Mechanics Bancorp (MCHB) fair value analysis
Nasdaq · Updated 2026-10-19
MCHB price how computed
Valuation status
Awaiting full valuationMCHB does not yet have sufficient validated earnings history for a full Forward Fair Value verdict under our standards.
We require at least six validated trailing price-to-earnings windows before publishing one. TickrTrends re-evaluates every covered stock weekly; a verdict publishes automatically once enough validated history accumulates.
- Last price
- $14.35
- Sector
- Financial Services
- 12-month range
- $13.12–$17.17
- Market cap
- $3.16B
- From 52-week high
- -16.4%
- Shares outstanding
- 220M
- Rank in Financial Services by quality score
- #3 of 207
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Mechanics Bancorp is a financial services company that operates as a bank holding company providing banking services to customers. The company operates primarily in California through its subsidiary bank.
MCHB currently ranks #3 of 207 Financial Services stocks by quality score.
Fundamentals (4 quarters) how computed
- Market cap
- $3.16B
- P/E (trailing)
- 10x
- Revenue (TTM)
- $1.06B
- Net margin
- 26.5%
- EPS (TTM)
- $1.38
- Gross margin
- 77.9%
- Debt / equity
- 0.08
- Revenue growth (3-yr avg)
- 45.1%
- Shares outstanding
- 220M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Expanding
- 52-week position
- The lower-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 28 · oversold
- 50-day average
- $15.55
- 200-day average
- $15.23
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $1.56 per share (4 payments)
- Yield on last price
- 10.87%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-08-28
- Last payment date
- 2026-09-01
Earnings how computed
- Next earnings report
- 2026-10-28 (post-market)
- Last 8 quarters vs consensus
- 2 beat, 6 missed
- Quarter by quarter
- 2026-06 ▲ beat (+8.0%)
2026-03 ▼ miss (-7.7%)
2025-12 ▲ beat (+126.9%)
2025-09 ▼ miss (-50.0%)
2025-06 ▼ miss (-500.0%)
2025-03 ▼ miss (-114.3%)
2024-12 ▼ miss (-42.1%)
2024-09 ▼ miss (-33.3%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 2 buy · 2 hold · 0 sell (4 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $17
- Target vs last price
- +18.5%
What our data shows for MCHB
- Our model validated 3 trailing price-to-earnings windows for MCHB, built from quarterly earnings records.
- Shares are trading in the lower third of their 12-month price range of $13.12–$17.17.
- The 14-day relative strength index sits at an oversold 28.
What subscribers see
- Every published Forward Fair Value with its exact discount or premium
- The normalized P/E and quarter count behind each estimate
- Screeners and rankings across the full S&P 500 and Nasdaq universes
- MCHB's own verdict the week it qualifies, published automatically
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent MCHB news
TickrTrends' derived news-sentiment signal for MCHB is currently leaning positive, computed from recent coverage.
- Mechanics Bank (MCHB) Earnings Expected to Grow: What to Know Ahead of Next Week's Release (zacks.com, 2026-10-21)
- MCHB Maintained by Cantor Fitzgerald -- Price Target Lowered to $17.00 (gurufocus.com, 2026-10-14)
- Five Things Every RIA Owner Must Know About Partner Buy-Ins (wealthmanagement.com, 2026-10-08)
More MCHB news
- Mechanics Bank (MCHB) Could Find a Support Soon, Here's Why You Should Buy the Stock Now (zacks.com, 2026-09-25)
- Mechanics (MCHB) Sells Most of its Runoff Auto Portfolio. Can Redeployment Improve Earnings? (insidermonkey.com, 2026-09-21)
What people are saying
Follow the MCHB conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — MCHB's relative strength index has moved from neutral territory into oversold zone this week, indicating that the stock has experienced pronounced selling pressure recently. The Financial Services sector company remains in an awaiting full valuation status, meaning a comprehensive price assessment is pending completion.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — MCHB, a Financial Services sector company, experienced a shift in its relative strength index this week, moving from oversold territory into neutral zone. The stock's derived indicators suggest a technical rebalancing, though the company's full valuation assessment remains pending further analysis.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is MCHB stock undervalued?
MCHB does not yet have sufficient validated earnings history for a full Forward Fair Value verdict under TickrTrends' standards; it is re-evaluated every week.
What is MCHB's TickrTrends verdict?
MCHB is currently marked 'Awaiting full valuation' - a verdict publishes automatically once at least six validated trailing P/E windows accumulate.
How does MCHB compare to other Financial Services stocks?
MCHB ranks #3 of 207 Financial Services stocks in TickrTrends' coverage by quality score. It carries no fair-value verdict yet, so it is not ranked by discount.
Is MCHB overbought or oversold?
MCHB's 14-day RSI is in the oversold zone on TickrTrends' latest weekly data.
Does MCHB pay a dividend?
Yes. MCHB paid $1.56 per share over the last twelve months (4 payments), a 10.87% yield on TickrTrends' last price. The last ex-dividend date was 2026-08-28.
When does MCHB report earnings next?
MCHB's next earnings report is scheduled for 2026-10-28 (post-market), per the published earnings calendar.
Does MCHB usually beat earnings estimates?
Over its last 8 reported quarters MCHB beat the consensus estimate 2 times and missed 6 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about MCHB?
Of 4 analysts covering MCHB, 2 rate it a buy, 2 a hold and 0 a sell - buy-leaning, with a consensus price target of $17 (+18.5% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.