California BanCorp (BCAL) fair value analysis

Nasdaq · Updated 2026-09-07

California BanCorp is a bank holding company that provides banking and financial services through its subsidiary banks. The company operates primarily in California, serving customers through branch networks in the state.

Forward Fair Value verdict

Overvalued

Based on TickrTrends' weekly Forward Fair Value model, BCAL is trading at a 10–25% premium to estimated fair value.

BCAL currently ranks #105 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Overvalued for 3 consecutive weekly runs.

Last price: $21.45
Sector: Financial Services
12-month range: $16.28–$21.45

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: C-
Leverage: Low
RSI zone: Neutral
50/200-day trend: Uptrend
52-week position: The top quarter of its range

What our data shows for BCAL

Our model validated 17 trailing price-to-earnings windows for BCAL, built from quarterly earnings records.
Shares are trading in the upper third of their 12-month price range of $16.28–$21.45.
The 14-day relative strength index sits at a neutral 61.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for BCAL
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent BCAL news

TickrTrends' derived news-sentiment signal for BCAL is currently leaning positive, computed from recent coverage.

California BanCorp Reports Q3 2024 Net Loss of $0.59 Per Share, Revenue at $36.9 Million, Misses Estimates (gurufocus.com, 2024-10-30)
TickrTrends take: California BanCorp's Q3 2024 performance fell short of analyst expectations, with earnings per share coming in negative and revenue of 37 million dollars trailing estimates. Given that TickrTrends currently rates the stock as overvalued, the miss on both top and bottom line metrics raises questions about whether the market is pricing in sufficient margin pressure or operational challenges facing the company. Valuation-focused investors should monitor whether management provides guidance on return to profitability and whether subsequent quarters show stabilization in revenue generation, as these factors will be critical to justifying any premium valuation in the financial services sector.
CALIFORNIA BANCORP REPORTS FINANCIAL RESULTS FOR THE THIRD QUARTER OF 2024 (manilatimes.net, 2024-10-29)
TickrTrends take: California Bancorp operates in the Financial Services sector and carries a TickrTrends valuation assessment of Overvalued. With third quarter 2024 results now reported, investors focused on valuation metrics should monitor whether the company's earnings and asset growth justify current market pricing or continue to support the overvalued designation. The third quarter performance will be particularly relevant for assessing whether financial metrics have shifted sufficiently to warrant reconsideration of the valuation stance.

What people are saying

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TickrTrends weekly updates

2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
2026-09-06 — No material change this week: the verdict, bands and grades all held steady.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is BCAL stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), BCAL is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.

What is BCAL's TickrTrends verdict?

BCAL's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.

How does BCAL compare to other Financial Services stocks?

BCAL ranks #105 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is BCAL overbought or oversold?

BCAL's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Financial Services fair-value coverage →

Head-to-head comparisons

BCAL vs BFST · BCAL vs BPOP · BCAL vs CGBD · BCAL vs CINF · BCAL vs DCOM