First Hawaiian, Inc. (FHB) fair value analysis
Nasdaq · Updated 2026-10-19
FHB price how computed
Forward Fair Value verdict
Fairly valuedFHB is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $24.95
- Sector
- Financial Services
- 12-month range
- $23.39–$30.34
- Market cap
- $3.04B
- From 52-week high
- -17.8%
- Shares outstanding
- 122M
- Rank in Financial Services by discount to fair value
- #57 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
First Hawaiian, Inc. is a bank holding company that provides banking and financial services including deposits, loans, and other financial products to consumers and businesses. The company operates primarily in Hawaii, where it serves customers through its First Hawaiian Bank subsidiary and maintains a significant presence in the state's financial services market.
FHB currently ranks #57 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $3.04B
- P/E (trailing)
- 11x
- Revenue (TTM)
- $976M
- Net margin
- 29.2%
- EPS (TTM)
- $2.30
- Gross margin
- 39.3%
- Revenue growth (3-yr avg)
- -20.1%
- Shares outstanding
- 122M
Derived indicators how computed
- Quality grade
- F
- Margin trend
- Contracting
- 52-week position
- The bottom quarter of its range
Technicals how computed
- RSI (14-day)
- 44 · neutral
- 50-day average
- $25.75
- 200-day average
- $26.60
- Moving-average state
- 50-day below 200-day (death cross state); price below both averages
Dividends how computed
- Paid, last 12 months
- $1.04 per share (4 payments)
- Yield on last price
- 4.17%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-08-17
- Last payment date
- 2026-08-28
Earnings how computed
- Last 8 quarters vs consensus
- 7 beat, 0 missed
- Quarter by quarter
- 2026-06 ▬ met (0.0%)
2026-03 ▲ beat (+3.8%)
2025-12 ▲ beat (+1.8%)
2025-09 ▲ beat (+13.5%)
2025-06 ▲ beat (+10.2%)
2025-03 ▲ beat (+2.2%)
2024-12 ▲ beat (+17.1%)
2024-09 ▲ beat (+9.1%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 1 buy · 6 hold · 4 sell (11 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $29.1
- Target vs last price
- +16.6%
What our data shows for FHB
- Our model validated 17 trailing price-to-earnings windows for FHB, built from quarterly earnings records.
- Shares are trading in the lower third of their 12-month price range of $23.39–$30.34.
- The 14-day relative strength index sits at a neutral 44.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for FHB
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent FHB news
TickrTrends' derived news-sentiment signal for FHB is currently mixed, computed from recent coverage.
- FHB Maintained by TD Cowen -- Price Target Lowered to $28.00 (gurufocus.com, 2026-10-05)
TickrTrends take: TD Cowen's reduction of FHB's price target to $28 suggests analyst confidence in the company's fundamental trajectory remains intact despite near-term pressure on valuation metrics. Against TickrTrends' current assessment that FHB is fairly valued, this maintained rating indicates the Financial Services company may have limited upside from current levels, making it a hold for investors focused on valuation discipline. Watchers of FHB's valuation should monitor whether the analyst's revised target reflects sector-wide headwinds or company-specific concerns that could influence how fairly valued the stock truly is. - First Hawaiian to Report Third Quarter 2026 Financial Results on October 23, 2026 (manilatimes.net, 2026-10-02)
TickrTrends take: First Hawaiian Bank's upcoming third quarter 2026 earnings report on October 23 will provide an opportunity to assess whether the company's financial performance aligns with its current fairly valued status in the Financial Services sector. Investors focused on valuation should monitor key metrics such as net interest margin, loan growth, and asset quality to determine if recent operational trends support maintaining the current valuation assessment or warrant a revision. The earnings announcement will be a critical data point for evaluating whether FHB's profitability and balance sheet strength justify its present market pricing relative to peers in the financial services industry. - FHB Upgraded by JP Morgan -- Price Target Lowered to $29.00 (gurufocus.com, 2026-10-01)
TickrTrends take: FHB's upgrade from JP Morgan comes alongside a price target reduction to 29 dollars, a signal that the analyst sees fundamental merit in the company despite trimming near-term appreciation expectations. Against TickrTrends' assessment of fairly valued status, this downward target adjustment suggests potential near-term volatility as the market reconciles the upgraded outlook with the lowered price objective. Investors focused on valuation should monitor whether the Financial Services sector peer group reprices FHB in response to JP Morgan's changed stance, as upgrades paired with lower targets can create divergent trading pressures.
What people are saying
Follow the FHB conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators for FHB show that the 50/200-day trend state shifted from mixed to downtrend over the past week. The sector maintains a fairly valued status based on current valuation metrics. This downward momentum shift represents a change in near-term price direction relative to longer-term trends.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — TickrTrends' derived indicators for FHB in the Financial Services sector showed a shift in valuation positioning this week. The sector discount rank moved from #54 to #59, indicating a relative change in how FHB's valuation metrics compare within the sector. The stock remains classified as fairly valued according to the current valuation verdict.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is FHB stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), FHB is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is FHB's TickrTrends verdict?
FHB's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does FHB compare to other Financial Services stocks?
FHB ranks #57 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is FHB overbought or oversold?
FHB's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does FHB pay a dividend?
Yes. FHB paid $1.04 per share over the last twelve months (4 payments), a 4.17% yield on TickrTrends' last price. The last ex-dividend date was 2026-08-17.
Does FHB usually beat earnings estimates?
Over its last 8 reported quarters FHB beat the consensus estimate 7 times and missed 0 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about FHB?
Of 11 analysts covering FHB, 1 rate it a buy, 6 a hold and 4 a sell - hold-leaning, with a consensus price target of $29.1 (+16.6% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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