Eastern Bankshares, Inc. (EBC) fair value analysis
Nasdaq · Updated 2026-10-19
EBC price how computed
Forward Fair Value verdict
UndervaluedEBC is trading at a 10–25% discount to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $21.31
- Sector
- Financial Services
- 12-month range
- $16.73–$23.65
- Market cap
- $4.87B
- From 52-week high
- -9.9%
- Shares outstanding
- 229M
- Rank in Financial Services by discount to fair value
- #42 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Eastern Bankshares, Inc. operates as a bank holding company that provides retail and commercial banking services through its subsidiary Eastern Bank. The company serves customers primarily in the New England region, with a focus on Massachusetts and surrounding northeastern states.
EBC currently ranks #42 of 167 Financial Services stocks by discount to fair value. It has screened as Undervalued for 11 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $4.87B
- P/E (trailing)
- 13x
- Revenue (TTM)
- $1.43B
- Net margin
- 26.3%
- EPS (TTM)
- $1.70
- Gross margin
- 72.0%
- Debt / equity
- 0.09
- Revenue growth (3-yr avg)
- 19.4%
- Shares outstanding
- 229M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Expanding
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 50 · neutral
- 50-day average
- $21.91
- 200-day average
- $20.91
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $0.56 per share (4 payments)
- Yield on last price
- 2.63%
- Consecutive years of increases
- 4
- Last ex-dividend date
- 2026-09-08
- Last payment date
- 2026-09-22
Earnings how computed
- Last 8 quarters vs consensus
- 5 beat, 3 missed
- Quarter by quarter
- 2026-06 ▲ beat (+6.5%)
2026-03 ▼ miss (-9.1%)
2025-12 ▲ beat (+7.3%)
2025-09 ▼ miss (-7.5%)
2025-06 ▲ beat (+7.9%)
2025-03 ▲ beat (+3.0%)
2024-12 ▲ beat (+13.3%)
2024-09 ▼ miss (-24.2%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 6 buy · 2 hold · 0 sell (8 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $24.9
- Target vs last price
- +16.8%
What our data shows for EBC
- Our model validated 17 trailing price-to-earnings windows for EBC, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $16.73–$23.65.
- The 14-day relative strength index sits at a neutral 50.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for EBC
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent EBC news
TickrTrends' derived news-sentiment signal for EBC is currently leaning positive, computed from recent coverage.
- Eastern Bankshares, Inc. (EBC) Reports Next Week: Wall Street Expects Earnings Growth (zacks.com, 2026-10-15)
TickrTrends take: Eastern Bankshares operates in the Financial Services sector and currently trades at a valuation that TickrTrends classifies as undervalued. With Wall Street anticipating earnings growth in the upcoming report, investors focused on valuation metrics should monitor whether the company's actual results and forward guidance support maintaining this undervalued status or suggest a revaluation is warranted. The earnings announcement will provide concrete data to assess whether current market pricing adequately reflects the expected growth trajectory. - EBC Maintained by Barclays -- Price Target Raised to $23.00 (gurufocus.com, 2026-10-05)
TickrTrends take: Barclays raised its price target for EBC to twenty-three dollars, reflecting analyst confidence in the company's prospects within the Financial Services sector. Given TickrTrends' current assessment that EBC is undervalued, investors focused on valuation metrics should monitor whether the stock moves toward the analyst's target price and what fundamental metrics support such a trajectory. The maintenance rating combined with an elevated price target suggests analysts see room for appreciation, which aligns with the undervaluation signal currently reflected in TickrTrends' assessment. - EBC Maintained by TD Cowen -- Price Target Lowered to $25.00 (gurufocus.com, 2026-10-05)
TickrTrends take: TD Cowen's reduction of its price target to 25 dollars for EBC occurs within a context where TickrTrends currently rates the stock as undervalued, suggesting the market may not yet be pricing in the full value proposition of this Financial Services company. Investors focused on valuation metrics should monitor whether the analyst's revised outlook reflects broader sector dynamics or company-specific challenges that might influence how the undervaluation thesis develops. The maintained rating paired with a lower target warrants attention to any divergence between EBC's fundamentals and market sentiment in the financial services space.
More EBC news
- Eastern Bankshares Inc at Barclays Global Financial Services Conference Transcript (gurufocus.com, 2026-09-15)
What people are saying
Follow the EBC conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — EBC's relative strength index moved from an oversold zone to a neutral zone this week, suggesting reduced downward momentum in the stock. The stock maintains an undervalued status according to TickrTrends' valuation assessment, indicating it may be trading below its fundamental worth.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is EBC stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), EBC is trading at a 10–25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.
What is EBC's TickrTrends verdict?
EBC's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.
How does EBC compare to other Financial Services stocks?
EBC ranks #42 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is EBC overbought or oversold?
EBC's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does EBC pay a dividend?
Yes. EBC paid $0.56 per share over the last twelve months (4 payments), a 2.63% yield on TickrTrends' last price, and has raised the annual total for 4 consecutive years. The last ex-dividend date was 2026-09-08.
Does EBC usually beat earnings estimates?
Over its last 8 reported quarters EBC beat the consensus estimate 5 times and missed 3 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about EBC?
Of 8 analysts covering EBC, 6 rate it a buy, 2 a hold and 0 a sell - buy-leaning, with a consensus price target of $24.9 (+16.8% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
More in Financial Services
Head-to-head comparisons
EBC vs ATLC · EBC vs BLK · EBC vs CASH · EBC vs CBSH · EBC vs COIN