First Community Bankshares, Inc. (FCBC) fair value analysis
Nasdaq · Updated 2026-10-19
FCBC price how computed
Forward Fair Value verdict
OvervaluedFCBC is trading at more than a 25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $48.80
- Sector
- Financial Services
- 12-month range
- $31.42–$49.55
- Market cap
- $923M
- From 52-week high
- -1.5%
- Shares outstanding
- 18.9M
- Rank in Financial Services by discount to fair value
- #155 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
First Community Bankshares, Inc. is a bank holding company that provides commercial banking and financial services through its subsidiary community banks. The company operates primarily in the Appalachian region, serving customers across multiple states in that area.
FCBC currently ranks #155 of 167 Financial Services stocks by discount to fair value. It has screened as Overvalued for 6 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $923M
- P/E (trailing)
- 16x
- Revenue (TTM)
- $139M
- Net margin
- 42.7%
- EPS (TTM)
- $2.96
- Gross margin
- 28.8%
- Debt / equity
- 0.01
- Revenue growth (3-yr avg)
- -28.1%
- Shares outstanding
- 18.9M
Derived indicators how computed
- Quality grade
- D
- Margin trend
- Contracting
- 52-week position
- The top quarter of its range
Technicals how computed
- RSI (14-day)
- 71 · overbought
- 50-day average
- $48.10
- 200-day average
- $43.12
- Moving-average state
- 50-day above 200-day (golden cross state); price above both averages
Dividends how computed
- Paid, last 12 months
- $2.26 per share (5 payments)
- Yield on last price
- 4.63%
- Consecutive years of increases
- 6
- Last ex-dividend date
- 2026-08-07
- Last payment date
- 2026-08-21
Earnings how computed
- Next earnings report
- 2026-10-27
- Last 8 quarters vs consensus
- 6 beat, 1 missed
- Quarter by quarter
- 2026-06 ▲ beat (+7.0%)
2026-03 ▲ beat (+1.4%)
2025-12 ▲ beat (+24.2%)
2025-09 ▲ beat (+11.1%)
2025-06 ▲ beat (+3.1%)
2025-03 ▬ met (0.0%)
2024-12 ▲ beat (+7.6%)
2024-09 ▼ miss (-2.9%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 0 buy · 2 hold · 0 sell (2 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $50
- Target vs last price
- +2.5%
What our data shows for FCBC
- Our model validated 17 trailing price-to-earnings windows for FCBC, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $31.42–$49.55.
- The 14-day relative strength index sits at an overbought 71.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for FCBC
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
What people are saying
Follow the FCBC conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — TickrTrends' derived indicators for FCBC show mixed developments this week. The 50/200-day trend state shifted from mixed to uptrend, suggesting strengthening price momentum, while the RSI zone moved from neutral to overbought territory. The current valuation verdict remains overvalued.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — FCBC's derived indicators shifted this week, with the 50/200-day trend state moving from uptrend to mixed, suggesting reduced momentum in price movement patterns. The stock remains classified as overvalued based on current valuation metrics within the Financial Services sector.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.
Frequently asked questions
Is FCBC stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), FCBC is trading at more than a 25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is FCBC's TickrTrends verdict?
FCBC's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does FCBC compare to other Financial Services stocks?
FCBC ranks #155 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is FCBC overbought or oversold?
FCBC's 14-day RSI is in the overbought zone on TickrTrends' latest weekly data.
Does FCBC pay a dividend?
Yes. FCBC paid $2.26 per share over the last twelve months (5 payments), a 4.63% yield on TickrTrends' last price, and has raised the annual total for 6 consecutive years. The last ex-dividend date was 2026-08-07.
When does FCBC report earnings next?
FCBC's next earnings report is scheduled for 2026-10-27, per the published earnings calendar.
Does FCBC usually beat earnings estimates?
Over its last 8 reported quarters FCBC beat the consensus estimate 6 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about FCBC?
Of 2 analysts covering FCBC, 0 rate it a buy, 2 a hold and 0 a sell - hold-leaning, with a consensus price target of $50 (+2.5% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
More in Financial Services
Head-to-head comparisons
FCBC vs ACIC · FCBC vs FISI · FCBC vs GAIN · FCBC vs GBDC · FCBC vs HAFC