Hanmi Financial Corporation (HAFC) fair value analysis
Nasdaq · Updated 2026-10-19
HAFC price how computed
Forward Fair Value verdict
OvervaluedHAFC is trading at more than a 25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $31.12
- Sector
- Financial Services
- 12-month range
- $24.77–$33.31
- Market cap
- $923M
- From 52-week high
- -6.6%
- Shares outstanding
- 29.6M
- Rank in Financial Services by discount to fair value
- #152 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Hanmi Financial Corporation is a financial services company that operates Hanmi Bank, a community bank providing deposit and lending services to individuals and businesses. The company primarily serves customers in California, with additional operations in other western states.
HAFC currently ranks #152 of 167 Financial Services stocks by discount to fair value. It has screened as Overvalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $923M
- P/E (trailing)
- 10x
- Revenue (TTM)
- $386M
- Net margin
- 23.2%
- EPS (TTM)
- $2.97
- Gross margin
- 29.9%
- Debt / equity
- 0.16
- Revenue growth (3-yr avg)
- -15.0%
- Shares outstanding
- 29.6M
Derived indicators how computed
- Quality grade
- D
- Margin trend
- Stable
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 43 · neutral
- 50-day average
- $31.57
- 200-day average
- $29.67
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $1.11 per share (4 payments)
- Yield on last price
- 3.57%
- Consecutive years of increases
- 1
- Last ex-dividend date
- 2026-08-03
- Last payment date
- 2026-08-19
Earnings how computed
- Next earnings report
- 2026-10-27 (post-market)
- Last 8 quarters vs consensus
- 6 beat, 1 missed
- Quarter by quarter
- 2026-06 ▲ beat (+2.6%)
2026-03 ▲ beat (+7.1%)
2025-12 ▬ met (0.0%)
2025-09 ▲ beat (+12.3%)
2025-06 ▼ miss (-18.0%)
2025-03 ▲ beat (+1.8%)
2024-12 ▲ beat (+9.4%)
2024-09 ▲ beat (+2.1%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 1 buy · 3 hold · 0 sell (4 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $34.2
- Target vs last price
- +9.9%
What our data shows for HAFC
- Our model validated 16 trailing price-to-earnings windows for HAFC, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $24.77–$33.31.
- The 14-day relative strength index sits at a neutral 43.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for HAFC
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent HAFC news
TickrTrends' derived news-sentiment signal for HAFC is currently mixed, computed from recent coverage.
- Hanmi Financial Corporation Announces Third Quarter 2026 Earnings and Conference Call Date (manilatimes.net, 2026-10-13)
TickrTrends take: Hanmi Financial Corporation, a Financial Services company currently rated as overvalued by TickrTrends, has announced its third quarter 2026 earnings and conference call date. Given the overvalued assessment, investors focused on valuation metrics should pay particular attention to whether the upcoming earnings results and management commentary provide justification for the current pricing or suggest the valuation disconnect may widen. The earnings report will be an important data point for reassessing whether fundamentals support the present market valuation or if the overvaluation designation may prove prescient. - Hanmi Bank Named to Piper Sandler Sm-All Stars Class of 2026 (manilatimes.net, 2026-09-23)
TickrTrends take: Hanmi Bank's recognition in the Piper Sandler Sm-All Stars Class of 2026 reflects positive market acknowledgment of the company's performance, yet this accolade arrives amid TickrTrends' assessment that the stock trades at overvalued levels. For investors focused on valuation metrics, the distinction highlights a potential disconnect between the company's operational recognition and its current market price relative to fundamentals. Observers tracking HAFC in the Financial Services sector should monitor whether such external validation leads to further price appreciation or whether valuation metrics eventually compress to align with underlying business metrics.
What people are saying
Follow the HAFC conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators for HAFC showed improvement this week as the quality grade increased from F to D. The stock remains classified as overvalued according to current valuation assessment. The upgrade in quality grade suggests some positive movement in the underlying metrics tracked by TickrTrends for this Financial Services sector company.
- 2026-10-05 — TickrTrends' derived indicators for HAFC show a shift in trend momentum this week. The 50/200-day trend state moved from uptrend to mixed, suggesting a loss of consistent directional conviction in the near term. With a current valuation verdict of overvalued, the stock's recent mixed trend performance warrants monitoring for potential consolidation or reversal patterns.
- 2026-09-28 — TickrTrends' derived indicators for HAFC show that the 50/200-day trend state has shifted from mixed to uptrend over the past week. Despite this positive technical development, the stock's current valuation verdict remains overvalued according to TickrTrends' assessment. The uptrend shift suggests improving momentum in the Financial Services sector stock, though valuation concerns persist.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is HAFC stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), HAFC is trading at more than a 25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is HAFC's TickrTrends verdict?
HAFC's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does HAFC compare to other Financial Services stocks?
HAFC ranks #152 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is HAFC overbought or oversold?
HAFC's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does HAFC pay a dividend?
Yes. HAFC paid $1.11 per share over the last twelve months (4 payments), a 3.57% yield on TickrTrends' last price, and has raised the annual total for 1 consecutive year. The last ex-dividend date was 2026-08-03.
When does HAFC report earnings next?
HAFC's next earnings report is scheduled for 2026-10-27 (post-market), per the published earnings calendar.
Does HAFC usually beat earnings estimates?
Over its last 8 reported quarters HAFC beat the consensus estimate 6 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about HAFC?
Of 4 analysts covering HAFC, 1 rate it a buy, 3 a hold and 0 a sell - hold-leaning, with a consensus price target of $34.2 (+9.9% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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