Valley National Bancorp (VLY) fair value analysis
Nasdaq · Updated 2026-10-19
VLY price how computed
Forward Fair Value verdict
Fairly valuedVLY is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $12.66
- Sector
- Financial Services
- 12-month range
- $10.43–$15.19
- Market cap
- $7B
- From 52-week high
- -16.7%
- Shares outstanding
- 553M
- Rank in Financial Services by discount to fair value
- #87 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Valley National Bancorp is a regional bank holding company that provides retail and commercial banking services including loans, deposits, and treasury management products to individuals and businesses. The company operates primarily through its subsidiary Valley National Bank with locations across New Jersey, New York, and Florida.
VLY currently ranks #87 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 11 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $7B
- P/E (trailing)
- 11x
- Revenue (TTM)
- $2.98B
- Net margin
- 23.3%
- EPS (TTM)
- $1.17
- Gross margin
- -8.1%
- Debt / equity
- 0.44
- Revenue growth (3-yr avg)
- -20.8%
- Shares outstanding
- 553M
Derived indicators how computed
- Quality grade
- F
- Margin trend
- Contracting
- 52-week position
- The lower-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 36 · neutral
- 50-day average
- $13.59
- 200-day average
- $13.36
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $0.44 per share (4 payments)
- Yield on last price
- 3.48%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-09-15
- Last payment date
- 2026-10-01
Earnings how computed
- Last 8 quarters vs consensus
- 4 beat, 3 missed
- Quarter by quarter
- 2026-06 ▼ miss (-3.2%)
2026-03 ▲ beat (+3.7%)
2025-12 ▲ beat (+6.9%)
2025-09 ▲ beat (+7.7%)
2025-06 ▲ beat (+4.5%)
2025-03 ▼ miss (-5.3%)
2024-12 ▼ miss (-7.1%)
2024-09 ▬ met (0.0%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 11 buy · 3 hold · 0 sell (14 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $16.5
- Target vs last price
- +30.3%
What our data shows for VLY
- Our model validated 16 trailing price-to-earnings windows for VLY, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $10.43–$15.19.
- The 14-day relative strength index sits at a neutral 36.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for VLY
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent VLY news
TickrTrends' derived news-sentiment signal for VLY is currently leaning positive, computed from recent coverage.
- Valley National Bancorp Declares Its Regular Quarterly Preferred and Common Stock Dividends (manilatimes.net, 2026-10-20)
TickrTrends take: Valley National Bancorp's declaration of regular quarterly dividends reflects ongoing capital management practices typical of established financial services companies. Given TickrTrends' current assessment that VLY is fairly valued, investors focused on valuation metrics should monitor whether dividend sustainability aligns with earnings trends and capital generation relative to peers in the banking sector. The consistency of dividend payments can serve as an indicator of management confidence in future cash flows, making it relevant context for reassessing fair value thresholds over coming quarters. - Why is Chicago still 'overbanked'? (americanbanker.com, 2026-10-08)
TickrTrends take: The headline raises questions about competitive pressures and market saturation in regional banking, factors that could affect profitability metrics for institutions like VLY operating in the Financial Services sector. Given TickrTrends' current assessment of VLY as fairly valued, investors should monitor whether competitive dynamics in overbranched markets pressure net interest margins or deposit costs for the company. Market consolidation or branch optimization decisions could influence whether VLY's current valuation remains appropriate relative to peers facing similar structural headwinds. - Valley National Bancorp (VLY) Bluevine Inc. - M&A Call - Slideshow (NASDAQ:VLY) 2026-10-01 (seekingalpha.com, 2026-10-01)
TickrTrends take: Valley National Bancorp's acquisition activity, as indicated by the Bluevine Inc. M&A call, represents a strategic expansion within the Financial Services sector that could influence future earnings and asset composition. Given TickrTrends' current assessment of VLY as fairly valued, investors focused on valuation metrics should monitor how this transaction impacts the company's profitability ratios, loan portfolio quality, and cost structure integration in coming quarters. The integration success and accretive or dilutive effects on earnings per share will be critical factors in determining whether the current valuation remains appropriately calibrated.
More VLY news
- Bluevine Acquisition by Valley Bank Set to Close in Early 2027 (crowdfundinsider.com, 2026-10-01)
What people are saying
Follow the VLY conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is VLY stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), VLY is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is VLY's TickrTrends verdict?
VLY's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does VLY compare to other Financial Services stocks?
VLY ranks #87 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is VLY overbought or oversold?
VLY's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does VLY pay a dividend?
Yes. VLY paid $0.44 per share over the last twelve months (4 payments), a 3.48% yield on TickrTrends' last price. The last ex-dividend date was 2026-09-15.
Does VLY usually beat earnings estimates?
Over its last 8 reported quarters VLY beat the consensus estimate 4 times and missed 3 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about VLY?
Of 14 analysts covering VLY, 11 rate it a buy, 3 a hold and 0 a sell - buy-leaning, with a consensus price target of $16.5 (+30.3% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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