Enact Holdings, Inc. (ACT) fair value analysis
Nasdaq · Updated 2026-10-19
ACT price how computed
Forward Fair Value verdict
OvervaluedACT is trading at more than a 25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $46.28
- Sector
- Financial Services
- 12-month range
- $34.93–$50.07
- Market cap
- $6.36B
- From 52-week high
- -7.6%
- Shares outstanding
- 137M
- Rank in Financial Services by discount to fair value
- #145 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Enact Holdings, Inc. is a mortgage insurance company that provides mortgage insurance products and services to lenders and borrowers in the United States. The company operates primarily in the mortgage insurance industry, serving the residential mortgage lending market across the country.
ACT currently ranks #145 of 167 Financial Services stocks by discount to fair value. It has screened as Overvalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $6.36B
- P/E (trailing)
- 10x
- Revenue (TTM)
- $1.25B
- Net margin
- 54.6%
- EPS (TTM)
- $4.82
- Gross margin
- 89.5%
- Debt / equity
- 0.14
- Revenue growth (3-yr avg)
- 2.0%
- Shares outstanding
- 137M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Expanding
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 44 · neutral
- 50-day average
- $47.97
- 200-day average
- $43.95
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $0.90 per share (4 payments)
- Yield on last price
- 1.94%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-08-20
- Last payment date
- 2026-09-17
Earnings how computed
- Next earnings report
- 2026-11-04 (post-market)
- Last 8 quarters vs consensus
- 7 beat, 0 missed
- Quarter by quarter
- 2026-06 ▲ beat (+5.0%)
2026-03 ▲ beat (+0.8%)
2025-12 ▲ beat (+11.8%)
2025-09 ▬ met (0.0%)
2025-06 ▲ beat (+3.6%)
2025-03 ▲ beat (+0.9%)
2024-12 ▲ beat (+0.9%)
2024-09 ▲ beat (+6.4%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 1 buy · 5 hold · 0 sell (6 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $49.4
- Target vs last price
- +6.7%
What our data shows for ACT
- Our model validated 14 trailing price-to-earnings windows for ACT, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $34.93–$50.07.
- The 14-day relative strength index sits at a neutral 44.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for ACT
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
What people are saying
Follow the ACT conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators for ACT show a decline in relative valuation positioning this week. The company's sector discount rank moved from 147 to 153, indicating it has fallen further down the ranking of most discounted stocks within the Financial Services sector. ACT maintains an Overvalued current valuation verdict.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — # TickrTrends Indicator Summary: ACT ACT's 50/200-day trend state shifted from uptrend to mixed this week, reflecting a change in the stock's intermediate-term momentum dynamics. Despite this shift toward mixed signals, the stock maintains an overvalued valuation verdict according to TickrTrends' derived indicators. The transition suggests investors should monitor whether the stock can sustain its recent price levels given the current valuation assessment.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is ACT stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), ACT is trading at more than a 25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is ACT's TickrTrends verdict?
ACT's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does ACT compare to other Financial Services stocks?
ACT ranks #145 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is ACT overbought or oversold?
ACT's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does ACT pay a dividend?
Yes. ACT paid $0.90 per share over the last twelve months (4 payments), a 1.94% yield on TickrTrends' last price. The last ex-dividend date was 2026-08-20.
When does ACT report earnings next?
ACT's next earnings report is scheduled for 2026-11-04 (post-market), per the published earnings calendar.
Does ACT usually beat earnings estimates?
Over its last 8 reported quarters ACT beat the consensus estimate 7 times and missed 0 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about ACT?
Of 6 analysts covering ACT, 1 rate it a buy, 5 a hold and 0 a sell - hold-leaning, with a consensus price target of $49.4 (+6.7% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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Head-to-head comparisons
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