German American Bancorp, Inc. (GABC) fair value analysis
Nasdaq · Updated 2026-10-19
GABC price how computed
Forward Fair Value verdict
Fairly valuedGABC is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $49.93
- Sector
- Financial Services
- 12-month range
- $37.99–$51.38
- Market cap
- $1.88B
- From 52-week high
- -2.8%
- Shares outstanding
- 37.6M
- Rank in Financial Services by discount to fair value
- #103 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
German American Bancorp, Inc. is a bank holding company that provides banking and financial services to individuals and businesses through its subsidiary banks. The company operates primarily in Indiana and Kentucky.
GABC currently ranks #103 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $1.88B
- P/E (trailing)
- 13x
- Revenue (TTM)
- $503M
- Net margin
- 28.2%
- EPS (TTM)
- $3.77
- Gross margin
- 77.6%
- Debt / equity
- 0.14
- Revenue growth (3-yr avg)
- 19.3%
- Shares outstanding
- 37.6M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Expanding
- 52-week position
- The top quarter of its range
Technicals how computed
- RSI (14-day)
- 59 · neutral
- 50-day average
- $49.53
- 200-day average
- $45.17
- Moving-average state
- 50-day above 200-day (golden cross state); price above both averages
Dividends how computed
- Paid, last 12 months
- $1.22 per share (4 payments)
- Yield on last price
- 2.44%
- Consecutive years of increases
- 8
- Last ex-dividend date
- 2026-08-10
- Last payment date
- 2026-08-20
Earnings how computed
- Next earnings report
- 2026-10-26
- Last 8 quarters vs consensus
- 6 beat, 1 missed
- Quarter by quarter
- 2026-06 ▲ beat (+10.9%)
2026-03 ▬ met (0.0%)
2025-12 ▲ beat (+4.4%)
2025-09 ▲ beat (+5.7%)
2025-06 ▲ beat (+3.6%)
2025-03 ▼ miss (-54.5%)
2024-12 ▲ beat (+11.4%)
2024-09 ▲ beat (+1.4%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 3 buy · 3 hold · 0 sell (6 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $56.2
- Target vs last price
- +12.6%
What our data shows for GABC
- Our model validated 17 trailing price-to-earnings windows for GABC, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $37.99–$51.38.
- The 14-day relative strength index sits at a neutral 59.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for GABC
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent GABC news
TickrTrends' derived news-sentiment signal for GABC is currently leaning positive, computed from recent coverage.
- German American Bancorp: Strong Earnings But Fully Valued (NASDAQ:GABC) (seekingalpha.com, 2026-08-25)
TickrTrends take: German American Bancorp operates in the Financial Services sector and currently carries a Fairly valued assessment according to TickrTrends valuation metrics. The company's strong earnings performance aligns with its current valuation positioning, suggesting that market pricing has already incorporated the positive operational results. Investors focused on valuation dynamics should monitor whether future earnings growth can exceed current market expectations to potentially create attractive entry opportunities.
What people are saying
Follow the GABC conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — GABC, a Financial Services company, moved into an uptrend based on its 50/200-day trend state this week after being in a mixed state previously. The stock's sector discount rank declined to number 110 from number 105, indicating it is ranked lower among peers in terms of valuation discount. TickrTrends currently assesses GABC as fairly valued.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — GABC's sector discount rank declined this week, moving from 101 to 106 among Financial Services companies. This shift indicates that GABC's valuation discount relative to its sector peers has narrowed slightly. The stock remains assessed as fairly valued overall.
- 2026-09-28 — GABC's sector discount rank declined from 91 to 101 this week, indicating the stock has moved to a position of lesser discount relative to other Financial Services companies. The company remains classified as fairly valued according to TickrTrends' derived indicators.
- 2026-09-21 — # GABC Weekly Indicator Summary TickrTrends' derived indicators for GABC shifted this week as the 50/200-day trend state moved from uptrend to mixed, reflecting a change in the stock's short-term momentum relative to its longer-term trajectory. The stock maintains a fairly valued assessment based on current valuation metrics. This transition to a mixed trend state suggests the stock's near-term directional strength has become less defined compared to the previous week's uptrend classification.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is GABC stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), GABC is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is GABC's TickrTrends verdict?
GABC's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does GABC compare to other Financial Services stocks?
GABC ranks #103 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is GABC overbought or oversold?
GABC's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does GABC pay a dividend?
Yes. GABC paid $1.22 per share over the last twelve months (4 payments), a 2.44% yield on TickrTrends' last price, and has raised the annual total for 8 consecutive years. The last ex-dividend date was 2026-08-10.
When does GABC report earnings next?
GABC's next earnings report is scheduled for 2026-10-26, per the published earnings calendar.
Does GABC usually beat earnings estimates?
Over its last 8 reported quarters GABC beat the consensus estimate 6 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about GABC?
Of 6 analysts covering GABC, 3 rate it a buy, 3 a hold and 0 a sell - buy-leaning, with a consensus price target of $56.2 (+12.6% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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