First Financial Bancorp. (FFBC) fair value analysis
Nasdaq · Updated 2026-10-19
FFBC price how computed
Forward Fair Value verdict
Fairly valuedFFBC is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $31.48
- Sector
- Financial Services
- 12-month range
- $23.27–$36.18
- Market cap
- $3.31B
- From 52-week high
- -13.0%
- Shares outstanding
- 105M
- Rank in Financial Services by discount to fair value
- #112 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
First Financial Bancorp is a bank holding company that provides retail and commercial banking services to individuals and businesses. The company operates primarily through its subsidiary First Financial Bank and serves customers across Ohio and Indiana.
FFBC currently ranks #112 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 4 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $3.31B
- P/E (trailing)
- 10x
- Revenue (TTM)
- $1.33B
- Net margin
- 21.4%
- EPS (TTM)
- $3.07
- Gross margin
- 67.7%
- Debt / equity
- 0.32
- Revenue growth (3-yr avg)
- 2.9%
- Shares outstanding
- 105M
Derived indicators how computed
- Quality grade
- C
- Margin trend
- Expanding
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 48 · neutral
- 50-day average
- $32.35
- 200-day average
- $30.65
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $1.01 per share (4 payments)
- Yield on last price
- 3.21%
- Consecutive years of increases
- 2
- Last ex-dividend date
- 2026-09-01
- Last payment date
- 2026-09-15
Earnings how computed
- Next earnings report
- 2026-10-27 (post-market)
- Last 8 quarters vs consensus
- 5 beat, 2 missed
- Quarter by quarter
- 2026-06 ▼ miss (-1.2%)
2026-03 ▲ beat (+16.4%)
2025-12 ▲ beat (+1.3%)
2025-09 ▲ beat (+1.3%)
2025-06 ▲ beat (+8.8%)
2025-03 ▬ met (0.0%)
2024-12 ▲ beat (+9.2%)
2024-09 ▼ miss (-16.7%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 4 buy · 3 hold · 0 sell (7 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $38
- Target vs last price
- +20.7%
What our data shows for FFBC
- Our model validated 17 trailing price-to-earnings windows for FFBC, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $23.27–$36.18.
- The 14-day relative strength index sits at a neutral 48.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for FFBC
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent FFBC news
TickrTrends' derived news-sentiment signal for FFBC is currently leaning positive, computed from recent coverage.
- First Financial Bancorp (FFBC) Earnings Expected to Grow: Should You Buy? (zacks.com, 2026-10-20)
TickrTrends take: First Financial Bancorp operates in the Financial Services sector and is currently assessed as fairly valued according to TickrTrends analysis. For investors focused on valuation metrics, the key consideration is whether expected earnings growth materializes sufficiently to justify the current price level or whether it might create upside opportunity. A fairly valued designation suggests the market has already priced in baseline expectations, so actual earnings results relative to consensus estimates will be important to monitor for any valuation repricing. - Why First Financial Bancorp (FFBC) is a Great Dividend Stock Right Now (zacks.com, 2026-09-29)
TickrTrends take: First Financial Bancorp operates in the Financial Services sector where dividend-yielding stocks often attract income-focused investors. TickrTrends currently derives an Overvalued verdict for FFBC, suggesting that its current market price may not align with fundamental valuation metrics despite any appeal from its dividend profile. For valuation-conscious investors, monitoring whether FFBC's dividend sustainability and payout ratios remain supported by earnings trends would be important context for assessing whether the overvaluation designation may shift. - FFBC Upgraded by Truist Securities -- Price Target Raised to $37.00 (gurufocus.com, 2026-09-25)
TickrTrends take: Truist Securities raised its price target for FFBC to $37, reflecting analyst confidence in the company's prospects, though TickrTrends currently derives an overvalued verdict for the Financial Services firm based on its valuation metrics. A reader focused on valuation should monitor whether the market reprices FFBC closer to TickrTrends' derived valuation or whether the analyst upgrade signals factors that warrant reassessment of the current overvalued assessment. The gap between analyst targets and derived valuations often indicates areas where fundamental assumptions or market expectations diverge.
More FFBC news
- After year of rapid growth, Ohio bank revamps its top ranks (americanbanker.com, 2026-09-22)
What people are saying
Follow the FFBC conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators for FFBC showed improvement this week, with the quality grade rising from D to C. The valuation verdict shifted from Overvalued to Fairly valued, indicating that the stock's pricing has become more aligned with its fundamental metrics.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — TickrTrends' derived indicators for FFBC show that the company's sector discount rank declined from 116 to 123 this week, indicating a weaker relative valuation position within the Financial Services sector. The current valuation verdict remains Overvalued.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is FFBC stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), FFBC is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is FFBC's TickrTrends verdict?
FFBC's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does FFBC compare to other Financial Services stocks?
FFBC ranks #112 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is FFBC overbought or oversold?
FFBC's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does FFBC pay a dividend?
Yes. FFBC paid $1.01 per share over the last twelve months (4 payments), a 3.21% yield on TickrTrends' last price, and has raised the annual total for 2 consecutive years. The last ex-dividend date was 2026-09-01.
When does FFBC report earnings next?
FFBC's next earnings report is scheduled for 2026-10-27 (post-market), per the published earnings calendar.
Does FFBC usually beat earnings estimates?
Over its last 8 reported quarters FFBC beat the consensus estimate 5 times and missed 2 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about FFBC?
Of 7 analysts covering FFBC, 4 rate it a buy, 3 a hold and 0 a sell - buy-leaning, with a consensus price target of $38 (+20.7% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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Head-to-head comparisons
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