American Express Company (AXP) fair value analysis
S&P 500 · Updated 2026-10-19
AXP price how computed
Forward Fair Value verdict
UndervaluedAXP is trading at a 10–25% discount to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $308.17
- Sector
- Financial Services
- 12-month range
- $292.27–$384.89
- Market cap
- $208B
- From 52-week high
- -19.9%
- Shares outstanding
- 675M
- Rank in Financial Services by discount to fair value
- #49 of 167
Last price is our 2026-10-19 weekly price; the chart runs through 2026-10-16.
American Express Company is a globally diversified financial services firm that provides payment and travel-related services, including credit cards, charge cards, and merchant acquisition and processing solutions. The company operates across North America, Latin America, Europe, the Middle East, Africa, and Asia-Pacific regions.
AXP currently ranks #49 of 167 Financial Services stocks by discount to fair value. It has screened as Undervalued for 6 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $208B
- P/E (trailing)
- 19x
- Revenue (TTM)
- $84.1B
- Net margin
- 13.6%
- EPS (TTM)
- $16.48
- Gross margin
- 85.9%
- Debt / equity
- 1.72
- Revenue growth (3-yr avg)
- 8.6%
- Shares outstanding
- 675M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Expanding
- 52-week position
- The bottom quarter of its range
Technicals how computed
- RSI (14-day)
- 56 · neutral
- 50-day average
- $321.42
- 200-day average
- $328.74
- Moving-average state
- 50-day below 200-day (death cross state); price below both averages
Dividends how computed
- Paid, last 12 months
- $3.67 per share (4 payments)
- Yield on last price
- 1.19%
- Consecutive years of increases
- 4
- Last ex-dividend date
- 2026-10-09
- Last payment date
- 2026-11-10
Earnings how computed
- Last 8 quarters vs consensus
- 7 beat, 1 missed
- Quarter by quarter
- 2026-06 ▲ beat (+2.7%)
2026-03 ▲ beat (+7.3%)
2025-12 ▼ miss (-0.6%)
2025-09 ▲ beat (+4.0%)
2025-06 ▲ beat (+5.2%)
2025-03 ▲ beat (+4.9%)
2024-12 ▲ beat (+0.3%)
2024-09 ▲ beat (+6.4%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 15 buy · 14 hold · 0 sell (29 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $369
- Target vs last price
- +19.7%
What our data shows for AXP
- Our model validated 17 trailing price-to-earnings windows for AXP, built from quarterly earnings records.
- Shares are trading in the lower third of their 12-month price range of $292.27–$384.89.
- The 14-day relative strength index sits at a neutral 56.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for AXP
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent AXP news
TickrTrends' derived news-sentiment signal for AXP is currently leaning positive, computed from recent coverage.
- American Express (AXP): Will Young Cardholders Become Its Most Valuable Customers? (insidermonkey.com, 2026-10-20)
TickrTrends take: American Express serves a customer base that includes an expanding cohort of younger cardholders, which represents a long-term revenue and profitability opportunity for the Financial Services sector company. Given TickrTrends' current undervalued assessment of AXP, investors focused on valuation metrics should monitor whether management can demonstrate that this younger demographic generates comparable spending volumes and retention rates to mature customers. The ability to convert this demographic into high-lifetime-value customers will be a key factor in determining whether the current valuation discount properly reflects the company's future earning potential. - American Express Pays a Small Dividend, but There’s More to the Story (insidermonkey.com, 2026-10-17)
TickrTrends take: American Express maintains a modest dividend policy despite its position as a major player in the Financial Services sector, which is relevant context given TickrTrends' current undervalued assessment of the stock. Investors tracking valuation metrics should monitor whether AXP's earnings growth trajectory and capital deployment strategy can support further shareholder returns while maintaining the financial strength that characterizes the company. The dividend's size relative to the company's profitability and cash generation capacity will be a key factor in evaluating whether the undervalued designation remains justified over time. - Visa Secures Preliminary People’s Bank of China Approval to Establish Domestic Card Clearing Operation (crowdfundinsider.com, 2026-10-17)
TickrTrends take: Visa's approval to establish a domestic card clearing operation in China represents a significant competitive development in the payments processing industry. Given that TickrTrends currently derives an undervalued verdict for American Express, investors should monitor how AXP's competitive positioning in international payments and cross-border transaction services may be affected by expanded competition in one of the world's largest payment markets. This regulatory milestone for Visa could influence investor sentiment across the Financial Services sector and warrant attention to how AXP's valuation multiple evolves relative to its peers.
More AXP news
- American Express (AXP) Reports September 2026 Delinquency and Write-Off Statistics (gurufocus.com, 2026-10-15)
- American Express (AXP): Double-Digit Growth at a Below-Average Multiple (insidermonkey.com, 2026-10-13)
- Jim Cramer Explains Why He Hasn’t Given Up on American Express (AXP) (insidermonkey.com, 2026-10-11)
- American Express Returns to Hong Kong Wine & Dine Festival with Exclusive Card Member Offers and Curated Culinary Experiences (manilatimes.net, 2026-10-07)
What people are saying
Follow the AXP conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — AXP's technical position improved this week as its RSI moved from oversold to neutral territory, suggesting reduced downward momentum. The stock also strengthened its relative valuation standing within the Financial Services sector, rising from the 57th percentile to the 51st percentile in sector discount ranking. TickrTrends' valuation assessment upgraded from Fairly valued to Undervalued.
- 2026-09-21 — TickrTrends' derived indicators for AXP show a shift in momentum this week, with the Relative Strength Index moving from neutral territory into oversold zone. The current valuation verdict for the Financial Services company remains Fairly valued despite this technical indicator change.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is AXP stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), AXP is trading at a 10–25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.
What is AXP's TickrTrends verdict?
AXP's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.
How does AXP compare to other Financial Services stocks?
AXP ranks #49 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is AXP overbought or oversold?
AXP's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does AXP pay a dividend?
Yes. AXP paid $3.67 per share over the last twelve months (4 payments), a 1.19% yield on TickrTrends' last price, and has raised the annual total for 4 consecutive years. The last ex-dividend date was 2026-10-09.
Does AXP usually beat earnings estimates?
Over its last 8 reported quarters AXP beat the consensus estimate 7 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about AXP?
Of 29 analysts covering AXP, 15 rate it a buy, 14 a hold and 0 a sell - buy-leaning, with a consensus price target of $369 (+19.7% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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