FirstCash Holdings, Inc. (FCFS) fair value analysis
Nasdaq · Updated 2026-10-19
FCFS price how computed
Forward Fair Value verdict
Fairly valuedFCFS is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $215.26
- Sector
- Financial Services
- 12-month range
- $148.05–$236.43
- Market cap
- $9.34B
- From 52-week high
- -9.0%
- Shares outstanding
- 43.4M
- Rank in Financial Services by discount to fair value
- #77 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
FirstCash Holdings, Inc. operates a network of pawn shops and financial services centers across multiple countries, providing loans secured by personal property as collateral along with related financial services to customers. The company maintains locations in the United States and internationally, serving communities through its retail pawn and financial services operations.
FCFS currently ranks #77 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $9.34B
- P/E (trailing)
- 21x
- Revenue (TTM)
- $4.12B
- Net margin
- 9.4%
- EPS (TTM)
- $10.09
- Gross margin
- 46.6%
- Debt / equity
- 1.16
- Revenue growth (3-yr avg)
- 12.2%
- Shares outstanding
- 43.4M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Contracting
- 52-week position
- The top quarter of its range
Technicals how computed
- RSI (14-day)
- 46 · neutral
- 50-day average
- $217.06
- 200-day average
- $204.98
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $1.68 per share (4 payments)
- Yield on last price
- 0.78%
- Consecutive years of increases
- 9
- Last ex-dividend date
- 2026-08-14
- Last payment date
- 2026-08-28
Earnings how computed
- Last 8 quarters vs consensus
- 8 beat, 0 missed
- Quarter by quarter
- 2026-06 ▲ beat (+3.7%)
2026-03 ▲ beat (+12.6%)
2025-12 ▲ beat (+4.3%)
2025-09 ▲ beat (+17.1%)
2025-06 ▲ beat (+7.2%)
2025-03 ▲ beat (+19.0%)
2024-12 ▲ beat (+5.5%)
2024-09 ▲ beat (+3.1%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 4 buy · 0 hold · 0 sell (4 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $253
- Target vs last price
- +17.5%
What our data shows for FCFS
- Our model validated 17 trailing price-to-earnings windows for FCFS, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $148.05–$236.43.
- The 14-day relative strength index sits at a neutral 46.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for FCFS
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent FCFS news
TickrTrends' derived news-sentiment signal for FCFS is currently leaning positive, computed from recent coverage.
- Jim Cramer Revisits FirstCash (FCFS) but Stops Short of a Recommendation (insidermonkey.com, 2026-10-07)
TickrTrends take: Jim Cramer's recent revisit of FirstCash suggests ongoing market interest in the company despite his decision to withhold a formal recommendation. Given that TickrTrends currently rates FCFS as fairly valued, investors focused on valuation metrics should monitor whether Cramer's analysis shifts the sentiment around the stock or if the company's fundamentals in the Financial Services sector remain stable relative to its current pricing. Any movement in analyst commentary without accompanying changes to the company's core financial performance could indicate whether the fair value assessment remains appropriate.
What people are saying
Follow the FCFS conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators show that Financial Services sector has shifted in its valuation ranking this week, moving from the 78th position to the 89th position among sector discount rankings. The sector maintains a fairly valued assessment according to current valuation metrics. This change in ranking position reflects a relative shift in how the sector's valuation compares to other sectors in the current market environment.
- 2026-10-05 — TickrTrends' derived indicators for FCFS show a shift in momentum this week, with the 50/200-day trend state moving from uptrend to mixed conditions. The stock remains at a fairly valued assessment based on current valuation metrics. This change in trend state suggests a loss of sustained directional momentum compared to the previous week's uptrend positioning.
- 2026-09-28 — # FCFS Weekly Indicator Summary TickrTrends' derived indicators for FCFS in the Financial Services sector show a shift in relative valuation positioning this week. The sector discount rank declined from 67 to 82, indicating the stock has moved to a lower discount ranking within its peer group. The current valuation verdict remains Fairly valued despite this weekly change in discount rank standing.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is FCFS stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), FCFS is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is FCFS's TickrTrends verdict?
FCFS's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does FCFS compare to other Financial Services stocks?
FCFS ranks #77 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is FCFS overbought or oversold?
FCFS's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does FCFS pay a dividend?
Yes. FCFS paid $1.68 per share over the last twelve months (4 payments), a 0.78% yield on TickrTrends' last price, and has raised the annual total for 9 consecutive years. The last ex-dividend date was 2026-08-14.
Does FCFS usually beat earnings estimates?
Over its last 8 reported quarters FCFS beat the consensus estimate 8 times and missed 0 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about FCFS?
Of 4 analysts covering FCFS, 4 rate it a buy, 0 a hold and 0 a sell - buy-leaning, with a consensus price target of $253 (+17.5% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
More in Financial Services
Head-to-head comparisons
FCFS vs AIG · FCFS vs BGC · FCFS vs BOKF · FCFS vs CB · FCFS vs DGICA