Assurant, Inc. (AIZ) fair value analysis
S&P 500 · Updated 2026-10-19
AIZ price how computed
Forward Fair Value verdict
Fairly valuedAIZ is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $266.49
- Sector
- Financial Services
- 12-month range
- $207.89–$301.57
- Market cap
- $13.1B
- From 52-week high
- -11.6%
- Shares outstanding
- 49.3M
- Rank in Financial Services by discount to fair value
- #91 of 167
Last price is our 2026-10-19 weekly price; the chart runs through 2026-10-16.
Assurant, Inc. is a provider of insurance and warranty products that protect against unforeseen events and product failures across various industries and consumer touchpoints. The company operates globally, serving customers in North America, Latin America, Europe, and Asia-Pacific through its diverse portfolio of specialty insurance solutions.
AIZ currently ranks #91 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $13.1B
- P/E (trailing)
- 11x
- Revenue (TTM)
- $13.5B
- Net margin
- 7.9%
- EPS (TTM)
- $23.70
- Gross margin
- 78.3%
- Debt / equity
- 0.36
- Revenue growth (3-yr avg)
- 8.2%
- Shares outstanding
- 49.3M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Expanding
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 54 · neutral
- 50-day average
- $277.92
- 200-day average
- $252.08
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $3.52 per share (4 payments)
- Yield on last price
- 1.32%
- Consecutive years of increases
- 21
- Last ex-dividend date
- 2026-08-31
- Last payment date
- 2026-09-28
Earnings how computed
- Next earnings report
- 2026-11-03 (post-market)
- Last 8 quarters vs consensus
- 8 beat, 0 missed
- Quarter by quarter
- 2026-06 ▲ beat (+24.2%)
2026-03 ▲ beat (+11.6%)
2025-12 ▲ beat (+2.0%)
2025-09 ▲ beat (+33.9%)
2025-06 ▲ beat (+14.6%)
2025-03 ▲ beat (+21.9%)
2024-12 ▲ beat (+16.0%)
2024-09 ▲ beat (+13.6%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 7 buy · 0 hold · 0 sell (7 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $327
- Target vs last price
- +22.7%
What our data shows for AIZ
- Our model validated 17 trailing price-to-earnings windows for AIZ, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $207.89–$301.57.
- The 14-day relative strength index sits at a neutral 54.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for AIZ
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent AIZ news
TickrTrends' derived news-sentiment signal for AIZ is currently leaning positive, computed from recent coverage.
- AIZ Maintained by Morgan Stanley -- Price Target Lowered to $300 (gurufocus.com, 2026-10-06)
TickrTrends take: Morgan Stanley's maintenance of coverage on AIZ while lowering the price target to $300 suggests the analyst view has become more cautious relative to prior expectations, even as the stock retains a rating that supports continued holding. This adjustment occurs within the context of TickrTrends' assessment that AIZ is fairly valued, indicating the market price currently aligns with reasonable fundamental expectations for a Financial Services sector company. Investors focused on valuation should monitor whether the revised price target reflects changing sector dynamics or company-specific challenges that might influence whether AIZ remains appropriately valued at current levels. - Four-Year-Old iPhones Are Hitting Trade-In Bins, and Assurant (AIZ) Is Ready (insidermonkey.com, 2026-09-21)
TickrTrends take: Assurant's positioning in the used device market reflects structural demand from the smartphone upgrade cycle, which generates consistent revenue through insurance and trade-in services. With the company currently assessed as fairly valued by TickrTrends, investors should monitor whether aging device inventories translate into margin expansion or whether refurbishment costs pressure profitability in coming quarters. The Financial Services sector backdrop matters here, as AIZ's valuation reflects existing expectations around this recurring revenue stream rather than growth surprises. - Assurant Inc's Dividend Analysis (gurufocus.com, 2026-08-31)
TickrTrends take: Assurant Inc operates in the Financial Services sector where dividend sustainability and payout ratios are key factors investors examine when assessing fair value. Given the current TickrTrends verdict of fairly valued, dividend coverage and the company's capacity to maintain or grow distributions should be monitored as potential catalysts for valuation changes. Investors focused on valuation metrics should track whether dividend analysis reveals any strain on cash generation or shifts in capital allocation strategy that could influence the fair value assessment.
What people are saying
Follow the AIZ conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — AIZ has moved out of oversold territory this week, with its Relative Strength Index shifting to a neutral zone. The stock's sector discount ranking declined to number 103 from number 96, indicating it has become relatively less discounted compared to other Financial Services stocks. At current levels, AIZ remains fairly valued according to TickrTrends' valuation assessment.
- 2026-10-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — TickrTrends' technical indicators for AIZ show a shift in momentum this week, with the RSI moving from a neutral zone into oversold territory. This change suggests increased selling pressure in the Financial Services sector stock. AIZ maintains a fairly valued assessment according to current valuation metrics.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is AIZ stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), AIZ is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is AIZ's TickrTrends verdict?
AIZ's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does AIZ compare to other Financial Services stocks?
AIZ ranks #91 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is AIZ overbought or oversold?
AIZ's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does AIZ pay a dividend?
Yes. AIZ paid $3.52 per share over the last twelve months (4 payments), a 1.32% yield on TickrTrends' last price, and has raised the annual total for 21 consecutive years. The last ex-dividend date was 2026-08-31.
When does AIZ report earnings next?
AIZ's next earnings report is scheduled for 2026-11-03 (post-market), per the published earnings calendar.
Does AIZ usually beat earnings estimates?
Over its last 8 reported quarters AIZ beat the consensus estimate 8 times and missed 0 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about AIZ?
Of 7 analysts covering AIZ, 7 rate it a buy, 0 a hold and 0 a sell - buy-leaning, with a consensus price target of $327 (+22.7% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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