NB Bancorp, Inc. (NBBK) fair value analysis
Nasdaq · Updated 2026-10-19
NBBK price how computed
Forward Fair Value verdict
UndervaluedNBBK is trading at more than a 25% discount to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $21.86
- Sector
- Financial Services
- 12-month range
- $17.74–$23.32
- Market cap
- $958M
- From 52-week high
- -6.3%
- Shares outstanding
- 43.8M
- Rank in Financial Services by discount to fair value
- #23 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
NB Bancorp, Inc. is a bank holding company that operates through its subsidiaries to provide banking and financial services to customers. The company operates primarily in the Upper Midwest region of the United States.
NBBK currently ranks #23 of 167 Financial Services stocks by discount to fair value. It has screened as Undervalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $958M
- P/E (trailing)
- 11x
- Revenue (TTM)
- $418M
- Net margin
- 16.0%
- EPS (TTM)
- $2.04
- Gross margin
- 62.1%
- Debt / equity
- 0.18
- Revenue growth (3-yr avg)
- 26.9%
- Shares outstanding
- 43.8M
Derived indicators how computed
- Quality grade
- D
- Margin trend
- Stable
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 39 · neutral
- 50-day average
- $22.53
- 200-day average
- $21.36
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $0.28 per share (4 payments)
- Yield on last price
- 1.28%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Next ex-dividend date
- 2026-10-29
- Last payment date
- 2026-08-19
Earnings how computed
- Last 8 quarters vs consensus
- 6 beat, 1 missed
- Quarter by quarter
- 2026-09 ▲ beat (+1.7%)
2026-06 ▲ beat (+7.8%)
2026-03 ▼ miss (-29.6%)
2025-12 ▲ beat (+13.3%)
2025-09 ▲ beat (+7.1%)
2025-06 ▲ beat (+14.3%)
2025-03 ▬ met (0.0%)
2024-12 ▲ beat (+6.3%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 1 buy · 1 hold · 0 sell (2 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $25.5
- Target vs last price
- +16.7%
What our data shows for NBBK
- Our model validated 9 trailing price-to-earnings windows for NBBK, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $17.74–$23.32.
- The 14-day relative strength index sits at a neutral 39.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for NBBK
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
What people are saying
Follow the NBBK conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — NBBK's quality grade declined sharply this week, falling from A to D according to TickrTrends' derived indicators. Despite this significant downgrade in quality metrics, the stock maintains an undervalued valuation verdict. The deterioration in quality grade suggests a meaningful change in the company's fundamental characteristics or operational performance as measured by TickrTrends' assessment framework.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators for NBBK show a shift in trend momentum this week. The 50/200-day trend state moved from an uptrend to a mixed state, suggesting a potential deceleration in the stock's price movement pattern. Despite this change in short-term momentum, the stock remains trading at an undervalued level according to current valuation metrics.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — NBBK has experienced notable shifts in its technical positioning this week. The 50/200-day trend state has moved from mixed to uptrend, indicating strengthening momentum, while its sector discount rank has declined from 18th to 24th place among Financial Services companies, suggesting it has become relatively less discounted compared to peer valuations. The stock maintains an undervalued verdict according to TickrTrends' current assessment.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is NBBK stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), NBBK is trading at more than a 25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.
What is NBBK's TickrTrends verdict?
NBBK's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.
How does NBBK compare to other Financial Services stocks?
NBBK ranks #23 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is NBBK overbought or oversold?
NBBK's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does NBBK pay a dividend?
Yes. NBBK paid $0.28 per share over the last twelve months (4 payments), a 1.28% yield on TickrTrends' last price. The next ex-dividend date on file is 2026-10-29.
Does NBBK usually beat earnings estimates?
Over its last 8 reported quarters NBBK beat the consensus estimate 6 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about NBBK?
Of 2 analysts covering NBBK, 1 rate it a buy, 1 a hold and 0 a sell - buy-leaning, with a consensus price target of $25.5 (+16.7% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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