NMI Holdings, Inc. (NMIH) fair value analysis

Nasdaq · Updated 2026-09-07

NMI Holdings, Inc. is a mortgage insurance company that provides private mortgage insurance and related services to mortgage lenders and homebuyers in the United States. The company operates primarily in the domestic mortgage insurance market, serving the financial services sector.

Forward Fair Value verdict

Overvalued

Based on TickrTrends' weekly Forward Fair Value model, NMIH is trading at a 10–25% premium to estimated fair value.

NMIH currently ranks #106 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Overvalued for 3 consecutive weekly runs.

Last price: $44.58
Sector: Financial Services
12-month range: $35.53–$44.58

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: B-
Leverage: Low
RSI zone: Neutral
50/200-day trend: Uptrend
52-week position: The top quarter of its range

What our data shows for NMIH

Our model validated 17 trailing price-to-earnings windows for NMIH, built from quarterly earnings records.
Shares are trading in the upper third of their 12-month price range of $35.53–$44.58.
The 14-day relative strength index sits at a neutral 49.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for NMIH
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent NMIH news

TickrTrends' derived news-sentiment signal for NMIH is currently mixed, computed from recent coverage.

NMI Holdings (NMIH) Q2 2026 Earnings Call Transcript (finance.yahoo.com, 2026-07-31)
TickrTrends take: NMI Holdings operates in the Financial Services sector, where TickrTrends currently assigns an Overvalued verdict to the stock. An investor focused on valuation should monitor whether Q2 2026 results and forward guidance support or challenge this assessment, particularly given the capital-intensive nature of mortgage insurance and the sensitivity of the business to interest rate cycles. The earnings call will provide insight into underwriting margins, loss ratios, and management's outlook, all of which inform whether the current market price reflects reasonable expectations for the company's profitability and risk profile.
NMI Holdings, Inc. Q2 2026 Earnings Call Summary (finance.yahoo.com, 2026-07-31)
TickrTrends take: NMI Holdings operates in the Financial Services sector where TickrTrends currently indicates the stock trades at an overvalued level. For investors focused on valuation metrics, the Q2 2026 earnings call will be an important venue to assess whether the company's operational performance and forward guidance can justify its current market price. Given the overvalued designation, particular attention should be paid to revenue trends, profitability margins, and management commentary on business outlook relative to what the market has already priced into the stock.
NMI Holdings, Inc. to Announce Second Quarter 2026 Financial Results on July 30, 2026 (manilatimes.net, 2026-07-02)
TickrTrends take: NMI Holdings, which operates in the Financial Services sector, is scheduled to report its second quarter 2026 results on July 30, 2026. Given TickrTrends' current assessment that the stock is overvalued, investors focused on valuation metrics will likely scrutinize the earnings report for evidence of whether the company's financial performance justifies its current market price. Key items such as revenue growth, profitability margins, and mortgage insurance volume trends will be relevant data points for determining whether the overvalued designation remains appropriate or warrants revision.

What people are saying

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TickrTrends weekly updates

2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
2026-09-06 — TickrTrends' derived indicators for NMIH showed a notable shift this week, with momentum declining from a C rating to no rating. The stock, operating in the Financial Services sector, maintains an Overvalued valuation verdict.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is NMIH stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), NMIH is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.

What is NMIH's TickrTrends verdict?

NMIH's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.

How does NMIH compare to other Financial Services stocks?

NMIH ranks #106 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is NMIH overbought or oversold?

NMIH's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Financial Services fair-value coverage →

Head-to-head comparisons

NMIH vs BCAL · NMIH vs BFST · NMIH vs BPOP · NMIH vs CGBD · NMIH vs CINF