Grupo Financiero Galicia S.A. (GGAL) fair value analysis
Nasdaq · Updated 2026-10-19
GGAL price how computed
Valuation status
Reports in ARSGGAL reports its results in ARS while its shares trade in US dollars.
Forward Fair Value needs earnings and price in the same currency, so TickrTrends publishes no fair-value verdict for GGAL until same-currency inputs are available. Price and market cap below are in US dollars; revenue and EPS are shown in ARS.
- Last price
- $36.07
- Sector
- Financial Services
- 12-month range
- $35.43–$60.79
- Market cap
- $6.1B
- From 52-week high
- -40.7%
- Shares outstanding
- 169M
- Rank in Financial Services by quality score
- #150 of 207
Last price is the 2026-10-01 month-start close, the freshest stored price; the chart runs through 2026-10-16.
Grupo Financiero Galicia S.A. is a financial services company that provides banking, insurance, and investment services to customers in its home market. The company operates primarily in Argentina through its various subsidiaries and affiliated entities.
GGAL currently ranks #150 of 207 Financial Services stocks by quality score.
Fundamentals (4 quarters) how computed
Revenue and EPS are shown in ARS; the trailing P/E is omitted because an EPS in ARS against a US-dollar share price would mislead.
- Market cap
- $6.1B
- Revenue (TTM)
- ARS 14.3T
- Net margin
- 1.2%
- EPS (TTM)
- ARS 0.69
- Gross margin
- 67.6%
- Debt / equity
- 0.33
- Revenue growth (3-yr avg)
- -6.7%
- Shares outstanding
- 169M
Derived indicators how computed
- Quality grade
- D
- Margin trend
- Contracting
- 52-week position
- The bottom quarter of its range
Technicals how computed
- RSI (14-day)
- 27 · oversold
- 50-day average
- $41.20
- 200-day average
- $46.53
- Moving-average state
- 50-day below 200-day (death cross state); price below both averages
Dividends how computed
- Paid, last 12 months
- $1.81 per share (11 payments)
- Yield on last price
- 5.02%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-09-28
- Last payment date
- 2026-10-05
Earnings how computed
- Next earnings report
- 2026-11-24
- Last 8 quarters vs consensus
- 3 beat, 5 missed
- Quarter by quarter
- 2026-06 ▲ beat (+26.7%)
2026-03 ▼ miss (-71.3%)
2025-12 ▼ miss (-178.7%)
2025-09 ▼ miss (-240.7%)
2025-06 ▼ miss (-30.1%)
2025-03 ▼ miss (-43.5%)
2024-12 ▲ beat (+121.6%)
2024-09 ▲ beat (+16.2%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 6 buy · 4 hold · 0 sell (10 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $62.2
- Target vs last price
- +72.4%
What our data shows for GGAL
- Shares are trading in the lower third of their 12-month price range of $35.43–$60.79.
- The 14-day relative strength index sits at an oversold 27.
What subscribers see
- Every published Forward Fair Value with its exact discount or premium
- The normalized P/E and quarter count behind each estimate
- Screeners and rankings across the full S&P 500 and Nasdaq universes
- GGAL's own verdict the week it qualifies, published automatically
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent GGAL news
TickrTrends' derived news-sentiment signal for GGAL is currently mixed, computed from recent coverage.
- Grupo Financiero Galicia Stock: Argentina’s Biggest Bank, A Year Too Early (NASDAQ:GGAL) (seekingalpha.com, 2026-10-13)
- Q2 2026 Grupo Financiero Galicia S.A. Earnings Call Transcript (gurufocus.com, 2026-08-26)
TickrTrends take: Grupo Financiero Galicia's Q2 2026 earnings call provides an opportunity for investors to assess whether the company's operational performance and financial metrics support its current fairly valued assessment in the Financial Services sector. A valuation-focused reader should monitor management commentary on net interest margins, loan portfolio quality, and capital adequacy ratios to determine if fundamentals justify the current valuation or signal a shift in fair value. Changes in profitability drivers and asset quality trends disclosed during the call will be particularly relevant for evaluating whether GGAL's valuation status remains appropriate or requires reassessment. - Grupo Financiero Galicia S.A. (GGAL) Q2 2026 Earnings Call Transcript (seekingalpha.com, 2026-08-26)
TickrTrends take: Grupo Financiero Galicia operates as a major player in the Financial Services sector at a time when TickrTrends assesses it as fairly valued relative to its fundamentals. A valuation-focused reader should monitor whether the Q2 2026 earnings call reveals changes in profitability, credit quality, or capital allocation that could shift this assessment in either direction. Given the fairly valued designation, notable deviations from expected performance metrics would be the key driver of any meaningful valuation repricing.
What people are saying
Follow the GGAL conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — GGAL's quality grade improved from F to D this week according to TickrTrends' derived indicators. The Financial Services sector company remains under an awaiting full valuation verdict as of the current assessment period.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — GGAL's relative strength index moved from neutral territory into oversold zone this week, indicating that selling pressure has intensified in the Financial Services sector stock. The shift to oversold conditions suggests the stock has experienced significant downward price movement over the recent trading period. TickrTrends' full valuation assessment remains pending as of this report.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — GGAL, a Financial Services sector company, experienced a shift in its valuation assessment this week. The valuation verdict changed from Undervalued to awaiting full valuation, indicating that TickrTrends' derived indicators have moved away from their previous undervaluation signal.
Frequently asked questions
Is GGAL stock undervalued?
GGAL reports its results in ARS while its shares trade in US dollars. Forward Fair Value needs earnings and price in the same currency, so TickrTrends publishes no fair-value verdict for GGAL until same-currency inputs are available.
What is GGAL's TickrTrends verdict?
GGAL is currently marked 'Reports in ARS' - no verdict is published on inputs in two different currencies.
How does GGAL compare to other Financial Services stocks?
GGAL ranks #150 of 207 Financial Services stocks in TickrTrends' coverage by quality score. It carries no fair-value verdict yet, so it is not ranked by discount.
Is GGAL overbought or oversold?
GGAL's 14-day RSI is in the oversold zone on TickrTrends' latest weekly data.
Does GGAL pay a dividend?
Yes. GGAL paid $1.81 per share over the last twelve months (11 payments), a 5.02% yield on TickrTrends' last price. The last ex-dividend date was 2026-09-28.
When does GGAL report earnings next?
GGAL's next earnings report is scheduled for 2026-11-24, per the published earnings calendar.
Does GGAL usually beat earnings estimates?
Over its last 8 reported quarters GGAL beat the consensus estimate 3 times and missed 5 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about GGAL?
Of 10 analysts covering GGAL, 6 rate it a buy, 4 a hold and 0 a sell - buy-leaning, with a consensus price target of $62.2 (+72.4% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.