Enterprise Financial Services Corp (EFSC) fair value analysis
Nasdaq · Updated 2026-10-19
EFSC price how computed
Forward Fair Value verdict
OvervaluedEFSC is trading at a 10–25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $59.84
- Sector
- Financial Services
- 12-month range
- $51.99–$68.52
- Market cap
- $2.17B
- From 52-week high
- -12.7%
- Shares outstanding
- 36.2M
- Rank in Financial Services by discount to fair value
- #119 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Enterprise Financial Services Corp is a bank holding company that provides commercial and consumer banking services through its subsidiary, Enterprise Bank and Trust. The company operates primarily in the Midwest and Mid-Atlantic regions of the United States.
EFSC currently ranks #119 of 167 Financial Services stocks by discount to fair value. Its Overvalued verdict is new as of this week's run.
Fundamentals (4 quarters) how computed
- Market cap
- $2.17B
- P/E (trailing)
- 12x
- Revenue (TTM)
- $988M
- Net margin
- 19.3%
- EPS (TTM)
- $5.00
- Gross margin
- 69.2%
- Debt / equity
- 0.33
- Revenue growth (3-yr avg)
- 8.7%
- Shares outstanding
- 36.2M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Expanding
- 52-week position
- The lower-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 44 · neutral
- 50-day average
- $62.36
- 200-day average
- $60.30
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $1.34 per share (4 payments)
- Yield on last price
- 2.24%
- Consecutive years of increases
- 11
- Last ex-dividend date
- 2026-09-15
- Last payment date
- 2026-09-30
Earnings how computed
- Last 8 quarters vs consensus
- 5 beat, 2 missed
- Quarter by quarter
- 2026-06 ▼ miss (-16.3%)
2026-03 ▲ beat (+0.8%)
2025-12 ▬ met (0.0%)
2025-09 ▼ miss (-7.0%)
2025-06 ▲ beat (+13.2%)
2025-03 ▲ beat (+12.0%)
2024-12 ▲ beat (+13.8%)
2024-09 ▲ beat (+13.2%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 5 buy · 2 hold · 0 sell (7 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $71
- Target vs last price
- +18.6%
What our data shows for EFSC
- Our model validated 17 trailing price-to-earnings windows for EFSC, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $51.99–$68.52.
- The 14-day relative strength index sits at a neutral 44.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for EFSC
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent EFSC news
TickrTrends' derived news-sentiment signal for EFSC is currently leaning positive, computed from recent coverage.
- DIMENSIONAL FUND ADVISORS LP Adds Enterprise Financial Services Corp (EFSC) -- Shares Look 5% Undervalued on GF Value (gurufocus.com, 2026-10-15)
TickrTrends take: Enterprise Financial Services Corp operates in the Financial Services sector and currently trades at a valuation that TickrTrends considers fairly valued. The recent addition of EFSC to Dimensional Fund Advisors' portfolio coincides with analysis suggesting modest undervaluation of approximately 5 percent relative to GF Value metrics, which provides a potential point of divergence from the fairly valued assessment worth monitoring. Valuation-focused investors should track whether this divergence persists or narrows as market conditions and the company's fundamentals evolve. - EFSC Initiates Coverage On by StoneX -- Price Target Announced at $70 (gurufocus.com, 2026-09-24)
TickrTrends take: StoneX's initiation of coverage with a $70 price target represents an external analyst perspective on EFSC's fair value, which contrasts with TickrTrends' current assessment that the stock is overvalued. For investors focused on valuation metrics, this analyst target suggests potential downside if the market price currently trades above that level, aligning with the overvalued designation in the Financial Services sector. Readers should monitor whether EFSC's actual trading levels relative to the $70 target and underlying fundamentals support or challenge TickrTrends' valuation conclusion.
What people are saying
Follow the EFSC conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — TickrTrends' derived indicators for EFSC showed movement this week as the RSI zone shifted from oversold to neutral territory, suggesting reduced downward momentum in the Financial Services sector. Concurrently, the valuation verdict changed from Fairly valued to Overvalued, indicating that current pricing has moved beyond fundamental support levels according to the analysis model.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators for EFSC show movement toward oversold conditions this week, with the RSI zone shifting from neutral to oversold territory. The valuation verdict has improved from overvalued to fairly valued, suggesting a more balanced pricing relative to fundamentals. These changes reflect a shift in both momentum and valuation metrics for the Financial Services sector.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — TickrTrends' derived indicators for EFSC shifted this week as the 50/200-day trend state moved from uptrend to mixed. The current valuation verdict remains Overvalued. This change in trend state suggests the stock's shorter-term momentum has become less consistently positive relative to its longer-term trajectory.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is EFSC stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), EFSC is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is EFSC's TickrTrends verdict?
EFSC's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does EFSC compare to other Financial Services stocks?
EFSC ranks #119 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is EFSC overbought or oversold?
EFSC's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does EFSC pay a dividend?
Yes. EFSC paid $1.34 per share over the last twelve months (4 payments), a 2.24% yield on TickrTrends' last price, and has raised the annual total for 11 consecutive years. The last ex-dividend date was 2026-09-15.
Does EFSC usually beat earnings estimates?
Over its last 8 reported quarters EFSC beat the consensus estimate 5 times and missed 2 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about EFSC?
Of 7 analysts covering EFSC, 5 rate it a buy, 2 a hold and 0 a sell - buy-leaning, with a consensus price target of $71 (+18.6% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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