Amalgamated Financial Corp. (AMAL) fair value analysis
Nasdaq · Updated 2026-10-19
AMAL price how computed
Forward Fair Value verdict
OvervaluedAMAL is trading at more than a 25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $47.13
- Sector
- Financial Services
- 12-month range
- $26.75–$51.08
- Market cap
- $1.41B
- From 52-week high
- -7.7%
- Shares outstanding
- 29.9M
- Rank in Financial Services by discount to fair value
- #136 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Amalgamated Financial Corp. is a Nasdaq-listed bank holding company that provides banking and financial services to individuals and businesses. The company operates primarily through its subsidiary bank, which serves customers in New York and other regions.
AMAL currently ranks #136 of 167 Financial Services stocks by discount to fair value. It has screened as Overvalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $1.41B
- P/E (trailing)
- 12x
- Revenue (TTM)
- $485M
- Net margin
- 23.4%
- EPS (TTM)
- $3.80
- Gross margin
- 72.6%
- Debt / equity
- 0.09
- Revenue growth (3-yr avg)
- 10.9%
- Shares outstanding
- 29.9M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Stable
- 52-week position
- The top quarter of its range
Technicals how computed
- RSI (14-day)
- 51 · neutral
- 50-day average
- $48.15
- 200-day average
- $43.06
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $0.65 per share (4 payments)
- Yield on last price
- 1.38%
- Consecutive years of increases
- 4
- Last ex-dividend date
- 2026-08-04
- Last payment date
- 2026-08-20
Earnings how computed
- Last 8 quarters vs consensus
- 7 beat, 1 missed
- Quarter by quarter
- 2026-06 ▲ beat (+10.0%)
2026-03 ▼ miss (-15.8%)
2025-12 ▲ beat (+8.8%)
2025-09 ▲ beat (+3.4%)
2025-06 ▲ beat (+1.1%)
2025-03 ▲ beat (+10.0%)
2024-12 ▲ beat (+2.3%)
2024-09 ▲ beat (+9.6%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 2 buy · 1 hold · 0 sell (3 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $55.3
- Target vs last price
- +17.3%
What our data shows for AMAL
- Our model validated 16 trailing price-to-earnings windows for AMAL, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $26.75–$51.08.
- The 14-day relative strength index sits at a neutral 51.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for AMAL
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent AMAL news
TickrTrends' derived news-sentiment signal for AMAL is currently leaning positive, computed from recent coverage.
- Amalgamated Financial Corp. (AMAL) Q3 2026 Earnings Call Transcript (seekingalpha.com, 2026-10-22)
TickrTrends take: Amalgamated Financial Corp. operates in the Financial Services sector where valuation multiples can vary significantly based on profitability trends and asset quality metrics. Given TickrTrends' current assessment that AMAL is overvalued, investors reviewing the Q3 2026 earnings call should focus on whether management commentary reveals improvements in net interest margins, loan loss provisions, or return on assets that might justify current market pricing. Any divergence between earnings quality and the company's valuation multiple would be particularly relevant for those monitoring this overvaluation designation. - Amalgamated Bank (AMAL) Declares Quarterly Dividend of $0.17 per Share (gurufocus.com, 2026-10-20)
TickrTrends take: Amalgamated Bank declared a quarterly dividend of 17 cents per share, providing a consistent income component to shareholders. With TickrTrends' current assessment rating AMAL as overvalued, investors monitoring the Financial Services sector should assess whether the dividend yield adequately compensates for the premium valuation, particularly given interest rate and sector performance considerations. The sustainability of this dividend relative to earnings and cash flow trends would be a key metric for valuation-focused investors to track going forward. - CFO Sells Nearly 20,000 Shares of Regional Bank for More Than $960,000 (finance.yahoo.com, 2026-09-14)
TickrTrends take: The CFO's sale of nearly 20,000 shares for more than $960,000 represents a significant insider transaction at a regional bank already flagged by TickrTrends as overvalued within the Financial Services sector. Insiders selling substantial share quantities can signal concerns about current valuation levels, potentially reinforcing the overvalued assessment. Investors focused on valuation metrics should monitor whether additional insider selling activity emerges, as patterns of executive departures from equity positions may indicate misalignment between stock price and fundamental value.
More AMAL news
- Amalgamated Financial Corp (AMAL) Insider Sale: SEVP, Chief Banking Officer Sam Brown Sells 30,735 Shares (gurufocus.com, 2026-09-10)
- Amalgamated Financial Corp (AMAL) 10% Owner Western States Regional Joint Board, Workers United Sells 132,779 Shares (gurufocus.com, 2026-09-03)
What people are saying
Follow the AMAL conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is AMAL stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), AMAL is trading at more than a 25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is AMAL's TickrTrends verdict?
AMAL's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does AMAL compare to other Financial Services stocks?
AMAL ranks #136 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is AMAL overbought or oversold?
AMAL's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does AMAL pay a dividend?
Yes. AMAL paid $0.65 per share over the last twelve months (4 payments), a 1.38% yield on TickrTrends' last price, and has raised the annual total for 4 consecutive years. The last ex-dividend date was 2026-08-04.
Does AMAL usually beat earnings estimates?
Over its last 8 reported quarters AMAL beat the consensus estimate 7 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about AMAL?
Of 3 analysts covering AMAL, 2 rate it a buy, 1 a hold and 0 a sell - buy-leaning, with a consensus price target of $55.3 (+17.3% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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