First Mid Bancshares, Inc. (FMBH) fair value analysis

Nasdaq · Updated 2026-10-19

FMBH price how computed

Last close $49.73 +$0.44 (+0.89%) since 2026-10-15

1M -0.50%3M +0.85%6M +14.14%1Y +42.17%

Forward Fair Value verdict

Overvalued

FMBH is trading at a 10–25% premium to estimated fair value.

Based on TickrTrends' weekly Forward Fair Value model.

Last price: $49.73
Sector: Financial Services
12-month range: $35.20–$52.58
Market cap: $1.32B
From 52-week high: -5.4%
Shares outstanding: 26.6M
Rank in Financial Services by discount to fair value: #126 of 167

Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.

First Mid Bancshares, Inc. is a bank holding company that operates community banks providing retail and commercial banking services, including lending, deposit products, and related financial services. The company operates primarily through its subsidiaries in Illinois and surrounding regions in the Midwest.

FMBH currently ranks #126 of 167 Financial Services stocks by discount to fair value. It has screened as Overvalued for 14 consecutive weekly runs.

Fundamentals (4 quarters) how computed

Market cap: $1.32B
P/E (trailing): 11x
Revenue (TTM): $455M
Net margin: 22.0%
EPS (TTM): $4.40
Gross margin: 69.3%
Debt / equity: 0.56
Revenue growth (3-yr avg): 4.3%
Shares outstanding: 26.6M

Derived indicators how computed

Quality grade: C
Margin trend: Contracting
52-week position: The top quarter of its range

Technicals how computed

RSI (14-day): 51 · neutral
50-day average: $50.17
200-day average: $45.54
Moving-average state: 50-day above 200-day (golden cross state); price between the averages

Dividends how computed

Paid, last 12 months: $1.01 per share (4 payments)
Yield on last price: 2.03%
Consecutive years of increases: 15
Last ex-dividend date: 2026-08-18
Last payment date: 2026-09-01

Earnings how computed

Next earnings report: 2026-10-29
Last 8 quarters vs consensus: 5 beat, 2 missed
Quarter by quarter: 2026-06 ▲ beat (+12.5%)
2026-03 ▲ beat (+7.5%)
2025-12 ▬ met (0.0%)
2025-09 ▼ miss (-3.1%)
2025-06 ▲ beat (+7.6%)
2025-03 ▲ beat (+2.1%)
2024-12 ▲ beat (+3.6%)
2024-09 ▼ miss (-1.2%)

Analyst consensus how computed

This is not TickrTrends' verdict.

Analyst ratings: 4 buy · 3 hold · 0 sell (7 analysts)
Consensus lean: Buy-leaning
Consensus price target: $56.4
Target vs last price: +13.4%

What our data shows for FMBH

Our model validated 17 trailing price-to-earnings windows for FMBH, built from quarterly earnings records.
Shares are trading in the upper third of their 12-month price range of $35.20–$52.58.
The 14-day relative strength index sits at a neutral 51.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for FMBH
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.

What people are saying

Follow the FMBH conversation: Stocktwits · Reddit · X

TickrTrends weekly updates

2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
2026-09-21 — # FMBH Weekly Indicator Summary TickrTrends' derived indicators for FMBH, a Financial Services sector stock, show a shift in the 50/200-day trend state from uptrend to mixed this week. The stock remains at an overvalued valuation verdict based on current assessment metrics. This transition to a mixed trend state suggests a loss of directional momentum compared to the prior week's uptrend conditions.
2026-09-17 — No material change this week: the verdict, bands and grades all held steady.

Frequently asked questions

Is FMBH stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), FMBH is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.

What is FMBH's TickrTrends verdict?

FMBH's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.

How does FMBH compare to other Financial Services stocks?

FMBH ranks #126 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.

Is FMBH overbought or oversold?

FMBH's 14-day RSI is in neutral territory - neither overbought nor oversold.

Does FMBH pay a dividend?

Yes. FMBH paid $1.01 per share over the last twelve months (4 payments), a 2.03% yield on TickrTrends' last price, and has raised the annual total for 15 consecutive years. The last ex-dividend date was 2026-08-18.

When does FMBH report earnings next?

FMBH's next earnings report is scheduled for 2026-10-29, per the published earnings calendar.

Does FMBH usually beat earnings estimates?

Over its last 8 reported quarters FMBH beat the consensus estimate 5 times and missed 2 times, by TickrTrends' comparison of reported and estimated EPS.

What do analysts say about FMBH?

Of 7 analysts covering FMBH, 4 rate it a buy, 3 a hold and 0 a sell - buy-leaning, with a consensus price target of $56.4 (+13.4% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.

All Financial Services fair-value coverage →

Head-to-head comparisons

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