Farmers National Banc Corp. (FMNB) fair value analysis
Nasdaq · Updated 2026-10-19
FMNB price how computed
Forward Fair Value verdict
OvervaluedFMNB is trading at more than a 25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $15.30
- Sector
- Financial Services
- 12-month range
- $12.30–$16.38
- Market cap
- $906M
- From 52-week high
- -6.6%
- Shares outstanding
- 59.2M
- Rank in Financial Services by discount to fair value
- #138 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Farmers National Banc Corp. is a bank holding company that provides community banking services including deposits, loans, and related financial products to individuals and businesses. The company operates through banking subsidiaries primarily serving customers in Ohio and Pennsylvania.
FMNB currently ranks #138 of 167 Financial Services stocks by discount to fair value. It has screened as Overvalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $906M
- P/E (trailing)
- 9x
- Revenue (TTM)
- $286M
- Net margin
- 20.8%
- EPS (TTM)
- $1.68
- Gross margin
- 67.7%
- Debt / equity
- 0.58
- Revenue growth (3-yr avg)
- 4.6%
- Shares outstanding
- 59.2M
Derived indicators how computed
- Quality grade
- C
- Margin trend
- Expanding
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 47 · neutral
- 50-day average
- $15.56
- 200-day average
- $14.28
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $0.69 per share (4 payments)
- Yield on last price
- 4.51%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-09-11
- Last payment date
- 2026-09-30
Earnings how computed
- Next earnings report
- 2026-10-28
- Last 8 quarters vs consensus
- 5 beat, 2 missed
- Quarter by quarter
- 2026-06 ▲ beat (+10.8%)
2026-03 ▲ beat (+21.6%)
2025-12 ▼ miss (-14.9%)
2025-09 ▲ beat (+2.4%)
2025-06 ▬ met (0.0%)
2025-03 ▲ beat (+14.7%)
2024-12 ▲ beat (+14.7%)
2024-09 ▼ miss (-32.4%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 2 buy · 1 hold · 0 sell (3 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $17
- Target vs last price
- +11.1%
What our data shows for FMNB
- Our model validated 17 trailing price-to-earnings windows for FMNB, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $12.30–$16.38.
- The 14-day relative strength index sits at a neutral 47.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for FMNB
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent FMNB news
TickrTrends' derived news-sentiment signal for FMNB is currently leaning positive, computed from recent coverage.
- Farmers National Banc: A Regional Bank To Keep An Eye On (NASDAQ:FMNB) (seekingalpha.com, 2026-10-20)
TickrTrends take: Farmers National Banc operates as a regional bank in the Financial Services sector, where valuation multiples can vary significantly based on net interest margins, loan quality, and deposit dynamics. According to TickrTrends' current analysis, FMNB is trading at an overvalued level relative to its fundamentals, suggesting that investors focused on valuation metrics may want to monitor whether earnings growth or margin expansion justify the current price. Regional banks in particular warrant close attention to interest rate trends and competitive deposit pressures, as these factors can quickly shift the valuation calculus. - Director Gina Richardson Buys 1,430 Shares of Farmers National Banc Corp (FMNB) (gurufocus.com, 2026-09-22)
TickrTrends take: Director Gina Richardson's purchase of 1,430 shares represents insider buying activity at a company currently assessed as overvalued by TickrTrends metrics. Insider purchases can signal management confidence in the business fundamentals, though they do not necessarily indicate the stock's current valuation is justified. Valuation-focused investors tracking FMNB should monitor whether such insider accumulation continues or reverses, as sustained buying by company insiders could suggest confidence that may eventually reflect in price adjustments. - Farmers National Banc Corp's Dividend Analysis (gurufocus.com, 2026-09-11)
TickrTrends take: Farmers National Banc Corp operates in the Financial Services sector where dividend sustainability directly impacts valuation assessments. Given TickrTrends' current Overvalued designation for FMNB, investors should monitor whether dividend payments are supported by underlying earnings and cash flow generation, as a dividend under pressure could signal fundamental weakness beyond current pricing. The relationship between the company's payout ratio and its earnings trajectory will be particularly relevant for determining whether the overvaluation thesis holds or shifts.
More FMNB news
- FMNB Looks 12.7% Overvalued on GF Value™ Amid Dividend Boost (gurufocus.com, 2026-08-25)
What people are saying
Follow the FMNB conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — # FMNB Weekly Indicator Summary TickrTrends' derived indicators for FMNB show movement in sector valuation positioning this week. The stock's sector discount rank declined from 138 to 143, indicating it is ranked lower among Financial Services stocks in terms of relative valuation advantage. FMNB maintains an overvalued current valuation verdict.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is FMNB stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), FMNB is trading at more than a 25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is FMNB's TickrTrends verdict?
FMNB's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does FMNB compare to other Financial Services stocks?
FMNB ranks #138 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is FMNB overbought or oversold?
FMNB's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does FMNB pay a dividend?
Yes. FMNB paid $0.69 per share over the last twelve months (4 payments), a 4.51% yield on TickrTrends' last price. The last ex-dividend date was 2026-09-11.
When does FMNB report earnings next?
FMNB's next earnings report is scheduled for 2026-10-28, per the published earnings calendar.
Does FMNB usually beat earnings estimates?
Over its last 8 reported quarters FMNB beat the consensus estimate 5 times and missed 2 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about FMNB?
Of 3 analysts covering FMNB, 2 rate it a buy, 1 a hold and 0 a sell - buy-leaning, with a consensus price target of $17 (+11.1% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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