Valley National Bancorp (VLY) fair value analysis

Nasdaq · Updated 2026-09-07

Valley National Bancorp is a regional bank holding company that provides retail and commercial banking services including loans, deposits, and treasury management products to individuals and businesses. The company operates primarily through its subsidiary Valley National Bank with locations across New Jersey, New York, and Florida.

Forward Fair Value verdict

Overvalued

Based on TickrTrends' weekly Forward Fair Value model, VLY is trading at a 10–25% premium to estimated fair value.

VLY currently ranks #116 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Overvalued for 3 consecutive weekly runs.

Last price: $14.50
Sector: Financial Services
12-month range: $10.31–$14.80

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: F
Leverage: Low
Margin trend: Expanding
Revenue growth: Modest
RSI zone: Neutral
50/200-day trend: Uptrend
52-week position: The top quarter of its range
DCF cross-check: Overvalued

What our data shows for VLY

Our model validated 16 trailing price-to-earnings windows for VLY, built from quarterly earnings records.
Shares are trading in the upper third of their 12-month price range of $10.31–$14.80.
The 14-day relative strength index sits at a neutral 43.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for VLY
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent VLY news

TickrTrends' derived news-sentiment signal for VLY is currently leaning positive, computed from recent coverage.

VLY Looks 33.4% Overvalued on GF Value™ (gurufocus.com, 2026-09-03)
TickrTrends take: VLY is currently trading at a significant premium to its intrinsic value estimate according to GF Value, which aligns with TickrTrends' assessment that the stock is overvalued within the Financial Services sector. Given this substantial valuation gap, investors focused on value metrics should monitor whether the company's fundamentals strengthen enough to justify its current price level, or alternatively, whether the stock price adjusts downward to align with its estimated intrinsic worth. The extent of this overvaluation suggests tracking future earnings reports and management guidance to determine if market expectations will shift.
Regional bank weighed down by CRE loans goes back on offense (americanbanker.com, 2026-08-25)
TickrTrends take: VLY faces headwinds from commercial real estate loan exposure at a time when TickrTrends rates the stock as overvalued relative to fundamentals. As the bank attempts to return to growth initiatives, investors should monitor whether operational improvements can justify the current valuation or whether CRE-related pressures will continue to weigh on earnings quality and capital strength. The Financial Services sector backdrop makes loan portfolio performance particularly relevant to assessing whether the overvaluation verdict may shift materially.

What people are saying

Follow the VLY conversation: Stocktwits · Reddit · X

TickrTrends weekly updates

2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
2026-09-06 — TickrTrends' derived indicators for VLY show a shift in the 50/200-day trend state from mixed to uptrend this week, suggesting improved price momentum relative to longer-term trends. Despite this positive technical development, the current valuation verdict remains overvalued, indicating that the stock's price may not align with fundamental value metrics according to TickrTrends' assessment.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is VLY stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), VLY is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.

What is VLY's TickrTrends verdict?

VLY's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.

How does VLY compare to other Financial Services stocks?

VLY ranks #116 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is VLY overbought or oversold?

VLY's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Financial Services fair-value coverage →

Head-to-head comparisons

VLY vs AFL · VLY vs BOKF · VLY vs C · VLY vs COLB · VLY vs FBNC