Bank of America Corporation (BAC) fair value analysis
S&P 500 · Updated 2026-10-19
BAC price how computed
Forward Fair Value verdict
Fairly valuedBAC is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $54.32
- Sector
- Financial Services
- 12-month range
- $46.72–$64.81
- Market cap
- $380B
- From 52-week high
- -16.2%
- Shares outstanding
- 6.99B
- Rank in Financial Services by discount to fair value
- #62 of 167
Last price is our 2026-10-19 weekly price; the chart runs through 2026-10-16.
Bank of America Corporation is a diversified financial services company that provides banking, investment banking, asset management, and trading services to consumers, small businesses, corporations, and institutional clients. The company operates through thousands of branches and offices across the United States and maintains a significant international presence in major financial centers around the world.
BAC currently ranks #62 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $380B
- P/E (trailing)
- 12x
- Revenue (TTM)
- $141B
- Net margin
- 22.8%
- EPS (TTM)
- $4.38
- Gross margin
- 60.1%
- Debt / equity
- 1.28
- Revenue growth (3-yr avg)
- 43.0%
- Shares outstanding
- 6.99B
Derived indicators how computed
- Quality grade
- F
- Margin trend
- Contracting
- 52-week position
- The lower-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 21 · oversold
- 50-day average
- $59.05
- 200-day average
- $55.20
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $1.16 per share (4 payments)
- Yield on last price
- 2.14%
- Consecutive years of increases
- 12
- Last ex-dividend date
- 2026-09-04
- Last payment date
- 2026-09-25
Earnings how computed
- Last 8 quarters vs consensus
- 7 beat, 1 missed
- Quarter by quarter
- 2026-09 ▼ miss (-2.7%)
2026-06 ▲ beat (+7.1%)
2026-03 ▲ beat (+8.8%)
2025-12 ▲ beat (+2.1%)
2025-09 ▲ beat (+11.6%)
2025-06 ▲ beat (+3.5%)
2025-03 ▲ beat (+11.1%)
2024-12 ▲ beat (+6.5%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 21 buy · 3 hold · 0 sell (24 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $63.5
- Target vs last price
- +16.9%
What our data shows for BAC
- Our model validated 17 trailing price-to-earnings windows for BAC, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $46.72–$64.81.
- The 14-day relative strength index sits at an oversold 21.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for BAC
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent BAC news
TickrTrends' derived news-sentiment signal for BAC is currently leaning positive, computed from recent coverage.
- Bank of America (BAC) Declares Quarterly Dividend of $0.32, Yielding 2.52% (gurufocus.com, 2026-10-21)
TickrTrends take: Bank of America has declared a quarterly dividend, which contributes to its total shareholder return profile. TickrTrends currently assesses BAC as fairly valued, suggesting the market price appropriately reflects the company's fundamentals and dividend-paying capacity. Investors monitoring valuation metrics should observe whether the bank's earnings power can sustain its dividend commitment while maintaining capital adequacy standards typical for large financial institutions. - Bank of America (BAC): Is Its Deposit Franchise Getting Stronger as Lending Accelerates? (insidermonkey.com, 2026-10-20)
TickrTrends take: Bank of America operates in the Financial Services sector and is currently assessed as fairly valued according to TickrTrends metrics. For valuation-focused investors, the strength of BAC's deposit franchise relative to its lending acceleration will be a key factor to monitor, as changes in deposit stability and loan growth dynamics could influence whether the fairly valued assessment remains appropriate. The relationship between these two business components will determine whether earnings expansion justifies the current valuation level or signals potential repricing. - Bank of America Upgrades Salesforce (CRM) to Buy with $285 Price Target Amid AI Optimism (gurufocus.com, 2026-10-17)
TickrTrends take: Bank of America's bullish stance on Salesforce reflects the firm's confidence in artificial intelligence as a driver of enterprise software valuations, a sector dynamic that could influence how investors assess financial services companies like BAC itself. With TickrTrends currently positioning BAC as fairly valued, investors should monitor whether technology enthusiasm translates into stronger loan demand or investment banking activity for major financial institutions. The upgrade suggests that technology-driven growth narratives remain compelling to equity strategists, which matters for understanding the relative valuation backdrop in which BAC operates.
More BAC news
- Bank of America Highlights Market Oversold Conditions Amid Dividend Focus (BAC) (gurufocus.com, 2026-10-16)
- Bank of America Securities Adopts Risk-Off Stance Amid Economic and Political Challenges (BAC) (gurufocus.com, 2026-10-16)
- Bank of America Stock: $1.2 Billion Fine Changes My Rating But Upside Remains (NYSE:BAC) (seekingalpha.com, 2026-10-16)
- Kaplan Fox Urges Investors of Flotek Industries, Inc. (FTK) to Seek a Leadership Role Before October 26, 2026 (markets.businessinsider.com, 2026-10-15)
- Bank of America: Huge Fine Makes Shares Slump (NYSE:BAC) (seekingalpha.com, 2026-10-14)
- Bank of America Reports $6.9B Q3 Net Income, Highlights Dividend Sustainability (BAC) (gurufocus.com, 2026-10-14)
- Bank of America expects 2027 NII to rise 8% or more as it embeds $1.2B regulatory settlement costs (NYSE:BAC) (seekingalpha.com, 2026-10-14)
- Bank of America (BAC) Exits Talks to Coordinate Moonshot AI IPO Amid US Scrutiny (gurufocus.com, 2026-10-14)
- Bank of America Faces $1.21 Billion Fine for Compliance Failures (gurufocus.com, 2026-10-14)
- Bank of America (BAC) Earnings Preview Highlights Dividend Sustainability and Insider Trends (gurufocus.com, 2026-10-13)
What people are saying
Follow the BAC conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — TickrTrends' derived indicators for BAC show mixed movement this week. The balance-sheet leverage band improved from high to moderate, while the gross-margin trend shifted negatively from expanding to contracting, and the quality grade declined from D to F. The revenue growth band moved favorably from modest to high, though the stock remains fairly valued according to current assessment.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — BAC's technical positioning shifted this week as its relative strength index moved into oversold territory, suggesting the stock has experienced downward price momentum. The bank's valuation rank within the Financial Services sector improved to number 64 from number 76, indicating it is trading at a smaller discount relative to sector peers. The stock remains assessed as fairly valued overall.
- 2026-10-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — TickrTrends' derived indicators for BAC showed movement this week within the Financial Services sector. The relative strength index moved from oversold territory into neutral zone, while the stock's sector discount ranking improved to #72 from #98. BAC maintains a fairly valued valuation verdict according to current metrics.
- 2026-09-21 — BAC's quality grade declined from C to D this week, while its revenue growth band contracted from high to modest. The stock has moved into oversold territory based on RSI analysis, down from a neutral zone previously. Despite these deteriorating indicators, BAC remains fairly valued according to current valuation metrics.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is BAC stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), BAC is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is BAC's TickrTrends verdict?
BAC's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does BAC compare to other Financial Services stocks?
BAC ranks #62 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is BAC overbought or oversold?
BAC's 14-day RSI is in the oversold zone on TickrTrends' latest weekly data.
Does BAC pay a dividend?
Yes. BAC paid $1.16 per share over the last twelve months (4 payments), a 2.14% yield on TickrTrends' last price, and has raised the annual total for 12 consecutive years. The last ex-dividend date was 2026-09-04.
Does BAC usually beat earnings estimates?
Over its last 8 reported quarters BAC beat the consensus estimate 7 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about BAC?
Of 24 analysts covering BAC, 21 rate it a buy, 3 a hold and 0 a sell - buy-leaning, with a consensus price target of $63.5 (+16.9% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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