Horizon Bancorp, Inc. (HBNC) fair value analysis
Nasdaq · Updated 2026-09-07
Horizon Bancorp, Inc. is a bank holding company that operates community banks providing retail and commercial banking services to customers in its markets. The company operates banking subsidiaries primarily in the Midwest and Mid-Atlantic regions of the United States.
Forward Fair Value verdict
OvervaluedBased on TickrTrends' weekly Forward Fair Value model, HBNC is trading at more than a 25% premium to estimated fair value.
HBNC currently ranks #149 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Overvalued for 3 consecutive weekly runs.
- Last price
- $20.77
- Sector
- Financial Services
- 12-month range
- $15.31–$20.77
Derived indicators
Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.
- 50/200-day trend
- Uptrend
- 52-week position
- The top quarter of its range
What our data shows for HBNC
- Our model validated 15 trailing price-to-earnings windows for HBNC, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $15.31–$20.77.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for HBNC
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
How Forward Fair Value works
TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.
Recent HBNC news
TickrTrends' derived news-sentiment signal for HBNC is currently leaning positive, computed from recent coverage.
- Horizon Bank Appoints Nicholas Ritter and Charles Sulerzyski to Serve as Independent Directors (manilatimes.net, 2026-08-18)
TickrTrends take: Horizon Bancorp (HBNC) has expanded its board with two new independent directors, a governance development that typically supports operational oversight and shareholder protections. Given TickrTrends' current overvalued assessment of HBNC, investors focused on valuation should monitor whether enhanced board independence translates into capital allocation decisions that justify the current price, such as improved return on equity or more disciplined acquisition strategies. Board strengthening alone does not address valuation concerns and should be evaluated alongside concrete financial performance metrics in the Financial Services sector. - Horizon Bancorp, Inc. Announces Conference Call to Review Second Quarter Results on July 23 (manilatimes.net, 2026-07-01)
TickrTrends take: Horizon Bancorp has scheduled a conference call to discuss second quarter results, providing an opportunity for investors to assess whether current financial performance supports the company's existing valuation. Given TickrTrends' current assessment that HBNC appears overvalued within the Financial Services sector, particular attention should be paid to earnings metrics and guidance commentary that could validate or challenge this positioning. The call may offer insights into whether margin pressures, loan growth, or credit quality trends warrant the stock's current market price relative to peers.
What people are saying
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TickrTrends weekly updates
- 2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.
Frequently asked questions
Is HBNC stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), HBNC is trading at more than a 25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is HBNC's TickrTrends verdict?
HBNC's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does HBNC compare to other Financial Services stocks?
HBNC ranks #149 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.
Is HBNC overbought or oversold?
TickrTrends does not currently publish an RSI signal for HBNC.
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