Mid Penn Bancorp, Inc. (MPB) fair value analysis
Nasdaq · Updated 2026-10-19
MPB price how computed
Forward Fair Value verdict
OvervaluedMPB is trading at a 10–25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $36.04
- Sector
- Financial Services
- 12-month range
- $28.19–$38.54
- Market cap
- $913M
- From 52-week high
- -6.5%
- Shares outstanding
- 25.3M
- Rank in Financial Services by discount to fair value
- #124 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Mid Penn Bancorp, Inc. is a bank holding company that operates community banks providing retail and commercial banking services including lending, deposit products, and other financial services. The company operates primarily through its subsidiaries in Pennsylvania and adjacent states in the Mid-Atlantic region.
MPB currently ranks #124 of 167 Financial Services stocks by discount to fair value. It has screened as Overvalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $913M
- P/E (trailing)
- 12x
- Revenue (TTM)
- $371M
- Net margin
- 18.4%
- EPS (TTM)
- $3.11
- Gross margin
- 70.2%
- Debt / equity
- 0.17
- Revenue growth (3-yr avg)
- 19.0%
- Shares outstanding
- 25.3M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Expanding
- 52-week position
- The top quarter of its range
Technicals how computed
- RSI (14-day)
- 46 · neutral
- 50-day average
- $36.74
- 200-day average
- $34.20
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $0.94 per share (4 payments)
- Yield on last price
- 2.61%
- Consecutive years of increases
- 1
- Last ex-dividend date
- 2026-08-03
- Last payment date
- 2026-08-14
Earnings how computed
- Next earnings report
- 2026-10-28
- Last 8 quarters vs consensus
- 5 beat, 2 missed
- Quarter by quarter
- 2026-06 ▲ beat (+7.4%)
2026-03 ▼ miss (-20.0%)
2025-12 ▼ miss (-1.2%)
2025-09 ▲ beat (+8.5%)
2025-06 ▲ beat (+1.4%)
2025-03 ▲ beat (+14.3%)
2024-12 ▬ met (0.0%)
2024-09 ▲ beat (+5.6%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 3 buy · 0 hold · 0 sell (3 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $41
- Target vs last price
- +13.8%
What our data shows for MPB
- Our model validated 17 trailing price-to-earnings windows for MPB, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $28.19–$38.54.
- The 14-day relative strength index sits at a neutral 46.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for MPB
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent MPB news
TickrTrends' derived news-sentiment signal for MPB is currently leaning positive, computed from recent coverage.
- Mid Penn Bancorp GAAP EPS of $0.84, revenue of $74.68M (NASDAQ:MPB) (seekingalpha.com, 2026-10-22)
TickrTrends take: MPB's latest GAAP EPS of 84 cents and revenue of 75 million dollars occurred while TickrTrends rates the stock as overvalued in the Financial Services sector. Investors focusing on valuation metrics should monitor whether the company can sustain or improve these earnings levels to justify its current market price, particularly given the overvaluation designation. The gap between recent operational performance and market valuation suggests that near-term earnings growth or margin expansion would be necessary to narrow the overvaluation signal. - Is Mid Penn Bancorp Inc (MPB) Overvalued After Q3 Earnings Miss? EPS: $0.85, Revenue: $21.6 Million - GF Score: 66/100, 16.2% Overvalued (gurufocus.com, 2026-10-21)
TickrTrends take: Mid Penn Bancorp operates in the Financial Services sector and has received a TickrTrends valuation designation of Overvalued based on current analysis. The company's recent quarterly results showed earnings per share and revenue figures that fell short of expectations, which typically warrants closer examination of whether current market pricing appropriately reflects operational performance. Investors focused on valuation metrics should monitor whether upcoming quarters demonstrate improvement in earnings quality and whether the stock price adjusts to reflect the company's fundamentals relative to peers in the banking sector. - Director Joel Frank Buys 70 Shares of Mid Penn Bancorp Inc (MPB) (gurufocus.com, 2026-10-02)
TickrTrends take: Director Joel Frank's recent purchase of 70 shares represents insider buying activity at Mid Penn Bancorp, a Financial Services sector company currently assessed as Overvalued by TickrTrends valuation metrics. Given the overvaluation designation, a valuation-focused reader should monitor whether additional insider purchases accumulate, as such buying patterns could suggest insiders view current valuations as attractive despite the broader overvaluation assessment. The significance of insider transactions relative to the company's valuation gap and future earnings performance will be key indicators to track in evaluating whether the overvaluation status may shift.
What people are saying
Follow the MPB conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — TickrTrends' derived indicators for MPB show a decline in sector positioning this week. The company's sector discount rank has fallen from 119 to 128, indicating a weaker relative valuation position within the Financial Services sector. The current valuation verdict remains Overvalued.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is MPB stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), MPB is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is MPB's TickrTrends verdict?
MPB's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does MPB compare to other Financial Services stocks?
MPB ranks #124 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is MPB overbought or oversold?
MPB's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does MPB pay a dividend?
Yes. MPB paid $0.94 per share over the last twelve months (4 payments), a 2.61% yield on TickrTrends' last price, and has raised the annual total for 1 consecutive year. The last ex-dividend date was 2026-08-03.
When does MPB report earnings next?
MPB's next earnings report is scheduled for 2026-10-28, per the published earnings calendar.
Does MPB usually beat earnings estimates?
Over its last 8 reported quarters MPB beat the consensus estimate 5 times and missed 2 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about MPB?
Of 3 analysts covering MPB, 3 rate it a buy, 0 a hold and 0 a sell - buy-leaning, with a consensus price target of $41 (+13.8% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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