American Coastal Insurance Corporation (ACIC) fair value analysis
Nasdaq · Updated 2026-10-19
ACIC price how computed
Forward Fair Value verdict
OvervaluedACIC is trading at more than a 25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $11.10
- Sector
- Financial Services
- 12-month range
- $9.04–$13.03
- Market cap
- $525M
- From 52-week high
- -14.8%
- Shares outstanding
- 47.3M
- Rank in Financial Services by discount to fair value
- #153 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
American Coastal Insurance Corporation is an insurance company that provides property and casualty insurance products to customers in coastal regions of the United States. The company operates primarily in states along the Atlantic and Gulf coasts where hurricane and storm risk exposure is elevated.
ACIC currently ranks #153 of 167 Financial Services stocks by discount to fair value. It has screened as Overvalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $525M
- P/E (trailing)
- 6x
- Revenue (TTM)
- $330M
- Net margin
- 30.3%
- EPS (TTM)
- $1.86
- Gross margin
- 48.1%
- Debt / equity
- 0.45
- Revenue growth (3-yr avg)
- 19.0%
- Shares outstanding
- 47.3M
Derived indicators how computed
- Quality grade
- D
- Margin trend
- Expanding
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 81 · overbought
- 50-day average
- $9.55
- 200-day average
- $10.70
- Moving-average state
- 50-day below 200-day (death cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $0.75 per share (1 payment)
- Yield on last price
- 6.76%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-01-02
- Last payment date
- 2026-01-09
Earnings how computed
- Next earnings report
- 2026-11-04
- Last 8 quarters vs consensus
- 5 beat, 3 missed
- Quarter by quarter
- 2026-06 ▼ miss (-21.4%)
2026-03 ▼ miss (-11.4%)
2025-12 ▲ beat (+23.3%)
2025-09 ▲ beat (+56.4%)
2025-06 ▲ beat (+42.1%)
2025-03 ▲ beat (+4.9%)
2024-12 ▼ miss (-25.0%)
2024-09 ▲ beat (+54.3%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 0 buy · 1 hold · 0 sell (1 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $13
- Target vs last price
- +17.1%
What our data shows for ACIC
- Our model validated 10 trailing price-to-earnings windows for ACIC, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $9.04–$13.03.
- The 14-day relative strength index sits at an overbought 81.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for ACIC
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
What people are saying
Follow the ACIC conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — ACIC, a Financial Services sector company, has shifted into overbought territory according to its Relative Strength Index this week, moving from a neutral zone. The stock's sector discount rank has declined to #163 from #152, indicating a relatively weaker valuation position compared to peers in its industry. TickrTrends currently assesses ACIC as overvalued.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators for ACIC show a deterioration in quality metrics this week, with the quality grade declining from B to D. The company's position relative to its sector peers has also weakened, with the sector discount rank slipping from 140 to 151. The current valuation verdict remains Overvalued.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — ACIC's sector discount rank improved this week, moving from 154th to 137th among Financial Services companies, indicating the stock trades at a smaller discount relative to its peers. The valuation verdict remains Overvalued as of the current assessment.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is ACIC stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), ACIC is trading at more than a 25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is ACIC's TickrTrends verdict?
ACIC's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does ACIC compare to other Financial Services stocks?
ACIC ranks #153 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is ACIC overbought or oversold?
ACIC's 14-day RSI is in the overbought zone on TickrTrends' latest weekly data.
Does ACIC pay a dividend?
Yes. ACIC paid $0.75 per share over the last twelve months (1 payment), a 6.76% yield on TickrTrends' last price. The last ex-dividend date was 2026-01-02.
When does ACIC report earnings next?
ACIC's next earnings report is scheduled for 2026-11-04, per the published earnings calendar.
Does ACIC usually beat earnings estimates?
Over its last 8 reported quarters ACIC beat the consensus estimate 5 times and missed 3 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about ACIC?
Of 1 analysts covering ACIC, 0 rate it a buy, 1 a hold and 0 a sell - hold-leaning, with a consensus price target of $13 (+17.1% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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