territory - neither overbought nor oversold.
When does PAYS report earnings next?
PAYS's next earnings report is scheduled for 2026-11-09 (post-market), per the published earnings calendar.
Does PAYS usually beat earnings estimates?
Over its last 8 reported quarters PAYS beat the consensus estimate 3 times and missed 4 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about PAYS?
Of 5 analysts covering PAYS, 5 rate it a buy, 0 a hold and 0 a sell - buy-leaning, with a consensus price target of $14.1 (-4.7% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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