Globe Life Inc. (GL) fair value analysis
S&P 500 · Updated 2026-10-19
GL price how computed
Forward Fair Value verdict
Fairly valuedGL is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $164.17
- Sector
- Financial Services
- 12-month range
- $130.37–$186.02
- Market cap
- $12.6B
- From 52-week high
- -11.7%
- Shares outstanding
- 76.8M
- Rank in Financial Services by discount to fair value
- #89 of 167
Last price is our 2026-10-19 weekly price; the chart runs through 2026-10-16.
Globe Life Inc. is a financial services company that provides life insurance, annuities, and related financial products to customers primarily in the United States. The company operates through multiple distribution channels including direct response marketing, independent agents, and career agents serving markets across America.
GL currently ranks #89 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $12.6B
- P/E (trailing)
- 11x
- Revenue (TTM)
- $6.2B
- Net margin
- 19.6%
- EPS (TTM)
- $15.24
- Gross margin
- -50.3%
- Debt / equity
- 0.48
- Revenue growth (3-yr avg)
- 5.2%
- Shares outstanding
- 76.8M
Derived indicators how computed
- Quality grade
- C
- Margin trend
- Contracting
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 48 · neutral
- 50-day average
- $171.59
- 200-day average
- $158.64
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $1.26 per share (4 payments)
- Yield on last price
- 0.77%
- Consecutive years of increases
- 10
- Last ex-dividend date
- 2026-10-05
- Last payment date
- 2026-10-30
Earnings how computed
- Last 8 quarters vs consensus
- 4 beat, 4 missed
- Quarter by quarter
- 2026-06 ▼ miss (-1.6%)
2026-03 ▼ miss (-1.4%)
2025-12 ▼ miss (-1.5%)
2025-09 ▲ beat (+5.9%)
2025-06 ▲ beat (+0.6%)
2025-03 ▼ miss (-5.2%)
2024-12 ▲ beat (+0.6%)
2024-09 ▲ beat (+14.1%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 8 buy · 3 hold · 0 sell (11 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $193
- Target vs last price
- +17.6%
What our data shows for GL
- Our model validated 17 trailing price-to-earnings windows for GL, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $130.37–$186.02.
- The 14-day relative strength index sits at a neutral 48.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for GL
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent GL news
TickrTrends' derived news-sentiment signal for GL is currently leaning positive, computed from recent coverage.
- Is Globe Life Inc (GL) Overvalued After Q3 Earnings Miss? EPS at $4.62 and Revenue at $1.31 Billion; GF Score: 89/100 (gurufocus.com, 2026-10-21)
TickrTrends take: Globe Life Inc reported third quarter earnings per share of 462 cents and revenue of 1 billion 310 million dollars. TickrTrends currently rates the company as fairly valued despite the earnings miss referenced in the reporting, suggesting the market price already reflects recent performance concerns. For valuation-focused investors, the key consideration is whether the company's fundamentals can support the fairly valued assessment or whether further earnings pressures in the financial services sector might warrant downward reassessment. - Nasdaq 100 Futures Rise 1.10% Ahead of Monday Market Open; Globe Life (GL) Surges 8.53% (gurufocus.com, 2026-10-19)
TickrTrends take: Globe Life shares surged significantly ahead of Monday's market open, substantially outpacing the broader market movement in Nasdaq futures. Given that TickrTrends currently assesses GL as fairly valued, investors focused on valuation metrics should monitor whether this price movement reflects genuine shifts in the company's fundamentals or represents a temporary divergence from its assessed fair value level. A sustained movement of this magnitude warrants observation to determine if the financial services sector positioning and underlying business metrics support GL's new price levels. - GL Maintained by JP Morgan -- Price Target Raised to $195 (gurufocus.com, 2026-10-15)
TickrTrends take: GL's recent price target increase to $195 from JP Morgan represents analyst confidence in the company's trajectory, though the Fairly valued designation from TickrTrends suggests the market has already incorporated much of this positive sentiment into current pricing. For valuation-focused investors, the gap between the new price target and GL's current trading level will be key to monitor, as a narrowing spread could indicate the market is fully pricing in the analyst's outlook for this Financial Services sector company. Any significant move toward or beyond the raised target would warrant reassessment of whether the Fairly valued rating remains appropriate given the stock's price action.
More GL news
- GL Maintained by Wells Fargo -- Price Target Raised to $191 (gurufocus.com, 2026-10-12)
- GL Maintained by Morgan Stanley -- Price Target Lowered to $197 (gurufocus.com, 2026-10-05)
- Globe Life: Discounted Valuation, Growing Dividends, And Aggressive Buybacks (NYSE:GL) (seekingalpha.com, 2026-10-01)
What people are saying
Follow the GL conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — TickrTrends' derived indicators for GL in the Financial Services sector showed movement this week, with the sector discount rank declining from number 95 to number 100. The current valuation verdict remains Fairly valued.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — TickrTrends' derived indicators for GL in the Financial Services sector show that the company moved from a sector discount rank of 93 to 104 this week. GL maintains a fairly valued current valuation verdict.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is GL stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), GL is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is GL's TickrTrends verdict?
GL's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does GL compare to other Financial Services stocks?
GL ranks #89 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is GL overbought or oversold?
GL's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does GL pay a dividend?
Yes. GL paid $1.26 per share over the last twelve months (4 payments), a 0.77% yield on TickrTrends' last price, and has raised the annual total for 10 consecutive years. The last ex-dividend date was 2026-10-05.
Does GL usually beat earnings estimates?
Over its last 8 reported quarters GL beat the consensus estimate 4 times and missed 4 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about GL?
Of 11 analysts covering GL, 8 rate it a buy, 3 a hold and 0 a sell - buy-leaning, with a consensus price target of $193 (+17.6% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
More in Financial Services
Head-to-head comparisons
GL vs AIZ · GL vs CME · GL vs COLB · GL vs MET · GL vs MTB