HBT Financial, Inc. (HBT) fair value analysis
Nasdaq · Updated 2026-09-07
HBT Financial, Inc. is a bank holding company that operates community banks providing retail and commercial banking services including lending, deposit products, and wealth management solutions. The company operates through its subsidiary banks primarily in the Midwest region of the United States.
Forward Fair Value verdict
OvervaluedBased on TickrTrends' weekly Forward Fair Value model, HBT is trading at a 10–25% premium to estimated fair value.
HBT currently ranks #129 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Overvalued for 3 consecutive weekly runs.
- Last price
- $35.79
- Sector
- Financial Services
- 12-month range
- $23.15–$35.79
Derived indicators
Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.
- Quality grade
- C-
- Leverage
- Low
- RSI zone
- Neutral
- 50/200-day trend
- Uptrend
- 52-week position
- The top quarter of its range
What our data shows for HBT
- Our model validated 17 trailing price-to-earnings windows for HBT, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $23.15–$35.79.
- The 14-day relative strength index sits at a neutral 59.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for HBT
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
How Forward Fair Value works
TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.
Recent HBT news
TickrTrends' derived news-sentiment signal for HBT is currently leaning positive, computed from recent coverage.
- HBT Financial, Inc. Announces Second Quarter 2026 Financial Results (manilatimes.net, 2026-07-27)
TickrTrends take: HBT Financial operates in the Financial Services sector where earnings quality and asset growth directly influence valuation multiples. According to TickrTrends' current assessment, HBT is trading at levels that suggest overvaluation relative to its fundamentals, making second quarter 2026 results particularly important for validating whether the company's earnings trajectory can justify its current market price. Investors focused on valuation metrics will want to examine how the company's loan portfolio, net interest margin, and deposit base are trending to determine if the overvaluation verdict should persist. - HBT Financial, Inc. Announces First Quarter 2026 Financial Results (manilatimes.net, 2026-04-27)
TickrTrends take: HBT Financial operates in the Financial Services sector and is currently assessed as overvalued according to TickrTrends' derived verdict. Given this valuation context, readers focused on value metrics should monitor whether the first quarter 2026 results demonstrate earnings growth or margin expansion sufficient to justify the current price levels. The financial performance details from this earnings announcement will be relevant for evaluating whether the overvalued assessment remains appropriate or may shift based on the company's operational trajectory.
What people are saying
Follow the HBT conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.
Frequently asked questions
Is HBT stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), HBT is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is HBT's TickrTrends verdict?
HBT's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does HBT compare to other Financial Services stocks?
HBT ranks #129 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.
Is HBT overbought or oversold?
HBT's 14-day RSI is in neutral territory - neither overbought nor oversold.
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