Navient Corporation (NAVI) fair value analysis

Nasdaq · Updated 2026-09-07

Navient Corporation is a financial services company that manages student loan servicing and provides education finance solutions. The company operates primarily in the United States.

Forward Fair Value verdict

Overvalued

Based on TickrTrends' weekly Forward Fair Value model, NAVI is trading at more than a 25% premium to estimated fair value.

NAVI currently ranks #151 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Overvalued for 3 consecutive weekly runs.

Last price: $8.83
Sector: Financial Services
12-month range: $8.12–$12.56

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: D
Leverage: High
RSI zone: Neutral
50/200-day trend: Mixed
52-week position: The bottom quarter of its range

What our data shows for NAVI

Our model validated 10 trailing price-to-earnings windows for NAVI, built from quarterly earnings records.
Shares are trading in the lower third of their 12-month price range of $8.12–$12.56.
The 14-day relative strength index sits at a neutral 60.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for NAVI
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent NAVI news

TickrTrends' derived news-sentiment signal for NAVI is currently leaning positive, computed from recent coverage.

Navient declares third quarter common stock dividend (manilatimes.net, 2026-08-13)
TickrTrends take: Navient's declaration of a third quarter common stock dividend signals confidence in cash generation, though investors relying on TickrTrends' overvalued assessment should monitor whether the dividend payout ratio remains sustainable relative to earnings. For a Financial Services company trading at a premium valuation, dividend consistency becomes particularly important as it may support the stock price if growth expectations fail to materialize. Valuation-focused readers should track whether upcoming earnings reports justify the current market price or whether dividend payments strain financial flexibility.
Navient Corporation (NAVI) Q2 2026 Earnings Call Transcript (seekingalpha.com, 2026-08-07)
TickrTrends take: Navient Corporation operates in the Financial Services sector, where valuation multiples reflect both the strength of loan portfolios and broader market interest rate expectations. TickrTrends currently derives an Overvalued verdict for NAVI, suggesting the market price may not align with fundamental metrics such as earnings power or book value relative to sector peers. Investors focused on valuation should monitor how Q2 2026 results and management commentary address profitability trends and loan performance, as these factors will be critical to reassessing whether the current overvaluation thesis holds or narrows.

What people are saying

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TickrTrends weekly updates

2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
2026-09-06 — TickrTrends' derived indicators for NAVI show that momentum rating has been removed this week, whereas it previously held a B rating. The stock remains classified as overvalued according to current valuation metrics within the Financial Services sector.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is NAVI stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), NAVI is trading at more than a 25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.

What is NAVI's TickrTrends verdict?

NAVI's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.

How does NAVI compare to other Financial Services stocks?

NAVI ranks #151 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is NAVI overbought or oversold?

NAVI's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Financial Services fair-value coverage →

Head-to-head comparisons

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