Zions Bancorporation, National Association (ZION) fair value analysis

Nasdaq · Updated 2026-09-07

Zions Bancorporation, National Association is a bank holding company that provides retail and commercial banking services, including lending, deposit products, and wealth management offerings. The company operates primarily through regional bank subsidiaries across the western, central, and southwestern United States.

Forward Fair Value verdict

Overvalued

Based on TickrTrends' weekly Forward Fair Value model, ZION is trading at a 10–25% premium to estimated fair value.

ZION currently ranks #131 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Overvalued for 3 consecutive weekly runs.

Last price: $70.84
Sector: Financial Services
12-month range: $50.56–$70.84

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: B
Leverage: Moderate
Margin trend: Expanding
Revenue growth: Modest
RSI zone: Neutral
50/200-day trend: Uptrend
52-week position: The top quarter of its range
DCF cross-check: Undervalued

What our data shows for ZION

Our model validated 16 trailing price-to-earnings windows for ZION, built from quarterly earnings records.
Shares are trading in the upper third of their 12-month price range of $50.56–$70.84.
The 14-day relative strength index sits at a neutral 48.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for ZION
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent ZION news

TickrTrends' derived news-sentiment signal for ZION is currently leaning positive, computed from recent coverage.

Zions Bancorporation: Visa Gain, Core Loan Growth, Cheap (NASDAQ:ZION) (seekingalpha.com, 2026-07-21)
TickrTrends take: Zions Bancorporation trades at a valuation marked as overvalued according to TickrTrends, despite the company reporting gains from its Visa investment and demonstrating core loan growth. For investors focused on valuation metrics, the disconnect between these operational positives and the overvalued assessment suggests the market may be pricing in expectations that exceed what current fundamentals support. The financial services sector backdrop and ZION's current valuation standing indicate that near-term price appreciation may be limited unless the company delivers results that materially exceed what is already reflected in its stock price.
Zions Bancorporation, National Association 2026 Q2 - Results - Earnings Call Presentation (NASDAQ:ZION) 2026-07-21 (seekingalpha.com, 2026-07-21)
TickrTrends take: Zions Bancorporation released its second quarter 2026 results, providing updated financial metrics that are relevant to assessing whether the current overvalued designation remains appropriate. Valuation-focused investors should examine whether the earnings reported in this quarter support or challenge the existing assessment, particularly given that the Financial Services sector can experience rapid shifts in valuation multiples based on interest rate environments and credit quality. The earnings call presentation would contain forward guidance and management commentary that could indicate whether current market pricing reflects realistic expectations for the bank's future performance.

What people are saying

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TickrTrends weekly updates

2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
2026-09-06 — No material change this week: the verdict, bands and grades all held steady.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is ZION stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), ZION is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.

What is ZION's TickrTrends verdict?

ZION's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.

How does ZION compare to other Financial Services stocks?

ZION ranks #131 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is ZION overbought or oversold?

ZION's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Financial Services fair-value coverage →

Head-to-head comparisons

ZION vs CCNE · ZION vs CHCO · ZION vs EFSC · ZION vs FMBH · ZION vs HBT