Zions Bancorporation, National Association (ZION) fair value analysis
Nasdaq · Updated 2026-10-19
ZION price how computed
Forward Fair Value verdict
OvervaluedZION is trading at a 10–25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $63.37
- Sector
- Financial Services
- 12-month range
- $48.92–$73.31
- Market cap
- $9.25B
- From 52-week high
- -13.6%
- Shares outstanding
- 146M
- Rank in Financial Services by discount to fair value
- #114 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Zions Bancorporation, National Association is a bank holding company that provides retail and commercial banking services, including lending, deposit products, and wealth management offerings. The company operates primarily through regional bank subsidiaries across the western, central, and southwestern United States.
ZION currently ranks #114 of 167 Financial Services stocks by discount to fair value. Its Overvalued verdict is new as of this week's run.
Fundamentals (4 quarters) how computed
- Market cap
- $9.25B
- P/E (trailing)
- 10x
- Revenue (TTM)
- $5.17B
- Net margin
- 22.7%
- EPS (TTM)
- $6.58
- Gross margin
- 76.7%
- Debt / equity
- 0.41
- Revenue growth (3-yr avg)
- 8.1%
- Shares outstanding
- 146M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Expanding
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 43 · neutral
- 50-day average
- $66.39
- 200-day average
- $63.55
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $1.83 per share (4 payments)
- Yield on last price
- 2.89%
- Consecutive years of increases
- 10
- Last ex-dividend date
- 2026-08-13
- Last payment date
- 2026-08-20
Earnings how computed
- Last 8 quarters vs consensus
- 7 beat, 1 missed
- Quarter by quarter
- 2026-06 ▲ beat (+10.8%)
2026-03 ▲ beat (+7.7%)
2025-12 ▲ beat (+12.1%)
2025-09 ▲ beat (+10.8%)
2025-06 ▲ beat (+20.6%)
2025-03 ▼ miss (-4.2%)
2024-12 ▲ beat (+7.2%)
2024-09 ▲ beat (+14.5%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 7 buy · 12 hold · 4 sell (23 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $72.7
- Target vs last price
- +14.7%
What our data shows for ZION
- Our model validated 16 trailing price-to-earnings windows for ZION, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $48.92–$73.31.
- The 14-day relative strength index sits at a neutral 43.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for ZION
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent ZION news
TickrTrends' derived news-sentiment signal for ZION is currently leaning positive, computed from recent coverage.
- Zions Bancorporation Offers An Attractive 6.7% Floating Rate Preferred Stock (NASDAQ:ZION) (seekingalpha.com, 2026-10-11)
TickrTrends take: Zions Bancorporation is offering a floating rate preferred stock that adjusts its yield in response to interest rate movements. Given that TickrTrends currently rates the company as fairly valued, investors considering this preferred offering should monitor whether the floating rate structure adequately compensates them relative to broader interest rate trends in the financial services sector. The attractiveness of this security may shift depending on where rates move relative to current market conditions and how the valuation assessment evolves. - Zions Bancorporation, National Association at Barclays Global Financial Services Conference Transcript (gurufocus.com, 2026-09-15)
TickrTrends take: Zions Bancorporation presented at the Barclays Global Financial Services Conference, providing insights into its business operations and strategic direction to institutional investors and analysts. Given TickrTrends' current overvalued assessment, investors focused on valuation metrics should monitor whether management commentary at the conference addressed cost management, net interest margin trends, or capital allocation plans that might justify current pricing. Any forward guidance or discussion of profitability improvements would be relevant data points for reassessing whether the stock's current valuation reflects realistic earnings potential in the Financial Services sector.
What people are saying
Follow the ZION conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — TickrTrends' derived indicators for ZION showed notable movement this week. The Relative Strength Index moved from the oversold zone into neutral territory, while the valuation assessment shifted from fairly valued to overvalued. These changes suggest the stock has recovered from oversold conditions but now trades at elevated valuations relative to fundamentals.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — ZION's technical position weakened this week as its RSI moved from neutral into oversold territory, suggesting the stock may have declined sharply. The company's sector discount ranking slipped to 122 from 115, indicating it has become relatively less attractive on a valuation basis compared to other Financial Services peers. Despite this shift, TickrTrends' valuation assessment improved, moving from overvalued to fairly valued.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — # ZION Weekly Summary ZION moved up in sector valuation ranking this week, improving from a discount rank of 121 to 116 among Financial Services stocks. Despite this relative improvement in positioning, the stock maintains an overvalued assessment on current metrics. The movement suggests moderating valuation pressure compared to peers in the sector, though absolute valuation levels remain elevated.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is ZION stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), ZION is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is ZION's TickrTrends verdict?
ZION's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does ZION compare to other Financial Services stocks?
ZION ranks #114 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is ZION overbought or oversold?
ZION's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does ZION pay a dividend?
Yes. ZION paid $1.83 per share over the last twelve months (4 payments), a 2.89% yield on TickrTrends' last price, and has raised the annual total for 10 consecutive years. The last ex-dividend date was 2026-08-13.
Does ZION usually beat earnings estimates?
Over its last 8 reported quarters ZION beat the consensus estimate 7 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about ZION?
Of 23 analysts covering ZION, 7 rate it a buy, 12 a hold and 4 a sell - hold-leaning, with a consensus price target of $72.7 (+14.7% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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