First Financial Bankshares, Inc. (FFIN) fair value analysis

Nasdaq · Updated 2026-09-07

First Financial Bankshares, Inc. is a bank holding company that provides commercial banking, consumer banking, and wealth management services through its subsidiary banks. The company operates primarily in Texas and Oklahoma through a network of community banks.

Forward Fair Value verdict

Undervalued

Based on TickrTrends' weekly Forward Fair Value model, FFIN is trading at a 10–25% discount to estimated fair value.

FFIN currently ranks #29 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Undervalued for 3 consecutive weekly runs.

Last price: $35.42
Sector: Financial Services
12-month range: $29.63–$35.45

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: C-
Leverage: Low
RSI zone: Neutral
50/200-day trend: Uptrend
52-week position: The top quarter of its range

What our data shows for FFIN

Our model validated 17 trailing price-to-earnings windows for FFIN, built from quarterly earnings records.
Shares are trading in the upper third of their 12-month price range of $29.63–$35.45.
The 14-day relative strength index sits at a neutral 38.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for FFIN
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent FFIN news

TickrTrends' derived news-sentiment signal for FFIN is currently leaning positive, computed from recent coverage.

Regional Bank Director Loads Up on Company Stock, Buys 3,000 Shares (finance.yahoo.com, 2026-09-02)
TickrTrends take: A director's purchase of 3,000 shares signals insider confidence in the company at current price levels, which aligns with TickrTrends' assessment that FFIN is undervalued within the Financial Services sector. For valuation-focused investors, insider buying activity combined with an undervalued designation suggests the market may not yet be pricing in the full value of the business. Monitoring whether additional insiders follow with similar purchases could provide further confirmation of the valuation opportunity, or conversely, if insider buying momentum slows, it may warrant reassessing the undervaluation thesis.
FFIN Initiated Coverage by Piper Sandler -- Rating Set to Neutral (gurufocus.com, 2026-08-27)
TickrTrends take: Piper Sandler's initiation of coverage with a Neutral rating provides a significant data point for investors tracking FFIN's valuation positioning, particularly given TickrTrends' current assessment that the stock is undervalued. The analyst's entry into coverage could influence how the market prices the Financial Services company going forward, making it important to monitor whether institutional attention shifts the valuation gap that TickrTrends has identified. Valuation-focused readers should observe whether this coverage and rating level accelerates any repricing of FFIN toward fundamental value or whether the stock remains disconnected from analyst and algorithmic assessments.
First Financial Bankshares: Lofty Valuation Continues To Weigh (NASDAQ:FFIN) (seekingalpha.com, 2026-08-14)
TickrTrends take: First Financial Bankshares operates in the Financial Services sector where valuation metrics typically influence investor decisions significantly. The current TickrTrends assessment designates FFIN as undervalued, which contrasts with the headline's characterization of elevated valuation levels that may be constraining the stock. Investors focused on valuation should monitor whether FFIN's current pricing aligns with its underlying financial metrics or if the market reassesses its fair value in coming periods.

What people are saying

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TickrTrends weekly updates

2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
2026-09-06 — No material change this week: the verdict, bands and grades all held steady.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is FFIN stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), FFIN is trading at a 10–25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.

What is FFIN's TickrTrends verdict?

FFIN's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.

How does FFIN compare to other Financial Services stocks?

FFIN ranks #29 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is FFIN overbought or oversold?

FFIN's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Financial Services fair-value coverage →

Head-to-head comparisons

FFIN vs ALL · FFIN vs BX · FFIN vs GCMG · FFIN vs ICE · FFIN vs KEY