Five Star Bancorp (FSBC) fair value analysis
Nasdaq · Updated 2026-10-19
FSBC price how computed
Forward Fair Value verdict
OvervaluedFSBC is trading at more than a 25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $42.98
- Sector
- Financial Services
- 12-month range
- $32.87–$49.68
- Market cap
- $1.05B
- From 52-week high
- -13.5%
- Shares outstanding
- 24.5M
- Rank in Financial Services by discount to fair value
- #143 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Five Star Bancorp is a bank holding company that operates community banks providing retail and commercial banking services to customers. The company operates primarily in California through its subsidiary banks.
FSBC currently ranks #143 of 167 Financial Services stocks by discount to fair value. It has screened as Overvalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $1.05B
- P/E (trailing)
- 13x
- Revenue (TTM)
- $278M
- Net margin
- 25.9%
- EPS (TTM)
- $3.38
- Gross margin
- 61.6%
- Debt / equity
- 0.16
- Revenue growth (3-yr avg)
- 20.3%
- Shares outstanding
- 24.5M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Expanding
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 41 · neutral
- 50-day average
- $44.79
- 200-day average
- $42.41
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $1.20 per share (4 payments)
- Yield on last price
- 2.79%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-08-03
- Last payment date
- 2026-08-10
Earnings how computed
- Next earnings report
- 2026-10-26 (post-market)
- Last 8 quarters vs consensus
- 7 beat, 1 missed
- Quarter by quarter
- 2026-06 ▲ beat (+4.6%)
2026-03 ▲ beat (+10.1%)
2025-12 ▲ beat (+9.2%)
2025-09 ▲ beat (+8.5%)
2025-06 ▲ beat (+6.3%)
2025-03 ▲ beat (+5.1%)
2024-12 ▲ beat (+12.5%)
2024-09 ▼ miss (-1.9%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 3 buy · 2 hold · 0 sell (5 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $51.4
- Target vs last price
- +19.6%
What our data shows for FSBC
- Our model validated 17 trailing price-to-earnings windows for FSBC, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $32.87–$49.68.
- The 14-day relative strength index sits at a neutral 41.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for FSBC
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
What people are saying
Follow the FSBC conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — FSBC's relative strength index moved from oversold to neutral territory this week, suggesting a shift in near-term momentum conditions. The stock remains classified as overvalued based on current valuation metrics within the Financial Services sector.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — FSBC's RSI indicator moved from the neutral zone into oversold territory this week, according to TickrTrends' derived metrics. The stock maintains an overvalued valuation verdict based on current analysis. This shift in momentum suggests increased selling pressure in the Financial Services sector stock.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is FSBC stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), FSBC is trading at more than a 25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is FSBC's TickrTrends verdict?
FSBC's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does FSBC compare to other Financial Services stocks?
FSBC ranks #143 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is FSBC overbought or oversold?
FSBC's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does FSBC pay a dividend?
Yes. FSBC paid $1.20 per share over the last twelve months (4 payments), a 2.79% yield on TickrTrends' last price. The last ex-dividend date was 2026-08-03.
When does FSBC report earnings next?
FSBC's next earnings report is scheduled for 2026-10-26 (post-market), per the published earnings calendar.
Does FSBC usually beat earnings estimates?
Over its last 8 reported quarters FSBC beat the consensus estimate 7 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about FSBC?
Of 5 analysts covering FSBC, 3 rate it a buy, 2 a hold and 0 a sell - buy-leaning, with a consensus price target of $51.4 (+19.6% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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